[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

What will happen with his case following the 341 meeting?

  • Still gets Chapter 7

    Votes: 126 18.1%
  • Changed to Chapter 13 and ultimately fails to make his required payments

    Votes: 218 31.3%
  • Chapter 13 and successfully completed all payments

    Votes: 19 2.7%
  • Complete dismissal of the bankruptcy

    Votes: 334 47.9%

  • Total voters
    697
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Nobody's entered any appearances yet. Lance Olsen is managing partner of the firm, which is somehow associated with something called the Mortgage Banking Association, and has appeared on a panel about mortgages and bankruptcies. I think we can guess where this is going.

Which mortgage company do you think they're there for, though? Seems like they could have two separate (but related) purposes, depending on who they represent.
 
he did list $0.00 under property taxes for both CT and WAkahndo

I hope it's WA & his tax guy was only doing business taxes and gave zero shits about property taxes

I wonder how much he would owe if he hasn't paid since 2016

View attachment 1134771

This is what i'm intrigued by. Not sure how he'd skate on the property taxes without causing further issues.

Just noticed according to this, it was on the market in 2017 and taxes were as high as $2600 in 2013:

 
he did list $0.00 under property taxes for both CT and WAkahndo

I hope it's WA & his tax guy was only doing business taxes and gave zero shits about property taxes

I wonder how much he would owe if he hasn't paid since 2016
The property tax thing was talked into the ground in the past. They are passed through his mortgage.
 
This is what i'm intrigued by. Not sure how he'd skate on the property taxes without causing further issues.

Just noticed according to this, it was on the market in 2017 and taxes were as high as $2600 in 2013:



That's Phil's property tax payments. Nothing too intriguing aside from the most recent payment, which was made Dec 23, 2019. That's about 2-3 weeks earlier than the previous ones were made. Most likely is that the bank paid the taxes and is planning to get them back via the short sale + deficiency judgement.
 
Regardless of the actual magnitude of the individual errors or if he gets them amended, the fact that the initial filing is just so riddled with them is going to draw enough attention to his situation that I can't imagine his creditors would let it go by without a high level of scrutiny. I think Goutschwitz may have some appraisers stop by. His creditors are going to pick apart everything he owns and spends his money on if this bankruptcy is allowed to go through. Considering how much disrespect this filing shows for not only the process, his creditors, but general reading comprehension in general I'm not sure they'll let him try and refile or file for Chapter 13.

Additionally, it doesn't really matter who filled out the form since DSP signed it. I don't really think it's constructive to debate whether or not "it was the lawyer" - Phil would have and should have had final say on whether or not it was fit to file, and he quite literally signed off on that abortion of a filing. He's saying that he had nothing to do with the paperwork on stream, but his signature on the document says he claims that the information is accurate - sort of poetic considering the entire document is just a bunch of contradictions as well.

Phil's whole life truly is the best TIHYDP.
 
This, and even if there is a regular standard of care she typically exercises in reviewing these things before they're filed (as in, a paralegal gives it a cursory review & says "Oh hey here, this thing on page x about expenses for a cat he doesn't have on page y, he'd better fix that before we file"). These things aren't doom & gloom for the attorney if they go forward, & you can fix them without draining his retainer (if it's a retainer, but especially if not), but after sitting down with this cocksucker & listening to his hostile blame-shifting, sobbing, & tales of internet demons for however long she allowed him to blather on, she probably said "Okay yeah holy shit--this guy/fuck this asshole. He can wallow in it, lol." And then took whatever amount of time it takes to ensure she wouldn't be on the hook for whatever the rètard puked into it & pushed the forms through. No sweat off her sack.

He's too socially & mentally atrophied to realize that his behavior & vitriolic monologues only serve to inspire admiration & pity in about 30 of the people he jaws at through a screen every day. And out in the real world, he's just a sobbing adult temper tantrum with legs.

In real life, almost no one is inclined to do you a favor when you're a paradigm of faultlessness & an intergalactic cunt.
I think it can't be stated enough when speculating about Phil's meetings with his bankruptcy lawyer that: In his initial meeting with this woman, when asking him basic and routine questions about his income, he immediately started REE'ing to her about 'detractors are trying to ruin my life' to the point that she has independently gone and looked up detractor shit to find out what the fuck he keeps babbling about and deflecting all his financial problems to.

Just how much do you have to be bitching about this shit for someone, who just crams as many people through Chapter 7 for $1,200 as she can, to actually in her free time look up your online lolcow drama?
 
Which mortgage company do you think they're there for, though? Seems like they could have two separate (but related) purposes, depending on who they represent.

They're a Colorado firm, making them closer to Washington than Connecticut but that doesn't mean much. They might not even be involved with a party. I imagine we'll find out soon because he'll make an appearance representing someone. My guess is Washington which is interesting because that would mean BOTH mortgage companies are going to be taking a more than passing interest in this case.

I'm guessing they represent the bank on the WAkondo because all three lawyers have Washington State bar numbers which they put on the paperwork. So not only the CT condo mortgage guys are foreclosing on him but the WA guys are interested too. Blood in the water.
 
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(cross post from the foreclosure thread where @SoapQueen1 mentioned that someone representing the creditors (midfirst bank?), has pressed start)

possible sequence of events

have found 2 cases where this guy was representing creditors and later responsible for dismissing bankruptcy cases so creditors can foreclose/repossess/collect, one example below

5 days after an electronic request was filed, a motion for relief is submitted, which lets creditors proceed with collections

then 5 days later bankruptcy was dismissed

source

0B5F4D0F-5585-435E-8B45-1F6E1ECD1241.jpeg

edit: @SoapQueen1 has looked into this specific case snd bankruptcy wasn't dismissed due to anything this specific lawyer did

post here
 
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Nobody's gonna let DSP fuck with a mortgage without at least a sternly worded letter against the ch7.

