His YouTube made him a minimum of between $35K and $50K last year. . .minimum. It's anywhere from like 1/3rd to close to half his income. As much as he bitches, whines, memes, and talks shit about it (and as completely retarded as this sounds) in Phil's own delusional mind he is 'working as hard as he can' to put out the 'highest quality, raw, unedited gameplay experiences' that he is capable of. Phil genuinely thinks he puts out a highly unique and technically high quality YouTube video product that he deserves to be compensated for by at least double to triple this amount, so he keep doing it 'the same way I've always done it' in hopes that somehow his YouTube bucks will go back to that level.
He blames YouTube for his ad revenue going down and he blames YouTube for his views going down, so he narcissistically doesn't change his 'product' to "prove" it is (((their))) fault because if he were to change and his situation improved he would have to accept personal responsibility for things he's fucking up.
He did nothing wrong and he's being punished for it, so won't you please open your hearts and wallets to this poor abused man and TIP HIM today? He gets that money right away, so tipping him helps the most.
He could lose his house if he misses one payment, ignore that there is a federal mandate that requires 120 days of non-payment before foreclosure proceedings can be initiated, that's just more slander and lies from people who've tried to murder him and his then fiancé. Also ignore that what he technically makes now are called 'Longplays' and there is nothing unique about what he does except that he creates the shittyest Longplays.