Trainwreck Anisa Riyadh Jomha / @anisajomha & iDubbbz / Ian Kane Jomha / Ian Kane Washburn / "Anisa's husband" / "Poo-Pants Swastika Boy" - Anisa posting her bald nudes on OnlyFans even when married to Ian and thirsting over Hasan while her husband iDubbbz the Content Cuck/Simp/THE RAPED/ etc. watches

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How will Anisa beg for attention next?

  • In a hospital bed with some caption like “I lived bitch"

    Votes: 188 8.1%
  • Announces her psych hospitalization to the world on the podcast

    Votes: 214 9.2%
  • Vagueposting on Twitter about self harm

    Votes: 763 32.9%
  • Announces that it was actually Ian who was going to kill himself, she just wants the sympathy

    Votes: 441 19.0%
  • Divorce from Poo-Pants Swastika Boy

    Votes: 461 19.9%
  • Takes a break from all social media (lol)

    Votes: 255 11.0%

  • Total voters
    2,322
I think Anisa and Ian can safely be described as poor, as I don't know many rich people who can't afford to swap homes while their previous one is still up for sale. Factor in that they're not going to get the full amount for the house since it was still under mortgage, they're likely looking at less than half back. This would be roughly enough to maybe get a down payment and mortgage on an Edmonton low-tier suburban crack shack.

The issue comes with the fact that Anisa especially, cannot live like this. Living broke and having no friends in a suburban house will drive her insane because it's not whimsical enough for her and they they can't afford to laser her back off again to get more terrible tattoos there. Maybe she'll even talk Ian into spending all of the money they get for the house on the down payment for a mid-ranged mcmansion that they can't possibly afford since their numbers are going down, not up. Looking forward to what happens next lol.
 
I’ll bite.

How the fuck does one spend 95k on improvements for a house that small?

Top of the line kitchen equipment, new paint, new washer dryer, mudding/closet work, home audio. Like all that shouldn’t crack 30k

Actually, fuck, I got it. They let “California closets” go absolutely wild on every room.
 
Presumably in reference to the Klein/Jomha shit, leftist Essayist Horses is selling a human skull on his merch store. Don't worry though, guys, this human skull was ethically sourced from the carcass of some poor bastard in India or a pauper cemetery, statistically. That means it's okay for leftists heroes and knights of Karl Marx to profiteer off of this human person's tissues, because he was the unpopular kind of pauper!

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How the fuck does one spend 95k on improvements for a house that small?
I'm sure I could spend that much on a small home renovation if I really tried. Whether it was worth 95k or not depends on what/how much they did to it. Although in practice no one can argue that whatever they did for the renovation all that amounted was prettying it up for the next buyer since they're trying to sell it for what they paid for it.

But I'll tell you what would've been a big part of why it cost 95k, Anisa would not have tried to get multiple quotes to get the costs down and once the contractors caught on to her cluelessness they would have taken her for a ride (lol) with the costings. She's the type of spend-happy idiot contractors pray to have call them up. She'll agree to anything and not do any research about how much it should cost for the materials and manpower, especially if they gas her up by telling her that she has good tastes for going for the more expensive choices.
 
I’ll bite.

How the fuck does one spend 95k on improvements for a house that small?

Top of the line kitchen equipment, new paint, new washer dryer, mudding/closet work, home audio. Like all that shouldn’t crack 30k

Actually, fuck, I got it. They let “California closets” go absolutely wild on every room.
Weekly carpet shampoo due to Ian's stench.
 
Presumably in reference to the Klein/Jomha shit, leftist Essayist Horses is selling a human skull on his merch store. Don't worry though, guys, this human skull was ethically sourced from the carcass of some poor bastard in India or a pauper cemetery, statistically. That means it's okay for leftists heroes and knights of Karl Marx to profiteer off of this human person's tissues, because he was the unpopular kind of pauper!

View attachment 7649189
I know it’s probably just some random pajeet skull, but how pathetic is it that these people will desecrate actual human remains just for Internet drama clout points
 
I think Anisa and Ian can safely be described as poor, as I don't know many rich people who can't afford to swap homes while their previous one is still up for sale.
As much as I want to believe it, I don't think it's true -- I think it's mostly a liquidity thing with money in retirement accounts and the Seattle house, tied to a death spiral in spending that started with covid.