That's a lotta money on the line, especially since the WAkondo has appreciated in value. The bank isnt gonna just let all that value get sunk by an idiot with bankruptcy issues.

Remember Phil claimed to them he was making money hand over fist and now its ALL gone? "Why the fuck did we give this idiot a mortgage" is gonna be a serious question for them.

Some of the 1k credit cards might be under the bridge but you dont fuck with a mortgage. He's already getting sued by the HoA if he doesnt pay up.

Mortgage covers hoa/taxes, phil stops paying mortgage, people realize they didn't get their fucking money.

The funniest part is that without us pointing out basic adult shit Phil would be cruising along happy as a clam not realizing there's blood in the water.
 
They're a Colorado firm, making them closer to Washington than Connecticut but that doesn't mean much. They might not even be involved with a party. I imagine we'll find out soon because he'll make an appearance representing someone. My guess is Washington which is interesting because that would mean BOTH mortgage companies are going to be taking a more than passing interest in this case.

I'm guessing they represent the bank on the WAkondo because all three lawyers have Washington State bar numbers which they put on the paperwork. So not only the CT condo mortgage guys are foreclosing on him but the WA guys are interested too. Blood in the water.
Midfirst is headquartered in Oklahoma city, so maybe there's some friendly neighbors who they can use to look in on things.
 
(cross post from the foreclosure thread where @SoapQueen1 mentioned that someone representing the creditors (midfirst bank?), has pressed start)

possible sequence of events

have found 2 cases where this guy was representing creditors and later responsible for dismissing bankruptcy cases so creditors can foreclose/repossess/collect, one example below

5 days after an electronic request was filed, a motion for relief is submitted, which lets creditors proceed with collections

then 5 days later bankruptcy was dismissed

source


This could be really good. This is Phil's worst case scenario, where both mortgage holders decide to go after him hard. This lawyer is involved in more than one bankruptcy adversary proceeding in the Western District of Washington.


DSP's $1,200 doesn't cover adversary proceedings or proceedings to lift the automatic stay. He's probably looking at at least one of those. I was expecting the Connecticut mortgage holder to do this, but the Washington mortgage holder is apparently quicker on the draw. I expect both of them to do this before it's over.

If that guy is as energetic as he was in the other case this could be a 10 day KO just like the other one where they just submit a declaration that the garbage Phil filed is absolute trash and does not entitle him to protection and the case is just immediately thrown out.
 
I’m not encouraging anything. I’m just throwing out ideas for the wheelchairs to give us some slightly better content. If they want to throw away and say the same old nonsense that’s on them. He ignores everything he considers trolling or bait anyway.

He blocked me long ago on twitter and I never even directly tweeted at him. He’s such a pussy.
Hows about NOT doing that, it's bad enough re re's give him money just to get their name and memes on whatever DSP you tube channel shows it. It's stupid.
 
I'm guessing they represent the bank on the WAkondo because all three lawyers have Washington State bar numbers which they put on the paperwork. So not only the CT condo mortgage guys are foreclosing on him but the WA guys are interested too. Blood in the water.

Kinda makes sense, though, doesn't it? He already foreclosed on one underwater property. Given that Seattle is bubbling (apparently) too, they may ne worried he'll try to leave them holding the bag too.
 
4:25 on the new Soma Julius Cruz video (I have NO IDEA who that is btw. Prolly same asshole detractor twisting shit and taking things out of context. But anyways: "And that sucks cuz I don't have money lying around d00d"

BULLSHIT! Oh my gawwwwwd! This clown's spent how much money on figurines, blurays, WWE Champions and all kind of shit? If he's not lying and he really has "ZEE-ro dallahs" to his name then he needs to get off his fat fucking ass and get another job, and go pawn some shit like any other mature reasonable intelligent adult human being would do when they have a "financial crisis".

This cuck seriously thinks after all his lies and wining and dining and flying his girlfriends around the country, the staycations, buying fancy bottled water and all kinds of shit (when he 'literally had no money back then either but, aw come ahn, I need my rainy day fund when it's boring and raining out, my meal out once a week and why would I ever shop at Walmart instead of Trader Joes to save money? When did I ever say I was broke? Yeah my funds are low but, pssh, I'm not BROKE #bruisedego'), on top of now filing for bankruptcy because Phil acktually spent "ZEE-ro dallahs" on his fucking bills that we're now going to help with his bankruptcy bills?

You know what? I'll give even the dumbest and/or most nicest, most naive person a grain of the benefit of the doubt when it comes to Phil. Maybe they missed all of his pre-streams. Maybe they're a new fan who showed up last month. Maybe for whatever reason, they believe Phil over (and it has been thousands by now) who have all been saying the same thing, for several years, with video proof to verify every accusation they've made. But after this it's cut and dry that he's a liar, a conman, and THE definition of a "petulant child who doesn't understand how the 'real' world works.

The fact that he continues to beg, after all of this, instead of BUSTING HIS ASS *slams controller* or at least gets a shit your pants wake up call to take action, in any fucking direction, and expects people to step up yet again is baffling to say the least. Call me "mad on the internet" but I'm really not. I'm a bit hyped up and flabbergasted at the same time. Like I wish every single one of us, including all of his fans, just collectively and simulataneously walked away from this guy. Like he wakes up the next morning, 0 viewers, kiwi thread is gone, youtube videos gone, everyone and everything is gone. No money, no attention, no nothing. We're beyond done. Here's your fast track getting plunged into the deep end of the "real adult world". Now go be a mature intelligent adult human being, like you've been claiming to be for 11+ years while insulting everyone and everything while constantly seeking handouts, and figure things out for yourself.
 
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