- Joined
- Dec 16, 2018
This guy got multiple girlfriends?Plus the other halves both work
Edit: followed the link, yeah, he does. They're 33 and 21 y/o apparently.
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
This guy got multiple girlfriends?Plus the other halves both work
You forgot to say that he is fat.Thanks to @Froggah for helping me with this
This private information is unavailable to guests due to policies enforced by third-parties.
Here’s a shortened version:Thanks to @Froggah for helping me with this
This private information is unavailable to guests due to policies enforced by third-parties.
Some more info, should you want it: I was able to find his bankruptcy filings and income statements in both cases because the American court system puts everything online forever.Thanks to @Froggah for helping me with this
it would be sad it if it wasn't so fucking funnySome more info, should you want it: I was able to find his bankruptcy filings and income statements in both cases because the American court system puts everything online forever.
Highlights of the 2016 case:
* In 2015 his income was either $16,374 or $16,314 because math is like, hard.
* His bank account had $400 in it plus a jaw dropping $25 in cash on hand. He was most likely unemployed in part of 2013 since his income then was only $10,540 or below minimum wage at 2,000 hours/year.
* Unlike Phil, he was ahnest and admitted to having $2,200 in electronics.
* He was sued by Discover Bank in small claims court.
* Despite his low income he had thirty five creditors, most of them either banks or credit arms of large retail corps like Target and Amazon. The similarity to Phil really is uncanny!
* Zales (the diamond company) was also listed as a creditor, I choose to believe he was trying to flex on some random woman who barely even knew him.
Highlights of the 2020 case:
* This case is somehow ongoing roughly sixteen months after the initial filing in late March 2020.
* Owes $915 in back federal taxes (learned from Phil here I see!)
* Owes about $6,400 on a $2,200 Chevy
* Still a ton of retail + credit cards
* Skipped on his electric bills, probably for months on end
* He somehow wound up in Chapter 13 despite more than doubling his gross income - he now makes $38k and change, which would be enough for upstate Wisconsin if he weren't busy wasting it all on Phil.
* His employer charges $160/month for healthcare (this is a lot even for the US!)
* He works on rotating or back shifts since he got shift differential pay. In other words, they put him on shifts when nobody is around so he won't creep on the women or children
* He defaulted on his installment payments to the bankruptcy court, resulting in the judge ordering him to pay $800/month from February to July of this year as a condition of not dismissing the case.
Dude I can’t believe he looks like someone’s fucking dad and he would sit on his computer banning people who make downfromtherafters references in Phil’s chat when he himself knows that account belongs to Phil.Thanks to @Froggah for helping me with this
This private information is unavailable to guests due to policies enforced by third-parties.
Wait... he filed for bankruptcy twice?Some more info, should you want it: I was able to find his bankruptcy filings and income statements in both cases because the American court system puts everything online forever.
Highlights of the 2016 case:
* In 2015 his income was either $16,374 or $16,314 because math is like, hard.
* His bank account had $400 in it plus a jaw dropping $25 in cash on hand. He was most likely unemployed in part of 2013 since his income then was only $10,540 or below minimum wage at 2,000 hours/year.
* Unlike Phil, he was ahnest and admitted to having $2,200 in electronics.
* He was sued by Discover Bank in small claims court.
* Despite his low income he had thirty five creditors, most of them either banks or credit arms of large retail corps like Target and Amazon. The similarity to Phil really is uncanny!
* Zales (the diamond company) was also listed as a creditor, I choose to believe he was trying to flex on some random woman who barely even knew him.
Highlights of the 2020 case:
* This case is somehow ongoing roughly sixteen months after the initial filing in late March 2020.
* Owes $915 in back federal taxes (learned from Phil here I see!)
* Owes about $6,400 on a $2,200 Chevy
* Still a ton of debt from banks + retailer credit cards
* Skipped on his electric bills, probably for months on end since he owes over $300
* He somehow wound up in Chapter 13 despite more than doubling his gross income - he now makes $38k and change, which would be enough for upstate Wisconsin if he weren't busy wasting it all on Phil.
* His employer charges $160/month for healthcare (this is a lot even for the US!)
* He works on rotating or back shifts since he got shift differential pay. In other words, they put him on shifts when nobody is around so he won't creep on the women or children
* He defaulted on his installment payments to the bankruptcy court, resulting in the judge ordering him to pay $800/month from February to July of this year as a condition of not dismissing the case. This was the judge's compromise after the trustee moved to dismiss the whole suit.
* Has outstanding debts from as far back as 2017 and has outstanding balances due on payday loans (which are basically legalized extortion).
EDIT: Some minor clarifications and corrections. Also, for those who do not know, PACER CM/ECF is the electronic repository for all Federal court records in the US. Any member of the public can access and download them for a small fee which is even waived unless your quarterly use exceeds a certain cap.
One of those was chapter 13 (restructuring) rather than chapter 7 (liquidation, this is what the Pig got). In Chapter 13 the petitioner submits a repayment plan which the creditors can veto and the trustee has very limited ability to approve a plan over creditors' objection. Contrast with Chapter 7 where creditors have to proactively raise any objections and do not have final say over how much they get back.Wait... he filed for bankruptcy twice?
So could Phil go for that chapter 13 now or in a few years before the 8 year waiting period is up?One of those was chapter 13 (restructuring) rather than chapter 7 (liquidation, this is what the Pig got). Chapter 13 is fairly creditor friendly because it is meant to develop a payment plan where creditors get some of their money back and have veto authority over the plan.
You’re right. He does look like Big A. I wonder if he’s as big of a stuttering muttering fool like Big A as well.The Hate Army trading cards?
Edit: Timbo looks kinda like Big A from Opie & Anthony Radio (lol Google him).
So could Phil go for that chapter 13 now or in a few years before the 8 year waiting period is up?
It would also mean paying back partially what he owes and he is not that kinda pig.He could go for it today if he wanted but I can't imagine why he would:
If he is no longer using credit cards then his only remaining liabilities are the secured loans on his car and condo. Chapter 13 rules prohibit the trustee from adjusting the value or terms of a secured loan unless the collateral is underwater, which Phil is not, so the most he could do in Chapter 13 would be getting a lenient deal on past-due utility and Internet bills (assuming he has those). Bankruptcy attorneys are expensive and Chapter 13 is a years-long process so I'd expect attorney's fees to be greater than any amount he could get discharged in Chapter 13 even if creditors did not object.
Chapter 13 is also a long-term commitment. It can greatly reduce the amount owed, but the debtor is on a strict allowance/payment plan for at least three years and practically any deviation from it nullifies the bankruptcy. Watching Phil squirm would be funny but he's not going to apply for something which cuts into his manchild lifestyle unless he is truly, genuinely desperate.