US US Politics General 2 - Discussion of President Trump and other politicians

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Should be a wild four years.

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Current members of the House of Representatives
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While everyone discusses the viability of 50 year mortgages and never owning a home (or buying one when they're 40) I'll just leave this totally unrelated text here as food for thought.

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From what I’ve read, the prices for apartments in places like Tel Aviv are Canada-tier outrageous.
 
There's also the increase of the statistical likelihood that the home you got the mortgage for being damaged or destroyed to the point of becoming uninhabitable. You'd still be on the hook for the payments of course.
You’d be better off buying a dozen acres in flyover country and building your own place, honestly.
 
Translate this into English please
Trying not to shit up the thread since most people will be just fine renting or buying a house appropriate for their needs and not worrying about any of this.

  • Comparing nominal dollars over a 30 year or 50 timespan gives misleading analysis.= Inflation is going to keep going up on average whether you want it to or not. And so not taking into account that the payment at the end of 30 years is being payed with dollars whose value is about 50% (2% average inflation) to 30% (4% average inflation) as much as they were worth at the start gives a misleading picture. Even if your income isn't going up with inflation, your rent likely is and that is what you need to compare it with.
  • As well as not including equity in the home and assuming the person spends the difference instead of invests.= You want to compare total wealth between the two strategies. Which includes the home equity as well as the money you would have had to pay in higher mortgage payments being invested. If your point is well if you spent the money instead of saving it, no shit the strategy where you spend more leaves your poorer at the end.
  • Having access to a loan where if you are itemizing taxes you can write off ordinary income tax.= Taxes on your income from a job are higher than capital gains (money made off selling investments) and most other ways of money going into your account. If you take out a loan to invest in the stock market you write off capital gains or dividends, which are taxed at a lower value. Where as if you keep a home mortgage while investing, you get to write off the taxes on your more expensive income while using the money to invest.
  • Having an investment with $500k capital gains exemption for a married couple.= If you buy a stock and then sell it for $10k more, you have to pay tax on that $10k, if you do the same for a primary residence, you don't have to pay any tax on that gain. (Costs associated with selling the home massively eat into this, but it is a benefit to be considered)
  • Having a fixed rate loan that is not callable and you can ratchet down as interest rates drop for fairly cheap.=A home is an asset, even if I deeply encourage people to not bother thinking of it that way most of the time. For most investments, when you take out a loan to purchase them the bank can demand you pay it all back now now now, if certain conditions happen. This doesn't apply to a home mortgage loan. Having a loan whose interest rate doesn't change month to month (assuming people get a fixed rate loan) where you can go to the bank and say someone else is offering me a better rate and so I'm going to pay it off and move to them, is not an option many other loans have. Even other countries have home mortgage terms where doing that would cost you tens of thousands in fees for breaking the contract on top of existing refinancing fees.
  • Having an investment that has significant bankruptcy protection.=you never know what the future holds. There is benefit in having assets with some protection of being seized if you go into bankruptcy over assets that don't.
  • Tax arbitrage due to imputed income verse real income.= If you rent a property it has to make financial sense for the landlord to rent it to you after they pay all the taxes associated with that income. When you own the property, you are getting the asset effectively from yourself as the landlord and because money isn't being transferred, you don't have to pay tax on it that second time. A landlord has to rent it out for the price he gets plus the tax he has to pay. Where as if you are paying a mortgage, you are getting it for just the price the landlord would get.
  • As a bonus: high inflation is usually associated with bad times. However, if you have the loan, it eats away at it faster in after inflation dollars, which are what you have to buy burgers in. Meaning you get some benefit during bad economic periods. It is generally desirable to have assets that perform better than expected during bad economic times than ones that perform better than expected during good economic times since it produces less risk overall.
 
Did the shitlibs import all diversity and not think that the various diversities hate eachother more than Whitey?
They think that all browns are fungible, all ethnic conflicts are a social construct, culture and religion can be replaced by goy approved cultureslop consooooomerism, and the magic of socialism, gibs, and magic clay will turn them all into interchangeable productive economic units, ready to replace whitey at a fraction of the cost and with no political or cultural agency beyond "vote blue no matter who" or the equivalent.

I doubt the boomers will ever admit they were wrong about this. The Millennials will live to see Sharia law in their cities. The UK already has "Community Leaders" which are unelected Sharia Law Judges that "provide input" to the Yoookay's legal system, especially when dealing with the Muslims. The only solace we have is that the second these guys get a critical mass they're going to turn on the Jews that arranged all of this shit harder than any of us in the west can imagine.
 
