I never understood gold/silver preppers. If shit hits the fan I want food, water, shelter, ammo/guns, tools and working devices, resources that will let me survive ya know. Shiny doubloons? Get the fuck off my property you post-apocalyptic jew. Do leave the gold behind, shekellubber.
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A pound of good steel is worth more than a pound of gold in such situations.
I suppose they are min-maxing for the late game once warlords start being decadent, but those people would rather devour you than trade unless you posses an equal or bigger force of arms, which you won't because your specced into future economics over bushcrafting.