[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

What will happen with his case following the 341 meeting?

  • Still gets Chapter 7

    Votes: 126 18.1%
  • Changed to Chapter 13 and ultimately fails to make his required payments

    Votes: 218 31.3%
  • Chapter 13 and successfully completed all payments

    Votes: 19 2.7%
  • Complete dismissal of the bankruptcy

    Votes: 334 47.9%

  • Total voters
    697
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I am floored that on the bankruptcy thread, no one put this up.
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I stand by my belief that DSP has insane credit card debt. There’s no way he’d be in this situation if it was the Kahndo, mortgage and car payment. Even with the tax repayment plan. His monthly minimums on credit cards has to be in the thousands. And it’s probably all on stuff like mobile games and loot boxes. Things he can’t even sell to recoup some money.
Even with bankruptcy he’s fucked with his “job.” Assume he manages to keep making money for the length of the repayment plan and stays on top and he finally gets his debts discharged. He has zero savings and no retirement plan.
 
I seriously think Phil has over $300k just in credit card debt. I've known fools far less financially retarded than Phil that only pay the minimums and collect interest up the ass. Phil has admitted to getting every credit card he can, and putting tax payments on his credit card.

I need to see Phil's financials... I want them so fucking bad. *dog whimper*
 
I seriously think Phil has over $300k just in credit card debt. I've known fools far less financially exceptional than Phil that only pay the minimums and collect interest up the ass. Phil has admitted to getting every credit card he can, and putting tax payments on his credit card.

I need to see Phil's financials... I want them so fucking bad. *dog whimper*
I don't know about 300k but considering he said he paid thedown payment for his house "on credit" it's probably close to six figure . I didn't even think it was possible to make a down payment "on credit".
 
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