The emancipation proclamation wasn't because people had bleeding hearts for niggers back then, it was their way to make the Confederacy so nuclear that no other country could aid them in the war.
Well yeah, but also Abraham Lincoln did feel sympathy for the blacks after they fought with with Union Army and helped them to defeat the confederates. He generally didn't care too much about the blacks until that happened and he changed his views on them. This was a major contributing factor and Lincoln stated as much.
 
Businesses need to stop this scam of borrowing massive amounts of money they can never pay off to fuck about with numbers to push the stock price up. It’s ruinous.

But the entire economy now is based around fraud, scams, usury and general parasitism solely to feed shareholder greed for another 3 months, so what do I know?
I'm wholly convinced now that the majority of companies are doing the same shit that sunk Enron.
 
I doubt the boomers will ever admit they were wrong about this. The Millennials will live to see Sharia law in their cities. The UK already has "Community Leaders" which are unelected Sharia Law Judges that "provide input" to the Yoookay's legal system, especially when dealing with the Muslims. The only solace we have is that the second these guys get a critical mass they're going to turn on the Jews that arranged all of this shit harder than any of us in the west can imagine.
sometimes i wonder how fast things would magically change on diversity if everyone just accepted islam, i mean my only problem with it is it rejects christ as the son of god ... but i doubt the slaves to israel calling themselves christians really care about that any more than the muslims do. you get women back in line, no jews, they probably stop invading as much if they have less religious reason to do so as the fair weather sort flash a crescent instead of a cross or a reddit brand fleshlight. yeah i think if it ever happens that the right become "yall qaeda" for real suddenly the oh so impossible thing of no browns will just happen over night and all the myriad of excuses with evaporate like mist in the shapes of things that were never there.

i kinda do find it suspicious that alot of the approved criticism is noooooo think of the women who cant be whores and will actually have to suffer the consequences of their own actions for once noooooo think of the jews man! think of the gays thrown off buildings, coming even from right wingers. i mean no all that sounds good.
 
sometimes i wonder how fast things would magically change on diversity if everyone just accepted islam, i mean my only problem with it is it rejects christ as the son of god ... but i doubt the slaves to israel calling themselves christians really care about that any more than the muslims do. you get women back in line, no jews, they probably stop invading as much if they have less religious reason to do so as the fair weather sort flash a crescent instead of a cross or a reddit brand fleshlight. yeah i think if it ever happens that the right become "yall qaeda" for real suddenly the oh so impossible thing of no browns will just happen over night and all the myriad of excuses with evaporate like mist in the shapes of things that were never there.

i kinda do find it suspicious that alot of the approved criticism is noooooo think of the women who cant be whores and will actually have to suffer the consequences of their own actions for once noooooo think of the jews man! think of the gays thrown off buildings, coming even from right wingers. i mean no all that sounds good.
Subjugating women to their place is the ultimate good.
 
They think that all browns are fungible, all ethnic conflicts are a social construct, culture and religion can be replaced by goy approved cultureslop consooooomerism, and the magic of socialism, gibs, and magic clay will turn them all into interchangeable productive economic units, ready to replace whitey at a fraction of the cost and with no political or cultural agency beyond "vote blue no matter who" or the equivalent.

I doubt the boomers will ever admit they were wrong about this. The Millennials will live to see Sharia law in their cities. The UK already has "Community Leaders" which are unelected Sharia Law Judges that "provide input" to the Yoookay's legal system, especially when dealing with the Muslims. The only solace we have is that the second these guys get a critical mass they're going to turn on the Jews that arranged all of this shit harder than any of us in the west can imagine.
The good ending is whites turning on kikes and muzzies at once. Neither race can fight worth shit.
 
Jewish propaganda

It's interesting to see that they knowingly sprinkled some truth in there, "they knew they were not strong enough to conquer a unified nation, they will use prejudice as a weapon to cripple the nation" This is true but who is the one using prejudice to cripple the nation again? Who is it that's trying to erode our nation's unity and what ideas and policies are these? What does using prejudice to divide a united country even look like? Most of us in this thread knows what that looks like. What does a unified country even mean? Are they sure they want that question answered? The fact is the answer to these questions will lead you to the truth if answered honestly.

"We human beings are not born Prejudices they are always made for us" Who are the ones making prejudices for us? Are they sure they want the honest answer to that question? What about personal experience leading to natural prejudices? Does that not exist?

There's actually a whole lot of truth to be found in that video if you look between the lines. Of course I'm speaking of this video from the modern day perspective for the most part. I think it's important to note where this modern day mentality comes from though.
 
