I bought a house in my early-mid 20s, and had to have a co-signer, and I think my grandfather refusing to sign for the house I wanted and buying the one he pressured me to ruined the rest of my life. The house I wanted rose 40-50%, and the one I bought I lost money on due to having to update it and it rose significantly less so it will be difficult to ever sell and buy. My mortgage is even slightly more money.
I have to take a pay cut to only have a 3 hour daily commute, instead of under 30 minutes. I can't go to the beach, pool, ski resort, airport, or high end gyms on days where I work as the commute is much longer. I saw a gaming cafe open in my city and I thought it looked interesting, but I can't go to it unless I book a day off. It's much harder to go to social gatherings because I need to work hours to miss rush hour traffic and I live far farther from anyone I know, instead of being able to do something daily. It's much harder to get transit or a taxi to my house if need be, and much more expensive if I wanted to taxi to the airport.