[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

[King Daddy Telomerase]

Out of curiosity (and personal laziness), how much is his HOA per month at the Connecticondo?

If it gets sold for roughly 60k, and the HOA on top of it, some prospective buyer would be looking at MAYBE $500/mo all in for a one bedroom home. Not too bad for a place that could build in value (after Phil blew his load with the housing bubble bursting).

That area of East Bridgeport/Stratford is rough, though. Very ghetto looking. Nobody wants to live there.

 

[But I Digress]

If you game all day, though, because you make six figures doing it, why wouldn't you buy the absolute best mechanical keyboard that you could get and even depreciate it all at once and take it as a tax deduction? Phil is stupid.

This could be asked of so many things.

Why is he still using that fart filled couch every stream when he could have a super comfortable chair?

Why does he have a 7 year old used laptop to stream from?

People like Phil knows how to make that money and how to spend that money but he doesn't know how to invest that money.

 

[King Daddy Telomerase]

This could be asked of so many things.

Why is he still using that fart filled couch every stream when he could have a super comfortable chair?

Why does he have a 7 year old used laptop to stream from?

People like Phil knows how to make that money and how to spend that money but he doesn't know how to invest that money.

Buying a couch and a better computer requires Phil to either go to a store and deal with someone, or buy online from someone he trusts. He is extremely paranoid, yet needs his hand held through the entire process because he has the handyman skills of a toddler.

 

[Alxmir23]

Buying a couch and a better computer requires Phil to either go to a store and deal with someone, or buy online from someone he trusts. He is extremely paranoid, yet needs his hand held through the entire process because he has the handyman skills of a toddler.

he could literally find any computer building company(or bestbuy) and choose wtf he wants in his pc so theres no blaming anyone.

or could just order parts and build one himself. a monkey could build a working pc. didnt he say he built pcs before?

 

[UncleTusky]

The stay is on judicial actions, and lifting it only affects those. They're still required to adhere to the other protections of bankruptcy, i.e. they can't call him at all hours of the day and night or dun him for it outside of those proceedings.

If their proposed order is granted as is, they will explicitly have the right to contact him to get their money back (though I'm guessing this is them covering their bases more than anything else, didn't negotiations fall through last year?)

I talked to someone who does foreclosures and collections in the state and the procedure is pretty simple and involves just recording the judgment in the county where the property they want to put a lien on. There are no arcane state law procedures beyond that.

If I read the other sale notices on the CT judiciary website right, it sounds like the state handles the foreclosure sale/ is the intermediary between the bank and the new owner. Would MidFirst be able to get a lien based on appraised value as soon as the judge approved the foreclosure, or will they have to wait until it's actually sold?

Zillow says $342 HOA.
Edit: Phil bought the condo after the housing bubble. I believe he payed extra because of some girl he liked.

It looks like the whole apartment complex tanked in the late 2000s/early 2010s. Another unit in the building fell from about $110k in early 2012 to about $65k today. How a middle-class complex in an area that wasn't seeing a huge bubble (like Vegas or Miami) can depreciate that much after 2008 is just beyond me, but his offer was definitely in the right ballpark.

And yes, the lore is that he either bought it off a coworker as a favor, or bought it because a coworker lived in the same building; either way he wanted to flex on the guy's girlfriend. You will be shocked to hear the woman did not want to hang out in a glorified studio apartment with an incel who only got hired thanks to nepotism.

 

[Alxmir23]

100%, he is probably also the only "professional" streamer (scammer) who hasnt got atleast a semi-decent pc for gaming / editing.

he still didnt buy a new keyboard. he still whines about shitty keyboard not working. im pretty sure he can get a decent logitech keyboard for 20 bucks

 

[King Daddy Telomerase]

he could literally find any computer building company(or bestbuy) and choose wtf he wants in his pc so theres no blaming anyone.

So Phil thought. And then the Lemon saga happened.

He's had a perfectly fine PC sitting in his closet for 7 years that can still game well today.

 

[Salubrious]

DSP is one of those guys that still thinks "Gaming PCs" are like $3000+.

I know it's easy to make fun of DSP for running away from that 11-year-old girl, but one of the other things he said was "your parents bought you a gaming PC? What's wrong with this picture?"

He's so out to lunch that he doesn't realize that practically EVERY PC is a "gaming PC" now.

 

[But I Digress]

He's had a perfectly fine PC sitting in his closet for 7 years that can still game well today.

Yes he still owns that lemon computer and yes it's business related.

We can't really expect logic out of Phil I suppose. He's a superstitious and fearful person.

 

[Martys_not_smarty]

or could just order parts and build one himself. a monkey could build a working pc. didnt he say he built pcs before?

Yeah he was the realest LAN player in the 90's who taught Fatal1ty everything he knows according to him, and yes compared to the 90's shit even the early 2000's building a PC couldn't be easier probably the most difficult part would be putting in the proper ram into the right slots for dual or triple channels and the software aspect of specifically the transferring of data that could tricky but compared to the days of slaves and master drives and shit like that it's a cakewalk.

 

[King Daddy Telomerase]

He's so out to lunch that he doesn't realize that practically EVERY PC is a "gaming PC" now.

