[Dec 15 2019] Foreclosure Saga - http://civilinquiry.jud.ct.gov/CaseDetail/PublicCaseDetail.aspx?DocketNo=FBTCV196091825S

Will DSP file his bankruptcy before MidFirst Bank gets their hands on his WAkhando?

  • Yes

    Votes: 112 51.9%
  • No

    Votes: 104 48.1%

  • Total voters
    216
The only realistic thing he could do in court would be to argue for a payment plan.
I want to touch on this because people keep saying this.

He's not going to get a payment plan. They will simply get a court order authorizing them to go to his bank once a month and withdraw the maximum amount they're legally allowed to, or to go to the various companies he gets paid by (Twitch, PayPal, YouTube, Patreon) and instruct them to divert to the lender the maximum amount they're legally allowed to. They aren't giving him the option to voluntarily pay because there's no reason to. They can force him to.
 
I hope phil thinks he's safe cause he didn't get anything in the mail about it
LOL he probably hasn't even checked his mailbox in a week.

Although strangely, according to the tracking number, it hasn't been delivered yet.
 
What if that $1800 he needed in October was to hire an attorney?
Then he should file a malpractice lawsuit against that attorney. I wondered that too, until I realized for that much money a law firm would at minimum notify the court DSP would be participating. The only way they wouldn't is if they were advising him to ignore the lawsuit.
 
No bank will settle when they see the person makes over 100k a year and owns a second home. They will come after him hard. As I said before banks are not in the business of losing money.
Banks aren't into losing money, that's true. But banks also aren't about to say "we won't take an agreed-upon smaller amount per month" if some idiot signs an agreement. Supposing everything here goes the way it would be expected to (foreclosure goes through, shit hole sells for a certain amount, Phil owes 35-40k for the deficiency balance plus other fees...), Phil could enter into an agreement that he pays $150-200~ a month til its paid off. If he defaults, the bank WILL fuck him with a cactus coated in mercury.

If he's been socking away the money he'd drop on the first mortgage, he'd more than likely have a third of it covered anyway. But, let's be ahnest here, Phil doesn't save money. He keeps juniper farms in business singlehandedly.

Then again, I'm sure Ma and Pa Burnell would take out a reverse mortgage on their family home and pay for his shit, and they'll both have to work until they're dead. The parents dying arc is coming, boys.
 
LOL he probably hasn't even checked his mailbox in a week.

Although strangely, according to the tracking number, it hasn't been delivered yet.

Well, if Khet actually got fired then neither one of them have reason to leave the house except for when they "run errands and the like" on Tuesdays. With the kind of processed box shit we know he eats, maybe they skip a week here and there.

No going out = no driving to the mailbox
 
  • Thunk-Provoking
Reactions: Pubic Enemy #1
Wait, they can just garnish your wages via the bank or patreon directly and you can't do anything about it? Wow! What a horribly designed financial system!
:stress:

We live in a a world where a 37 year old man baby begs enough to make $100,000+ a year and still refuses to pay his mortgage. By that measure alone, it is a well designed financial system. Banks have every right to garnish your wages. A bank is just a legit loanshark that won't break your fingers when you don't pay.
 
Wait, they can just garnish your wages via the bank or patreon directly and you can't do anything about it? Wow! What a horribly designed financial system!
:stress:
The bank says I want the money and the money is mine. Really though it's like this because of people like Phil. Someone who gets two condos, two BMW leases, and the vast amount of games he has to buy.
 
  • Agree
Reactions: Count groudon
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