You also can't discount the value of a vehicle being under warranty, which can be incredible for your peace of mind. If all you can afford is a used car from a third part, you humble yourself and buy it, and then a week later the transmission goes out, you're pretty much up a creek without a paddle. Buying a $5,000 car with $6,000 dollars worth of question marks and an uncertain lifespa, versus buying a $17,000 dollar car someone else is responsible for fixing for the next five years isn't as simple as comparing the basic numbers. Paying a little extra for guaranteed stability is a type of sacrifice in and of itself.
That's assuming you need a car in the first place. Phil is an antisocial shut in who works out of the home, he doesn't need a car at all, he'd do himself a favor biking for his fast food runs.
he isn't sleeping.
playing a prank on Phil.
