Lolcow Andrew Peter Carlson / Anaiah Carlson / Tamarlover / Xtamarlover - Jewish/Christian Wannabe Cult Leader, Stalker, Ugly af, dogfucker, mayor of spitsville

I have expensive taste in books. Three volume set was $300. Another book was in the $200s. A few books were in the 100s. A few slightly less than $100. Then further I bought around 30 video games, as well as bought two nintendo 3ds, a Wii U, a VCR around $100, about 20 dvds, and I bought some clothes, went to see some movies in the theater, and had fancy dinners with my girlfriend. One such dinner was at a fancy place called texas de brazil and the price came to over $100 for dinner of two i paid for both of us. I also bought a christmas present for my parents, and a wedding gift for my brother. Thats the main gist of what i spent.
Let me stop you there: until you're debt-free and have a large stash of disposable income, you have cheap tastes in luxuries. That's part of being an adult: knowing how to regulate your desires. What on Earth made you think you needed 2 3DS's? Or, for that matter, a dead and worthless console? I mean, if you're dead-set on frittering your money away, at least spend it on something usable!
 
At the worst of it, my debt as of last month was as follows:

maxed out:
$2000 credit card
$700 credit card
$600 credit card
$500 credit card
$500 credit card
$450 credit card
$300 credit card
$300 credit card
$300 credit card
$200 credit card
$600 loan
$800 I owe my dad
$5000 I owe a friend
Yeah.... just stop going to usurers dude until you get at least most of those cards fixed. Then avoid using them since you very obviously cannot manage or grok how and when to borrow.

Also just hold off on your debts to non-banks like your dad and bud; the worst they'll be is mad, unlike the banks which can do more.

Just my suggestion, which I know you'll dismiss.
 
Let me stop you there: until you're debt-free and have a large stash of disposable income, you have cheap tastes in luxuries. That's part of being an adult: knowing how to regulate your desires. What on Earth made you think you needed 2 3DS's? Or, for that matter, a dead and worthless console? I mean, if you're dead-set on frittering your money away, at least spend it on something usable!

Some of the game stuff, dvds, and clothes was for my girlfriend
Hence 2 3ds, one for me and one for her.
 
Some of the game stuff, dvds, and clothes was for my girlfriend
Hence 2 3ds, one for me and one for her.
Sounds like you're a paypig tbh. There's buying nice things for your gf, and then there's throwing a wad of cash at her in the hopes money can replace a genuine relationship.
 
I'm sure your dad was real happy to see you either:
A) blow $3000 on random crap instead of paying him back and starting to pay rent like an adult

Or

B) Not plan ahead, not pay rent or help with the household bills, blow money on frivolous crap and then need to borrow money while not being willing to at least pawn the objects to pay him back sooner.
 
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Sounds like you're a paypig tbh. There's buying nice things for your gf, and then there's throwing a wad of cash at her in the hopes money can replace a genuine relationship.

Birthday, Christmas, and our relationship anniversary all in the same 30 day period. So it needs to be special.

Tell us what your $300 book set and $200 book were.

I got this one for $300:
https://www.amazon.com/gp/aw/d/B000O2HNLS/ref=ya_aw_od_pi?ie=UTF8&psc=1

And this one for like $215:
https://www.amazon.com/gp/aw/d/3161566440/ref=ya_aw_od_pi?ie=UTF8&psc=1
 
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Birthday, Christmas, and our relationship anniversary all in the same 30 day period. So it needs to be special.
Nope, not at all. A partner would understand. This is making me realize that you still don't understand a proper relationship.

I was out of work for a year, after school for 9 monthes, while starting to live with my now husband. Anniversary dinner was homemade, and still is because it makes it more special. Christmas was handmade gifts for my now husband's entire family (it is also traditional now and is lovely), birthday dinner is 50/50 whether it is dined out or homemade.

Anyone reasonable would understand. I feel like from even the beginning of your thread you want to feel like you're more then you are.
 
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Birthday, Christmas, and our relationship anniversary all in the same 30 day period. So it needs to be special.
The fact you think special needs to be something with a 4+-digit pricetag is sad as fuck.
You could have gone on a hike, or made her dinner, or many other things that are special because of the relationship you share, not because of currency. Money is not love, nor is its expenditure, and one who loves you only because you give her expensive things loves the gifts, not you.
 
I have expensive taste in books. Three volume set was $300. Another book was in the $200s. A few books were in the 100s. A few slightly less than $100. Then further I bought around 30 video games, as well as bought two nintendo 3ds, a Wii U, a VCR around $100, about 20 dvds

You know on the internet you can pirate video games, books (e-books), and movies. Instead of going into debt to buy two Nintendo 3DS systems, 30 video games, over $500 in books, and DVDs and VCR tapes, you could downloaded all of these for free.

I'm not saying piracy is ethical but it's a lot smarter than going $3000 deeper into debt when you already owe several people hundreds of dollars.

Have you considered maybe you shouldn't spend $100 on a fancy dinner when you owe thousands of dollars to various creditors? Or buy 30 new video games or 2 new video game systems (one for your girlfriend I assume).

Does your girlfriend have any income or do you support her entirely as well? Can she not afford to pitch into a $100 dinner or are you fine burdening yourself with even more debt to hold onto a girl by spending money on her?

It's mind boggling to me that people this irresponsible exist and I realize that you're the kind of person that keeps the Credit Card industry so successful I can't go a day without getting a mail ad or seeing a physical ad for getting yourself into debt.
 
  • Agree
Reactions: Gustav Schuchardt
How is being enslaved by debt working out for you, @xtamarlover ?

I took a good opportunity with my employer. Im in Pennsylvania in a partner facility for a two week work assignment. $13.50 an hour and $20.25 overtime and im working overtime. Im working 12 hour days every day so far. First day was 10 hours. Yesterday was 12 and today was 12. Im also planning to work this weekend as well. Adding into that the bonus theyre giving us, ill be getting about 6 weeks worth of my normal pay in a 2 week period.
 
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Reactions: Marvin
Not trying to be a downer, but the more overtime you take makes it more likely you'll be replaced but 2 people who work no overtime. Also is that a good wage? That seems just over standard here. I'm not sure about where you are, that just seems like a wage I made at 17.
 
Not trying to be a downer, but the more overtime you take makes it more likely you'll be replaced but 2 people who work no overtime. Also is that a good wage? That seems just over standard here. I'm not sure about where you are, that just seems like a wage I made at 17.
In usa federal minimum wage is 7.25. States differ. My state new york right noq is $11.10 and thats about my normal pay ($11.25). So 13.50 is really good for someone who has so far been limited only to minimum wage.
 
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