Containment What will happen when Barb dies?

Is there a reason for him to save money? There are a bunch of reasons people save money.

Saving up for something like travel or big purchases. Chris doesn't really have much interest in that. Nothing he wants would take much more than a couple months of saving.

Long-term stuff like children's education and retirement. Nope.

Hedging against the risk of some event like losing your job. As long as Chris keeps getting the tugboat he is fine. If it disappeared for some reason he would be pretty fucked. Having a few grand in the bank doesn't change either of those facts.

Peace of mind. What mind?

The way I think about it is this. Suppose Chris one a few grand in the lottery. Where would that money go? In all likelihood, it would go to a bunch of small things. New old lady outfits. Vidya. Fast food. Lego, or whatever his hobby du jour is. He would just up his consumption of those. If he cut down on his spending on stupid little crap for a couple years and put a couple grand away, he could say to himself "Oh good, now I have some extra money, what do I want to spend it on?" But his answer would be "the same stupid little crap I have been not buying for the past couple years. What a waste of time and energy that saving was."

You mean like funeral costs for the imminent death of his ailing mother?
 
Job loss is far from the only sort of disastrous event that could befall a person. He's not prepared for any kind of emergency.
Eh, there's a very limited category of emergencies that can happen to Chris. Admittedly it's not an empty category, but it's still pretty small.

The big thing I can think of is a big medical bill, which medicare should take care of. There's also getting into a car accident, but he also has car insurance. Maybe lose an important asset, like his phone or something?
You mean like funeral costs for the imminent death of his ailing mother?
Meh, he can probably just let the county take care of her if he can't afford it.
 
Insurance only goes so far. Barb's funeral will certainly require a large amount of funds. If he has a car accident, especially one that he's at fault for, will still cost money. And if he had a catastrophic event like the hoard catching fire again, I'm not sure how he'd handle replacing everything.

Having a safety net is nice for unexpected emergencies. I don't think Chris could handle having money just sitting there and not being Lego, but it would be helpful for him.
 
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Bad shit can happen to anyone. Having Medicaid and insurance isn't a catch-all.
No, I know. It's definitely a big help though. Like, of the people I know over the years, I can't think of anyone I know having a serious, disastrous emergency that Chris couldn't cover. (Well, aside from heroin ODs.)

And once you cover the obvious issues like health and car issues, you get 80% of the effort with 20% of the cost.

It could happen, but I wouldn't bother sitting around musing about all the ways Chris is fucked. Chris is being irresponsible, sure, but we already knew that.

Edit: Er, well, musing about all the unrelated ways Chris is fucked. Now, if Chris starts talking tomorrow about how he's going to default on his car loan, muse away.
 
I guess I shouldn't use the term "emergency", because I'm not strictly talking about life-threatening or legal problems. For example, say his car craps out and costs hundreds or thousands to fix. Pretty hard to deal with that in a timely fashion with no cash in the bank and maxed out credit cards. Won't end his life, but there goes his trips to Lush. Suddenly the world feels a lot smaller and more hellish when he's restricted to a trash hoard and the 50 feet he can walk away before tiring. So now Chris can't maintain a bunch of little but vital pieces of his daily life, because he didn't think ahead.
 
I guess I shouldn't use the term "emergency", because I'm not strictly talking about life-threatening or legal problems. For example, say his car craps out and costs hundreds or thousands to fix. Pretty hard to deal with that in a timely fashion with no cash in the bank and maxed out credit cards. Won't end his life, but there goes his trips to Lush. Suddenly the world feels a lot smaller and more hellish when he's restricted to a trash hoard and the 50 feet he can walk away before tiring. So now Chris can't maintain a bunch of little but vital pieces of his daily life, because he didn't think ahead.
Oh absolutely. Chris will be absolutely miserable when he doesn't have the financial breathing room he does now.

Post-Barb, life will be a monotonous grind for Chris when he can't constantly piss away money on fast food and legos all the time, especially if he had to move out of 14BC. He has no clue how good he has it right now.
 
Post-Barb, life will be a monotonous grind for Chris when he can't constantly piss away money on fast food and legos all the time, especially if he had to move out of 14BC. He has no clue how good he has it right now.
Chris can move into a 1-bed above a laundromat somewhere in C-ville proper. The constant waft of detergent might overload his sensories, but he'll be a lot closer to things he likes. He can walk around the neighborhood and see actual people.
 
He's going to coast as-is until Barb passes. Then it's going to get bad in a hurry.

Within a month, he's going to lose anything that requires monthly payments because he's too dumb to set up payment and won't have his live-in adult to fix it for him anymore.

