Orbiter Matthew Vickers / @MWV / ViciousVickers / Poor Yorick - Ex-coin merchant, bloodline gunted by Ethan Ralph. Fat cuckold who lost everything by trying to launch warfare against Ethan Ralph. Alleged rapist, proven cuckold, got mental damage from his wife's mean words. Cog paypig.

[Fascist Kirk]

Again I have talked allot of shit on vickers, I did not want this, breaking up a familly is horrifying, but PPP and godwinson interviewed this familly while faith was in a mental hospital wanting to kill herself, and what was the vickers doing during this time? hiring homeless bums to serve ralph, creating podcast to become apart of the sektor, Funding Cog from a flat to a Subburb ........... even Null said the vickers should not do this IBS form of parenting.

Its a fucking disaster, and I take no dopamine in being right........

 

[ThatsMyDog]

God's plan~
God's plan~
God's plan~

 

[TherapyMan]

The trustee's final report would have to be grabbed off of PACER:

Ask and you shall receive.

 

[mindlessobserver]

Alrighty gang. It cost me 10 bucks and 2 hours of sleep, but I skimmed through the Case 18-24489 in the California Eastern Bankruptcy Court. I think I know what is going on.

Vickers initially tried filing for Chapter 13, debt restructuring, in 2018. In the initial petition (attached below), Vickers claims around 200k in unsecured debts, and seeks to reconsolidate.

IMMEDIATELY all his creditors dogpile, in particular his homeowners association, Wildwood Association, who argue that Vickers has a contract with them that requires payment that is intrinsically tied to his property. Dumb ass literally signed his soul to the HoA. Fucking hell man.





The court sustained the objection. Vickers like an absolute retard signed a mortgage that precluded bankruptcy protection on his property if he fell into arrears with the dues required of his participation in the Home Owners Association. The court also found Vickers acted in bad faith by hiding this and other material facts from the trustee



As an aside, he DID attend the mandatory credit counseling.


After this, it was a fucking dogpile. All his creditors entered the chat. Did anyone know this guy owned a fucking Camaro? He owed 20k on it , his lender wanted it back lol.




Whoopsie doodle! Vickers decided he wasn't filing for Chapter 13. No, it was Chapter 7 this time! Full liquidation!



Shit went downhill from here. You see, part of bankruptcy ironically, is that you also have to pay the people managing it. Like your trustee. Which Vickers did NOT do. Since he initially filed under Chapter 13, the Trustee was established contractually as someone who worked FOR his estate, as opposed to a vulture coming in to pick up the pieces. Even though he had moved to change the Chapter 13 filing to a Chapter 7, he was still on the hook to pay the trustee for the time spent on the pre liquidation analysis. He didn't pay.




This was a legal death sentence.

The Court found that Vickers had no met the standards for Chapter 7 bankruptcy as required by statute. Worse, he had essentially defaulted by failing to address prior motions in the file by the trustee and secured creditors for response or payment. The Court dismissed his case with prejudice.


They also ordered Vickers to Pay Fees and Costs as a final FUCK YOU





So tl;dr, what we are seeing here is not a NEW bankruptcy. Its the conclusion of the third and FINAL bankruptcy Vickers filed in 2018. One he (or his lawyer) absolutely bungled worse then Ty Beard with a Notary Seal. In very broad strokes.

This cost 10 bucks and 2 hours of sleep. Give me my stickers. I am going to bed.

 

[Goofy Logic]

That would mean that during the whole Vickers-Ralph saga from start to finish he was hundreds of thousands in debt, even as he claimed to have spent a large sum of money in his feuds versus Ralph.

I wonder if he saw milking Ethan of child support and defamation lawsuits as a lottery ticket for his debts?

 

[Punished Lobsterchu]

Here's the thing. Normal people all over the country get divorced and file for bankruptcy and it usually is nobodies business. But when you have, against the advice of LITERALLY everyone (except that pedophile cog) continued to make foolish, performative displays out of your civil battle with a lolcow, you in turn become one. lmao Vickers get felted buddy.