Ian mentioned at his presumably peak personal-finance state in 2021 (before the fall in viewership was really priced in) that he was maxing his SEP IRA (presumably meaning a few years) and had gotten into Tesla in 2017 (impliedly through his SEP IRA, since he said he only opened an individual brokerage much more recently (to 2021)). I think he was invested pretty well in 2021 based on what he said, and if he did invest early in Tesla, returns on a maxed SEP IRA over let's call it five years could put his SEP IRA at over a million.

Ian's first home was purchased in 2016 for $450,000 with $220,000 down. In 2019 Ian had paid it off in full. Then in 2021 he sold it for $720,000. There's some muddiness here, since his parents were co-borrowers and co-owners which would imply some of the money went to them, but I think a fair assessment is at least the "paying it off in ~two years" thing was Ian's doing, so I'd assume the bulk of the money went to him.

Ian's second home was purchased in 2020 during his real-estate investing sphere, but critically was purchased March 19, 2020 (right as covid was hitting and right when Ian would begin his spiral). The second home cost $530,000 with 20% down ($106,000) and he sold it just under two years later in 2022 for $740,000. Turning ~$106,000 into ~$316,000 (ignoring principal payments but also ignoring closing costs) in just under two years should have triggered capital gains taxes, but query whether Ian was diligent about paying his taxes in 2023 (for 2022) right after CC2 all things considered.

I think it's reasonable to guess his early real estate efforts had him walking away with probably ~$500k in the bank (with a high end estimate of about a million before closing costs if the first house entirely went to him). He promptly shoved ~$275k of that into the down payment on the Seattle home and $95k on upgrades -- of which he is probably looking at not fully breaking even once this sells.

I've never quite parsed whether "we lost $250k on CC2" was truly a personal thing, or jointly split with investors. But if personal, my sense is they're probably thin on liquidity and their bank account could be in rough shape at the moment, but at the same time Ian's SEP IRA is probably fine and could be tapped, with a penalty, early for genuine emergencies. And I think because they expect to get the money out of the Seattle home soon, they probably haven't viewed it as a genuine emergency yet.
 
Make a cooking channel, bitch, you are B R O K E (allegedly)

Beef Wellington with extra mushrooms please.

they can't afford to laser her back off again to get more terrible tattoos there.

She probably can’t get much more laser on the same patch of skin without risking scarring. Suffah Anisa, you bought it, you’re stuck with it.

my sense is they're probably thin on liquidity and their bank account could be in rough shape at the moment, but at the same time Ian's SEP IRA is probably fine

What do you think is their ability to service a mortgage with lower income from views /Patreon and higher interest rates?
 
What do you think is their ability to service a mortgage with lower income from views /Patreon and higher interest rates?
I think Ian's last good year of income ($200k plus) was probably 2020 maybe 2021. It wouldn't surprise me if the 2022 Seattle mortgage was approved with stronger-appearing income data than they'd have now. Also there was somewhat of a covid overhang and so I think lenders weren't THAT scrupulous when it came to lending to business owners in 2022 who had then-recent rocky income data.

I think an approval now would be inevitably more difficult for them. My sense is they'd probably have to put a premium downpayment down to assure lenders they have skin in the game. But also, I know almost nothing of Canada and its housing/mortgage market so it could be wildly different. All I know is Canadian housing costs have gone nuts, which I would assume is some combination of (1) importing millions of people, (2) chinese investors buying up property and (3) lax lending standards, driving domestic demand. I could see a world where lax lending standards could give breathing room to Anisa and her husband.

If they come away with $250k from selling the Seattle home (basically, getting back their down payment), they could probably buy something reasonable in Edmonton. That's almost $350k Canadabux, and Edmonton is a shithole economically and they could probably buy reasonably well with cash in. See, e.g., whatever the fuck this is.

It truly is an impressive fall from grace. But they'll manage and I think probably not have to tap Anisa's lifeline (her husband's SEP IRA retirement accounts).
 
Have you thought of going into real estate? Because you certainly captured that property’s essence. (Rather sweet little front yard though). Thank you for the very thoughtful and helpful answer to my question.
This is the house that would have benefited from $95k in upgrade money -- not the silliness they did in Seattle. Honestly, not that it would be a great return-on-investment, I think that house could be pleasantly nice if the kitchen were fixed and you finished the whole basement so you didn't have the shower on weird semi-finished basement floors.

PL:
appreciate the compliment, recently bought a (painfully expensive) house, and spent way too much time thinking about these things.
 
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