It's interesting to see that they knowingly sprinkled some truth in there, "they knew they were not strong enough to conquer a unified nation, they will use prejudice as a weapon to cripple the nation" This is true but who is the one using prejudice to cripple the nation again? Who is it that's trying to erode our nation's unity and what ideas and policies are these? What does using prejudice to divide a united country even look like? Most of us in this thread knows what that looks like. What does a unified country even mean? Are they sure they want that question answered? The fact is the answer to these questions will lead you to the truth if answered honestly.

"We human beings are not born Prejudices they are always made for us" Who are the ones making prejudices for us? Are they sure they want the honest answer to that question? What about personal experience leading to natural prejudices? Does that not exist?

There's actually a whole lot of truth to be found in that video if you look between the lines. Of course I'm speaking of this video from the modern day perspective for the most part. I think it's important to note where this modern day mentality comes from though.
Those are good points to make. The film is certainly intriguing to watch with the benefit of the hindsight 80 years after it was made.

In addition to your statement I would like to add some quotes from a certain engineer of the human soul who was alive and well when Don't Be A Sucker was made:
The conscious and intelligent manipulation of the organized habits and opinions of the masses is an important element in democratic society. Those who manipulate this unseen mechanism of society constitute an invisible government which is the true ruling power of our country. We are governed, our minds are molded, our tastes formed, our ideas suggested, largely by men we have never heard of. This is a logical result of the way in which our democratic society is organized. Vast numbers of human beings must cooperate in this manner if they are to live together as a smoothly functioning society.
In almost every act of our lives, whether in the sphere of politics or business, in our social conduct or our ethical thinking, we are dominated by the relatively small number of persons [...] who understand the mental processes and social patterns of the masses. It is they who pull the wires that control the public mind, who harness old social forces and contrive new ways to bind and guide the world.
Who are the men, who, without our realizing it, give us our ideas, tell us whom to admire and whom to despise, what to believe about the ownership of public utilities .. about immigration who tell us how our houses should be designed, what furniture we should put into them, what menus we should serve at our table, what kind of shirts we must wear, what sports we should indulge in, what plays we should see, what charities we should support, what pictures we should admire, what slang we should affect, what jokes we should laugh at?
 
Well yeah, but also Abraham Lincoln did feel sympathy for the blacks after they fought with with Union Army and helped them to defeat the confederates. He generally didn't care too much about the blacks until that happened and he changed his views on them. This was a major contributing factor and Lincoln stated as much.
Nigger loving Lincoln notwithstanding (he always looked part nog to me but that's just my opinion) why did he wait two and a half years instead of doing the emancipation proclamation immediately?
Because France and Britain were thinking about siding with the Confederacy. Unfortunately:
Screenshot-20251109-012146.png
I don't doubt that Lincoln had a boner for the spooks, but freeing them was not an act of compassion, it was a tactic of war.
The union would not have held up had Britain or France gotten involved in the war.
 
"RIGHT" WING ACCOUNTS ARE PRAISING 50 YEAR MORTGAGE AS A "GAME CHANGER" FOR YOUNG PEOPLE TO OWN HOUSES

WE ARE REACHING THE LEVEL OF GASLIGHTING UNTHINKABLE IN HISTORY.
Homo for Life, don't you get it?

This will fuck them over into being rentoids in everything but name, true. But IMAGINE how much the line will go up. Plus all the boomers will be able to sell their houses at massively inflated prices while the illegals and jeets are still causing an artificial bubble. Yeah the young people buying those 50 year mortgages will be fucked because they'll be worthless after the bubble bursts and the illegals are physically removed, but the line will have gone up and the boomers will have fucked off to the casinos by then.

The line must go up until the last boomer dies. That is the only thing that matters.
 
I’m so fucking addicted to copium that my addled brain keeps inventing 4D chess scenarios.

FY2026 kicked in last month, ICE/BP now has infinity dollars to deport millions. At the same time, Boomers are getting ready to turn home equity into retirement bucks so you absolutely can’t let the market crash. In comes 50 year mortgages to stabilize prices while (at least initially) dropping payments to affordable levels for the younger generations. In the long run, you can make use of various policy levers to slow real estate inflation and eventually reach an inflection point where generational transfer of home ownership occurs without an actual market crash but at the cost of long term price stagnation or real deflation.

The major tradeoffs would be that a lot of McMansion builders would go tits up and the younger gens would never see a Boomer “muh home is an S&P 500-beating appreciating asset” housing market in their lifetimes - the housing market would look like Japan for a long while.

Note: lol none of this will happen. Pls save me from my unwanted cope disorder
 
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