Which to be honest kind of what happened to me. I didn't realize initially how horrifying the bugman proclivities kick in, especially after being burnt out. Maybe it was the fact I became accustomed to that lifestyle after paying off the majority of my car loan, on top of that I had a very demanding ex who for some reason didn't appreciate what I was doing and secretly thought I was a some kind of Nigger due to me working more. It ate at me really hard last year.
I don't think people worship debt, it's now that even living within your needs is impossible without debt(unless you live in a part of the country with a low cost of living). Even basic certs are both getting expensive & useless at the same time, only there now for the HR harlots to potentially filter you a little better against the pajeets.