I'd like to take a moment and address everyone who is still giving Phil money.
As of last Friday, January 31st, 2020, if you are still giving Phil money, there is concrete, irrefutable proof that you are an idiot. With documentation of his level of debt freely available for anyone to view, one can only come to a single conclusion: when you give Phil money, you are not supporting a man and his hobby. You are supporting a man and his habit of unwise, extravagant spending and his flat unwillingness to plan for his future. You are not keeping him alive. You are not helping the stream. You are encouraging and enabling an addict. Regardless of what Phil spent his money on, the fact that he was able to run up credit card debt on anything into the six-figure range should be all the evidence you need that the money Phil gets only goes to one place: himself. This, for anyone with two firing neurons, should invalidate ten years' worth of him insisting that the money he gets bolsters his business, that if said money goes away then he'll need to stop streaming, and that his "company" is his life. These are all lies. We have suspected this for years. Now we have facts which support it.
If you're giving Phil money because you want him to still have nice things like a $400 coffee maker and a new (at the time of acquisition) car, that's fine. I don't understand you and I think you may be a C.H.U.D. in disguise but at least you're being honest. But if your rationale for donating to him is still "he needs it to survive" or "I want to see him keep making content" or "he got screwed over with bills" then with these documents out in the world I'm afraid there's no longer any hope for you. You have been hornswoggled by a fat pasty mendicant and at this point it is completely willing on your end. You're keeping your own asshole greased up for his personal use. I entreat you: stop. Not because of anything else to do with Phil, but because there's no way of you knowing whether you'll need all the money you've given him tomorrow. Call it a PSA or a community service. He does not deserve your help in bailing himself out after years upon years of hitting you up, time and again, and in the background running up debt because he still, after all of the begging, doesn't have what he needs to buy the things he wants. Don't allow him to cry poor at you. Don't allow him to make you think his circumstances are the fault of anyone but him. You have the evidence sitting in front of you. Look at it. Study it. Ask yourself if what you see there adds up with everything Phil has always said. And if you come to your senses at that point there's only one course of action that makes sense.
Stop giving Phil money.