What are you talking about, he's the most ahnest and truthful people in gaming
If I were a supporter of Phil's I wouldn't give another dime until he showed evidence for him needing more money for muh taxes. He's really toeing the line with this "Charity/Fundraiser stream" shit. IRS doesn't ask money without sending you paperwork. Show me that statement saying you owe however many dollars.
As for the live in maid playing other games, if she is on PS4 then she can download the same games he has already bought by putting his account on her system. If I remember correctly you can have your account on a couple different systems. Barring that, on PC she can play steam games which are on sale right now.