 

[Sumptinsfuckey]

I said from day one that the reason faith was attracted to Ethel in the first place was because she saw a reflection of her father. But even I had no idea that said father was an even bigger retard than Reethan. To think that this entire time he was going through bankruptcy, and yet he still spent thousands going after piggertits.

What a fucking maroon.

 

[Pelican Bones]

I worry that after a dub this big, Ralph's inevitable follow-up L might be the final, ultimate L.

Ralph, for the love of God, do not tempt fate by entering cartel held territory.

Or do. Whatever. Lol

 

[Philipp Amthor]

So tl;dr, what we are seeing here is not a NEW bankruptcy. Its the conclusion of the third and FINAL bankruptcy Vickers filed in 2018. One he (or his lawyer) absolutely bungled worse then Ty Bear with a Notary Seal. In very broad strokes.

I know, DSP was already posted as the guy who survives us all but just compare the two bankruptcies: DSP's bankruptcy was full of mistakes / lies, like he "forgot" his cat, or claimed 5k monthly spending on his "business" of streaming games (which was in reality mostly doordash, WWE Champions and booze as later seen). And what did DSP get? He kept his Khando he still lives in and has barely paid any mortgage back, kept his car, lost his Khando which was empty for years and all his credit card debt was erased. His credit score tanked, what he really disliked, and as soon as he can, we will start again adding credit card debt again as he already did before YouTube. And Vickers? Lost his business, lost his actual family (a probably less retarded wife and a real daughter opposed to a retarded fat wife and a cat son), has to sell everything (while DSP has a wardrobe full of unused and old stuff with potential value, like capture cards, machinima xbox 360, ...) and like DSP is being made fun of on the Internet, but unlike DSP doesn't get paid a low six figures amount per year for it by said Internet. I am very impressed how different this tale of two lolcow bankruptcies went.

 

[♦️ King of Diamonds ♦️]

I will admit I am shocked by the news- I wasn't aware of the specific records and documents Squire had previously brought to the forum's attention that indicated Matthew Vickers's precarious financial position- and even if I was made aware I would have been tempted to write it off as fake news given Squire's troubled associations with the "Council of Evil" creeps. My impression and understanding was that Matthew Vickers maintained a public image of healthy stewardship and responsible fiscal management given his line of work and backround.

At the surface level Matthew Vickers seemed to have the world handed to him on a silver platter- an existence many a poorfag would be envious of. A mom-and-pop storefront dealing in collectable coins and bulk bullion, a supportive wife of many years whom he bore multiple children with, ownership of property in California (a place where real estate prices increase at a logarithmic rate), multiple vehicles and repeated vacations to world-class resorts (aka Disneyland)- even a cushy relationship with a team of attorneys on speed dial to drain the finances of his enemies! The only things wrong in his life, at first glance, would have been his daughter getting #gunted and the blue-state misery that comes with living in California of all places.

By all accounts the man should have had more money than Adonai- God of the Heavens himself. It's one thing to file for bankruptcy, Chapter 7 or otherwise- it's a whole different thing to lose your home and your marriage as part of it. I would put forth the argument that if Matthew Vickers *really* wanted to make Ralph as miserable as possible he would have handled his bookkeeping better- if for no other reason than the Vickers crew running out of cash puts a halt to the legal death-by-chinese-papercuts he wanted to make Ralph suffer with. Of an infinitely more important matter is that Vickers, as the patriarch of his household, had a fiduciary responsibility to ensure the financial wellbeing and stability of his wife and children under his care, as the primary breadwinner. Perhaps Vicker's was more infatuated with chasing the crumbs of The Guntmeister's e-fame than keeping his ship afloat!

I will end my thoughts with a proposal: Ethan Ralph, for years, bragged and hollered about his supposed wealth as a cudgel to use against his rogues gallery of Alawgs and even his own ex-wife. Due to his own stupidity and leaking of his password, he inadvertently subjected himself to a comprehensive audit. His yearly income was indeed proven to be within the top 6% of Americans, so many people who thought he was one step away from filling out McDonalds applications were eating crow- myself, admittedly, included. Ethan Ralph of all people was vindicated in an audit of his financials- at least in regards to his annual income.