Within a few months, I expect he'll have become such a wreck that he'll be unable to avoid attracting the attention of the authorities, be it because he tries to tap into a neighbor's house for electricity after his is shut off, be it because he's driving down the street on a car with expired registration because he can't or won't keep it current or just chimping out to the nth degree in public over the stress of the trolls somehow getting his vidya unplugged or messing with his credit cards so they don't work anymore (ignorant of WHY) that he'll be picked up by the cops and eventually bounce into the system as a ward of the state, either incarcerated or under some kind of supervision, so he's not going to starve to death, but he's going to be in and out of court/the county home forever and ever and ever until he drops from poor health in his 50's, never having learned a thing.
 
What will happen when Barb dies?

Her spirit will forever haunt Chris in his dreams, crushing him and then begging him to give her another pedicure and force him to continue building her beloved horde.
 
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Chris can move into a 1-bed above a laundromat somewhere in C-ville proper. The constant waft of detergent might overload his sensories, but he'll be a lot closer to things he likes. He can walk around the neighborhood and see actual people.
That obviously seems like the ideal choice. A small apartment in town. More stuff to do in walking distance. Less isolation. Much less to go to shit without upkeep or maintenance. Very predictable expenses. Depending on location, he will save a lot on gas, and possibly could forego a car if he really wanted.

So I hope he does it. But I am not convinced he will be able to get up the momentum to move. He has an aversion to change. Moving is a lot of work, and the hoard certainly doesn't help that. If he doesn't get strongly pushed into it by someone in his support network, I could see him staying at 14 BLC until it collapses in on him.
 
I'm sorry if this is powerleveling, but I do have a great aunt with severe Alzheimer's. She has a 50-yr old adult son that's mentally retarded, she's been taking care of him for her whole life since the husband died in the late 1980s. Recently the situation got too bad with my aunt so the state took over everything, splitting them up into seperate group homes. The whole thing reminds me of Chris and Barb, only far worse. They lived in a decrepit old house that's like 14 BC, only older (built mid 1960s) and smaller (like 2 br tiny ranch home).

It's filled with plenty of old junk as the retarded son LOVED to collect old VHS tapes, DVD/VCR players, etc. It's not quite on the level of the Hoard but there's some similarities. My great aunt doesn't actively go out and buy shit like Blarb but she never threw anything away so stuff was piling up towards the end. The son was much worse than Chris, could only do basic functions like eating and shit on his own.

Currently the house and all the assets are being sold by a liquidator appointed by the state. There is a daughter that lives in California but my great aunt hates her and refused to sign over power of attorney, hence the reason for the state taking over. I don't know how it works in Virginia but if Chris was somehow able to sign away power of attorney over Barb it would become the responsibility of the state to put her up in a home.
 
I'm sorry if this is powerleveling, but I do have a great aunt with severe Alzheimer's. She has a 50-yr old adult son that's mentally retarded, she's been taking care of him for her whole life since the husband died in the late 1980s. Recently the situation got too bad with my aunt so the state took over everything, splitting them up into seperate group homes. The whole thing reminds me of Chris and Barb, only far worse. They lived in a decrepit old house that's like 14 BC, only older (built mid 1960s) and smaller (like 2 br tiny ranch home).

It's filled with plenty of old junk as the retarded son LOVED to collect old VHS tapes, DVD/VCR players, etc. It's not quite on the level of the Hoard but there's some similarities. My great aunt doesn't actively go out and buy shit like Blarb but she never threw anything away so stuff was piling up towards the end. The son was much worse than Chris, could only do basic functions like eating and shit on his own.

Currently the house and all the assets are being sold by a liquidator appointed by the state. There is a daughter that lives in California but my great aunt hates her and refused to sign over power of attorney, hence the reason for the state taking over. I don't know how it works in Virginia but if Chris was somehow able to sign away power of attorney over Barb it would become the responsibility of the state to put her up in a home.
It sounds like both the mother and the son in this case were much less competent to fend for themselves than Chris and Barb.

Barb and Chris are both capable of living on their own. Just because they are both a little crazy and their property is in poor shape doesn't mean the state is about to step in.

Your last point could be relevant though. Suppose in a few years that Barb's mental and physical health have detiorated to the point where Chris finds taking care of her overwhelming. Even if she is unwilling to leave the hoard, if she is in rough enough shape, Chris does have options to take control of the situations and/or seek help for it.

The problem is that goes against every inclination he has. It would take a lot, and probably considerable outside pressure for Chris to lose respect for Barb's authority, let alone respect for her mental faculties and capability of making her own decisions.
 
It sounds like both the mother and the son in this case were much less competent to fend for themselves than Chris and Barb.

Oh yes. They're both far worse than Chris and Barb ever will be. The son was entirely 100% dependent on my great aunt and as soon as she started developing Alzeimer's it became pretty clear she wouldn't be able to take care of him anymore. Nobody could really step in, there was no family in town and as mentioned before the daughter was estranged (so basically like Cole).

Jesus, I'm seeing a lot of similarities here.
 
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