Phil loves to tell people that he knows and understands business. That's he's a student of business. That he has accreditation in business and therefore he knows better than anyone on his stream because of said education and the years of him running his stream.
I have said before on here that I know next to nothing about business. I feel the need to be more specific about this: I was laid off at my last job because (not by my choice or recommendation) I was put in charge of sales and operations of a product that the owner was trying to sell alongside his other business. I was fucking horrible at it. I don't have the charisma for it, I don't have the experience for it, not the interest for it, nor the personality and that is what wound up getting me laid off, among a myriad of other things (happy I don't have to work there anymore, frankly).
But at the very fucking least I, like literally everyone else who has ever used any form of commerce regardless of if it was using actual money or trying to swap something: if I want something from someone else and I don't want to steal it I need to offer them something of equal or greater value to them. Say, I want someone's money for instance. I can exchange a service that they can't or won't do on their own, I can sell them something I own, or if I'm feeling really Semitic about it, I can ask them for a loan and tell them I'll pay it back with interest.
What Phil wants...let me use an allegory:
A new restaurant (hopefully this makes it easy for Phil to understand) just opened in your town and it's big advertising campaign is that they serve food, free! The just ask that you consider tossing them a bit of cash after your meal, but otherwise they want to open this business because they love food.
You naturally decide to try the place out. When you get there, you are seated in a place that could at best be described as unappealing. Your server arrives and hands you a menu with a bunch of options on it and you're excited until you see all the options are just chicken soup with slightly different names. But hey, it's free chicken soup, and you get it and you weren't expecting much. Then the soup arrives. Though to call it soup is generous. It's mostly water with a bit of taste of chicken broth, like they dissolved a bit of chicken stock in a pot of way too much water. But still, it's free.
You finish your meal and go to leave, when a member of staff comes over and asks you if you'd like to give some money. While it might not have been the best meal, or the nicest place, it was still free and you'd feel bad if you didn't throw some money at them. So you give them 10-15 dollars only to have them scoff at the money. They ask you how much you think it costs to run a place like this. They point out the meal was free, so you should give them money so they can keep going. Whenever you try and point out to them that their food isn't very good, that the dining room itself is dirty and ugly, that the service and options for food are lacking, the staff just tells you that they've been working in this industry for a long time and know better than you. They then pivot it back to them needing that money to keep the doors of the place open.
Would you feel compelled to give them any money? Or are you thinking about places that you could give your money to and actually get something back worth while? And what if you articulated to the staff this very argument that if they want money, to actually offer some sort of food for the money, they tell you that they would but only if you tell them what you want, how to make it, source the materials, and then show the cook how to make it?
You'd go to Burger King next time. They might fuck up your burger, but at least you got. The fucking. Burger.