Not quite, it's easy to buy some prebuilt that can't game at all. You need to do some homework. But, for the $1100 he made yesterday, he could buy a nice gaming PC that will play everything at 1440p with buttery framerates. And he has zero need for a laptop.

The obvious issue is that with any gaming PC, there's eventually going to be some problems you have to troubleshoot through, and Phil has shown he can't do this.

 

[AnOminous]

If their proposed order is granted as is, they will explicitly have the right to contact him to get their money back (though I'm guessing this is them covering their bases more than anything else, didn't negotiations fall through last year?)

No, only to "offer, provide and enter into any potential forbearance agreement, loan modification, refinance agreement or other loan workout/loss mitigation agreement as allowed by state law." If they weren't otherwise prohibited from such contact they wouldn't need an exception for that.

Would MidFirst be able to get a lien based on appraised value as soon as the judge approved the foreclosure, or will they have to wait until it's actually sold?

The deficiency judgment is based on the sales value, so only after the actual sale unless, by some miracle, it actually covers the full amount owed.

 

[kiwirevolving]

or could just order parts and build one himself. a monkey could build a working pc. didnt he say he built pcs before?

He's too lazy to take 2 mins to go downstairs to his garage to take his sunglasses mid stream and he has to take a whole day off to do his groceries and you want him to assemble a PC from scratch

 

[Martys_not_smarty]

He's too lazy to take 2 mins to go downstairs to his garage to take his sunglasses mid stream and he has to take a whole day off to do his groceries and you want him to assemble a PC from scratch

Know what would be funny for him and I don't like give Phil any ideas but he could go full clown mode and be like Andy Milonakis and we those womens Versace and Dolce & Gabbana glasses.

 

[Lilly Philly Burnelli]

The obvious issue is that with any gaming PC, there's eventually going to be some problems you have to troubleshoot through, and Phil has shown he can't do this.

Can you imagine Papavera typing up a guide on how to build and troubleshoot a gaming PC? Don't answer that, of course you can.

 

[Schmeckel]

Zillow says $342 HOA.
Edit: Phil bought the condo after the housing bubble. I believe he payed extra because of some girl he liked.

Fucking hell, and here I am bitching about the $80/mo we pay for HOA right now.

Jesus, anyone that lives there is being completely hosed unless said fee comes with a weekly hand job and someone to tell you that your sound-proofing foam works wonders.

 

[EmperorGoutatine]

He had 9K business expenses in July, how the f...

 

[Stationary aszs]

Zillow says $342 HOA.
Edit: Phil bought the condo after the housing bubble. I believe he payed extra because of some girl he liked.

And yes, the lore is that he either bought it off a coworker as a favor, or bought it because a coworker lived in the same building; either way he wanted to flex on the guy's girlfriend. You will be shocked to hear the woman did not want to hang out in a glorified studio apartment with an incel who only got hired thanks to nepotism.

Phil attended night classes while “working“ for Sikorsky and carpooled with some of his coworkers to class, and this is where it gets complicated. A female coworker with whom he carpooled lived with her boyfriend in the condo, which was owned and being sold by the father of the boyfriend of the girl. For whatever reason Phil decided to buy this condo, and the prevailing consensus is because in Phil’s deficient and oddly shaped brain he thought this flex would endear the girl. Spoiler, it didn’t. Due to a breakdown in POST SALE negotiations he got butthurt and dropped out of night classes because he didn’t want to carpool with her any more. (Lol just take alternate transportation or drive yourself dumbass)

Now, one might ask what the fuck do I mean by post sale negotiations? It turns out Phil filmed the first time he set foot in the condo after he took possession; he flung the door open with reckless abandon (editors note: see previous comment on water logged brain) and there was no stop on the door, so the knob went straight into the drywall. Because Phil is re.tarded he held the father completely responsible and demanded compensation for the now large hole in the drywall.

The more you know, and knowing is half the battle. The battle to have Phil committed to a home for the feeble minded where he belongs.

edit: added note about driving himself

 

[gh0stzero]

The Yahoo email isn't used for the current PayPal tips, so Nancy would see money disappearing from the tips account into another account and want to know about it.

It definitely exists.

 

[behind_the_scenes_begging]

Phil attended night classes while “working“ for Sikorsky and carpooled with some of his coworkers to class, and this is where it gets complicated. A female coworker with whom he carpooled lived with her boyfriend in the condo, which was owned and being sold by the father of the boyfriend of the girl. For whatever reason Phil decided to buy this condo, and the prevailing consensus is because in Phil’s deficient and oddly shaped brain he thought this flex would endear the girl. Spoiler, it didn’t. Due to a breakdown in POST SALE negotiations he got butthurt and dropped out of night classes because he didn’t want to carpool with her any more. (Lol just take alternate transportation or drive yourself dumbass)

Now, one might ask what the fuck do I mean by post sale negotiations? It turns out Phil filmed the first time he set foot in the condo after he took possession; he flung the door open with reckless abandon (editors note: see previous comment on water logged brain) and there was no stop on the door, so the knob went straight into the drywall. Because Phil is re.tarded he held the father completely responsible and demanded compensation for the now large hole in the drywall.

The more you know, and knowing is half the battle. The battle to have Phil committed to a home for the feeble minded where he belongs.

edit: added note about driving himself

this is glorious and made my week - is there a primary source for this? I'd love to hear Phil's account