- Joined
- Feb 25, 2013
It depends on each state's laws, the states I am familiar with they do look for obvious scams(running up a card to the limit a week before filing etc) before filing not after. You also get exemptions like your homestead and a single car that cannot be touched or considered, if you have enough assets the judge can order payments to settlements. But Chris has no assets or savings essentially, I'm assuming his disability can also not be touched, so he would just shed that debt. Sure it will hurt his credit rating, but he doesn't need credit cards.
According to Barb/him he does.
Plastic shit and q-sands don't pay for themselves!