your conjecture is hilariously wrong.
It isn't conjecture, its experience. I was also correct: if the mortgage payment really was that low, then it didn't include the homeowners (if there even was any) and the property taxes. Besides, conjecture implies that I'm not just taking words that you've said, things that you've said, and following them to their logical conclusion. I'm not like you Tom, I know my profession and I can tell you that I was absolutely correct in my assertions, as you've stated.
Its obvious that although you read what I wrote, you didn't comprehend it. I stated that the only way this would be possible is if it were in a trailer park. Now did I literally mean you lived in a trailer park? No dude, obviously not: I meant that it was almost fuckin certainly a mobile home if this wasn't something you'd made up in a vain and ultimately misguided attempt to explain your own history to us.
You can tell us that the kid was sexually active which made it okay, you can say you've gotten in tons of fights and then backpedal when it becomes obvious that people will find you IRL and one of them might eventually want to satisfy their "crippling the elderly" fetish, but you can't assert obviously untrue things about real estate, the one thing its so incredibly easy to verify. Real estate isn't like the law, it doesn't require reading and understanding pages and pages of assertions and court precedent, it either is or is not. In this case, it is a trailer, and as such it was a low cost, low quality investment, obviously a last ditch effort to try and make sure you were taken care of in any way shape or form.
Now its time for some conjecture: according to you, here are some pertinent facts:
- He sold the house after the housing bubble burst, which is generally understood to mean 2008-2009.
- You had lived in it for a decade at that time (as stated by you, please correct me if I'm wrong, this is relevant)
- He is an old man, obviously older than you, and he was an old man 10 years ago.
This means that he probably purchased it in 1997-1998. I took the liberty of researching a bit to determine how much the taxes would have been on this property. It was difficult, Travis County's records don't go back that far and haha fuck you if you think I was gonna spend more than maybe 15 minutes on this, but I did find
this awesome document. From this, I am able to determine that the total nominal tax rate for the entirety of Texas during the 1995 year was $2.5411 per $100 valuation on property, adjusted for usage of course. There are no adjustments for residential real estate in Texas or generally anywhere, and $2.50 per $100 isn't terrible then and damn sure isn't terrible now. So lets do the math, shall we?
$2.5411 per $100 means that if you are correct and the property was purchased at $28,000 (remember that the assessment of the property for tax purposes generally isn't used for an actual purchase price, so the actual tax assessed value of the place is most likely lower) then your dad would owe about $711.508 per year starting in 1995, if he purchased it that year. Obviously tax rates have risen every year, but that gives us a fun baseline number: your dad paid out $7115.08 in taxes at bare minimum on a property that I find it hard to believe you ever paid him back on. Its most likely more, because as of today (based upon info provided by the Travis County Comptroller's Office) the rate of tax per $100 has risen substantially, up to about $3 per $100, which doesn't sound like much until you realize that home valuations, even on shitty dumpy trailers way out in the sticks, have risen concurrently with inflation, meaning that no matter what whoever owns that shitheap now pays more for it than Daddy Wasserberg ever did.
Here's what I think happened: I think you convinced your dad to purchase this property because you intended to do something stupid like grow weed in it or something, and your dad took pity on you because he knew he was getting older (he has to be in his 80s by now, I can't imagine he wasn't feeling his years back then) and he wanted to try to do right by you. The housing bubble bursting wouldn't have affected a low value property like this, with an older mortgage with (most likely) a higher interest rate (remember, rates kind of coasted in general until the crash, trending downward) and what 401k? Even the most charitable estimate of your dads' age puts him well within retirement territory by the time the place got sold.
Obviously we can conclude, based upon the fact that we know you're a worthless, good for nothing son and overall shitbag to everyone and everything, that he most likely decided to consolidate his portfolio (since again, he was retired or retiring) and he said "you're an adult now, Thomas, you have to stand on your own two feet". For this, he will never be forgiven, because you are as previously stated ungrateful and uncaring towards anyone but yourself and as such, you don't see that this was the best option for him in his old age, you just see an epic betrayal because your dad doesn't matter to you, then or now. Your selfishness and self centered behavior aren't conjecture, either... at best, this is about 20% conjecture and 80% logical extrapolation based upon what you
say to us and to AMB every fucking day, changing your stories constantly and lying profusely..