Regarding Phil's possible bankruptcy fraud, there's one thing I don't really get.
How can someone like Phil, a guy hated by most people who know him, a guy who knows that there are dozens of people out there willing to do gayops to fuck with him... How can that guy think "Yeah, I'll commit fraud, no prob"?
Like, seriously. That's the one thing that makes me wonder whether this isn't just some massive 4D chess shit. How can you know you have many autistic enemies who want to see you get fucked, and decide to commit a crime that could get you in jail?
No matter how big Phil's ego is and how he may see himself as smarter than all his haters, that just seems to me like such an immensely risky thing to do. A normal person who gets scot-free from commiting bankruptcy fraud can pretty much rest assured that no one will ever get him (unless the IRS audits him). But Phil, Phil has a lot of people who will report him to the authorities as soon as there's a droplet of blood in the water.
Anyway, that's how I feel in regards to that. If Phil did report his gacha expenses as business expenses, he may be both the stupidest and the most brazen lolcow here in the farms.