Money Chandlers sued for debt megathread

[The American Hedgehog]

The Chandlers have been taken to court for debt so many times, I'm starting a megathread for it.

Edit to add summary: Chris and Barb's debts are distinct.

Chris's debt generally stems from unsecured credit card debt that is later sold to collection agencies who initiate court filings to try to get him to pay up. However, the system works out in his favor as he has no assets (the house is in Barb's name) and no source of income that can be garnished (his SSDI tugboat payments are exempt from garnishment, and when he gets money from fans and enablers, it either goes through Paypal or is spent too fast for the court to note). So there is no real incentive for Chris to pay up, and he has likely been ignoring the debt, as shown by two creditors attempting (but failing) to garnish his bank account.

Barb's debt is more of a problem for them as she has the house in her name as an asset which could theoretically be seized if payments stop. She has maintained payments after being sued by two banks in 2016 - her debt cases have not been elevated to garnishment proceedings.

All debt cases:

Chris
7/11/2017 - Mariner Finance (judgement - case dismissed) (thread link)
9/24/2018 - Second Round Sub (judgement - $2,476.63) (thread link)
10/23/2018 - Midland Funding (judgement - $2,777.90) (thread link)
4/2/2019 - Portfolio Recovery Associates, LLC (judgement - $1,079.08 ) (thread link)
5/6/2019 - Portfolio Recovery Associates, LLC (judgement - $1,602.62) (thread link)
5/24/2019 - Midland Funding, filing for garnishment against Chris for the earlier $2,777.90 judgement (result - Dismissed No Funds) (thread link)
11/19/2019 - Second Round Sub files for garnishment against Chris for the earlier $2,476.63 judgement (result - Other) (thread link)
1/30/2020 - Portfolio Recovery Associates, LLC (judgement - $905.36) (thread link)
1/30/2020 - Jefferson Capital Systems (judgement - $2,773.56 ) (thread link)

Barb
2/19/2016 - Discover Bank (judgement - $4,706.93) (thread link)
8/4/2016 - Capital One Bank (judgement - $15,906.99) (thread link)
3/30/2021 - LVNV Funding (judgement - $692.82) (thread link)

---

Spoiler: court record for 4/2/2019 - Portfolio Recovery Associates, LLC case

 

[CoolGuyHitler]

I'm starting to think buying six pokeball plus wasn't very smart.

 

[Jeanne d'Arc]

Interesting that his name is listed as Christian Chandler here. He is legally Christine, no?

 

[LoveYouLongTime]

Interesting that his name is listed as Christian Chandler here. He is legally Christine, no?

The information they received from the creditors probably had his old name on file and Chris never bothered to change it.

 

[niggers]

I'm starting to think buying six pokeball plus wasn't very smart.

they cant take your money through a court judgement if you dont have any money

 

[Beavis]

Are tugboats exempt from garnishment?

 

[Aldora]

Here is what will happen: Continued, continued, continued, continued, continued, continued, payment plan.

 

[MuuMuu Bunnylips]

The information they received from the creditors probably had his old name on file and Chris never bothered to change it.

REEEEEEE! YOU DEADNAMED ME - THAT MEANS I WIN! REEEEEEE!

 

[Yamcha's Only Fan]

sued AGAIN!? Even cows usually learn not to touch the electric fence after touching it a few times, but this is just... 'exceptional' behavior on both of their accounts.

 

[Paige Matheson]

Are tugboats exempt from garnishment?

From creditors, yes. Except for back taxes or defaulted student loan payments that have been guaranteed by the federal government. SSDI disability benefit can be garnished to recover back or current child support obligations.

 

[Inky 2.0]

Place your bets for how long till Chris e-begs on twitter

 

[Ptolemy]

Dimensional Merge just isn't happening fast enough. Chris needs his pokebucks in the OC dimension to pay these off!

 

[The American Hedgehog]

they cant take your money through a court judgement if you dont have any money

It's impressive how Chris manages to piss away his money. He made over $1,000 from Patreon/Ebay in both February and March. And was outright gifted a Switch console. Could've put the money towards the debt. But he wanted a bunch of video games (including a replacement Xbox and his third copy of Sonic Forces) and blew $300 on Pokeball Plus toys.

 

[TrippinKahlua]

Yes!

I, personally have grown to enjoy a new court case every year.

 

[Lord Thistlewick Flanders]

The Chandlers are and have always been grade-A deadbeats. Good luck trying to recover any money from them.
Borb will just take her debts to the grave or try to unload them off on Chris.

 

[TrippinKahlua]

It doesn't matter for Chris.

He has more Funko Pops to buy with taxpayer money.

 

[Terminus Est]

He should ask DSP for some money

 

[TrippinKahlua]

I hope the judge finds about those Poke Balls and that he'd rather spend tugboat and donations on that.

 

[MW 002]

He’s on Tugboat so I can’t say I really see the point in suing him- though I’m not sure about how it works in ‘Murcia.

But needs, he could’ve at least just paid the minimum when he couldn’t afford to make bigger payments.

 

[Wake me up]

Since this is a megathread: what's the worst to ever come out of any of these for the Chandlers? I'm betting not much because they keep happening and nothing ever changes?