[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

[Salubrious]

HOLY FUCK

this is ontop of the figure you mentioned where he has paid $122,112.86, and $24k off the principal

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I forgot that the $1822.58 includes property taxes. So that number will fluctuate.

By my Gorilla excel math, his actual mortgage on its own is somewhere between $1270-$1300.

I got $1278.83 exactly to get from $251,700 to $227,974 after 67 payments at 4.625% fixed rate, but that leaves $13,310.86 still due after 360 payments. So I'm off somewhere, but these are all rough figures anyway.

TL;DR - DSP has paid about $85,681.61 in mortgage and about $36.5K in property taxes in 5 1/2 years. So he's still paid over $60K in interest in just 5 1/2 years.

 

[Titanic]

293 months. Isn't that 24 years worth of paying his debt off lmfao? Holy shit.

 

[King Daddy Telomerase]

So, Phil will be paying off his house until age 62. Safe to say the 10-year plan is dead. He'll be streaming until retirement age, or more likely his death before that.

 

[tomstone]

293 months. Isn't that 24 years worth of paying his debt off lmfao? Holy shit.

you are just a slanderous mentally ill nudnik child. paying 293 months for a small condo is how "mature adults with a business degree™" roll.

 

[break these cuffs]

293 months. Isn't that 24 years worth of paying his debt off lmfao? Holy shit.

Welcome to the world of mortgages. Are you in middle or high school?

 

[ZehnBoat]

293 months. Isn't that 24 years worth of paying his debt off lmfao? Holy shit.

there's no way he'll stick with it for 24 fucking years
i bet two years max before he gets fed up and tells people to blow smoke out of their ass
and then soon regret it

 

[Salubrious]

293 months. Isn't that 24 years worth of paying his debt off lmfao? Holy shit.

I am absolutely getting a 20 year mortgage now. Maybe even 15. This 30 years is bullshit.

 

[kiwirevolving]

Holy shit DSP is about to go live... this prestream will be legendary

He says it'll be brief.

Wait until someone mentions something in the chat that triggers him and he'll go on a 40 minute rant.

 

[actually]

POST EVERYTHING ABOUT THE PHONE CALL HERE: https://kiwifarms.net/threads/26-mar-2020-philips-341-creditor-meeting.67632/

 

[Banned in 49 States]

Holy shit DSP is about to go live... this prestream will be legendary

But my fat ass has to huff down and pick up my food order... I'm gonna miss the salt

 

[Mr. Brown]

If a detractor has bought Phils debt I will die a happy man. You have single handedly made quarantine and lockdown interesting.

Keep this up, this is exceptional.

 

[LostMy1stAccount]

I don't really care if @nohandsboi is a legit debt buyer or just a troll, he made the call entertaining and let Phil sweat a little so I can appreciate that.
At least he didn't call in just to play soundclips like some other faggots.

 

[tzgnilki]

onto the next chapter

relief from stay and reaffirmation agreements

 

[James Smith]

Damnit @actually I lost my place reading when I switched pages lol.

 

[actually]

Damnit @actually I lost my place reading when I switched pages lol.

I legit moved about 30 pages or so. This shit blew up.

 

[tzgnilki]

dsp thinks he doesn't have to worry about "it" anymore

could be the specific 341, or bankruptcy in general

 

[tomstone]

I really hope nancy and the creditors would watch his shit an see how much he makes. he already has the vest on had many 100 bitch eers and lot of gifted subs.
that all in less than 1 hour.
he can easily pay his debts. fatfuck.

 

[LiquidCancer]

Business Electronics - Valued at $1500 by P.P. Burnell (ACE certified business degree owner)

PS4 Pro
PS4
Playstation VR
PSP
PSP Vita
Xbox One
Xbox 360
Nintendo Wii
Nintendo Wii U
Nintendo 3DS (Custom Capture Card version)
Nintendo Switch
Sega Genesis Classic
Lemon PC
Lemon laptop
Beast Lemon PC
4K TV (65+ inches?)
Capture device (AVerMedia ExtremeCap u3 )
XLR Microphone (Audio-Technica AT2035)
Gaming Headphones Astro A40 (he bought 3 of these at the same time, does he still have them all?)
Audio preAmp (Focusrite Scarlett 2i2)
"780p" Webcam
1080p Computer Monitor 24 inches?
720p Computer Monitor?
Mic Stand and Pop Filter (And another Mic Stand he bought and never used)
HDMI Splitter
Hori Arcade Stick?
Green Screen cloth and mounting stands?
iPhone 5s

How many physical games and movies does he have that are "business assets" I'm not sure since he hasnt shown the inside of his house or office in 3 years.

Personal Electronics Assets:

"Broken" iPad

 

[Martys_not_smarty]

So where do we go from here? The agents will get their claws into this I take it?

 

[tzgnilki]

So where do we go from here? The agents will get their claws into this I take it?

we have 2 reaffirmation hearings(applications?), one for the $50,000 corolla, which is now worth $10,000, and the WAkahndo, they need to be approved by the court, not sure if he has to attend in person, probably not, and not sure of timeline

and a relief from stay filed by midfirst bank, for the CT kahndo foreclosure & deficiency, which he must respond to by 3rd April, and hearing on the 10th April

this shit isn't over yet like he seems to think

if midfirst can get relief, they would need a deficiency judgement for the remaining value of the loan, if successful they can slap a lien on the WAkahndo and demand a payment plan, payment in full, or force him to sell it by court order, that's as far as what I understood being a google lawyer