Perhaps, should he be willing, it is time for an independent and objective audit of Matthew Vickers, conducted with the utmost exhibition of professional skepticism to his supposed historical claims.

 

[Ed Special]

Rare Ethan W?

 

[Nate Higgers]

Imagine Giving Cog Super Berries to own the gunt, while not paying your debt on the house that shelters your wife and children.

Even worse: imagine giving Asstonne and Tardski superberries to own the gunt, while not paying your debt to hold onto your house to shelter your wife and children (and grandson)

“AND WE GOTTA DONO FOR TWINNY DOLLURS! FROM VICIOUS! VICKERS! HE SAYS “I MIGHT NOT BE ABLE TO MAKE MY MORTGAGE PAYMENT AGAIN THIS MONTH BUT THIS $20 SHOULD MAKE RALPH SEETHE! TAKE IT AND BUY SOME MORE POWDERED BOXED WINE AND MCDONALDS, GUYS” LETS FUCKIN GO MASSIVE SUPPORT”

 

[Haramburger]

How is a thrice bankrupt man getting $330K in unsecured credit?????

"THIS time he'll be great, I can fix him!" -Mastercard, probably

 

[SaidNoOneEver]

I know, DSP was already posted as the guy who survives us all but just compare the two bankruptcies: DSP's bankruptcy was full of mistakes / lies, like he "forgot" his cat, or claimed 5k monthly spending on his "business" of streaming games (which was in reality mostly doordash, WWE Champions and booze as later seen). And what did DSP get? He kept his Khando he still lives in and has barely paid any mortgage back, kept his car, lost his Khando which was empty for years and all his credit card debt was erased. His credit score tanked, what he really disliked, and as soon as he can, we will start again adding credit card debt again as he already did before YouTube. And Vickers? Lost his business, lost his actual family (a probably less retarded wife and a real daughter opposed to a retarded fat wife and a cat son), has to sell everything (while DSP has a wardrobe full of unused and old stuff with potential value, like capture cards, machinima xbox 360, ...) and like DSP is being made fun of on the Internet, but unlike DSP doesn't get paid a low six figures amount per year for it by said Internet. I am very impressed how different this tale of two lolcow bankruptcies went.

Covid saved DSP. The courts were so overwhelmed with bankruptcy filings they were all rubber-stamped. Plus the trustee in DSP's case got paid in a percentage of his recoverable assets, of which there were none so it wasn't worth her time to dig or even question his claims.

 

[HeyU]

@mindlessobserver does it say why Vickers didn’t qualify for chapter 7? Tried finding it in the documents you uploaded, but it’s mostly about chapter 13, not 7. Apparently, almost everyone qualifies for chapter 7. Why didn’t he? Was it the HOA?

 

[Sicko Hunter]

And what did DSP get? He kept his Khando he still lives in and has barely paid any mortgage back, kept his car, lost his Khando which was empty for years and all his credit card debt was erased.

It should be noted the only reason Phil got away with his bankruptcy the way he did was because it happened during the covid lockdowns. Quite literally right as it had started in march of 2020. He was extremely lucky with the timing of it. If he had tried that a year or two later he would have been fucked.

 

[PhoBingas]

I'll be honest I'd be a little afraid if I was Ralph. Vickers has nothing to lose, what's to stop him from going to Mexico and doing something drastic to the man who he thinks ruined his life? The funny version of this is if they get into a seal like gunt fight.
View attachment 5798418

I'd assume if he went seeking Ralph out, his protective order would get thrown out pretty quick. I mean there goes the "I'm scared for my life" argument.

guy is selling his microphone on ebay for 50 dollars , and his fucking router ..... guy is totally BTFO .........

Total crackhead mode, like he's pheenin'

I wonder if he saw milking Ethan of child support and defamation lawsuits as a lottery ticket for his debts?

Oh more than likely. Probably thought he had it in the bag, but didn't realize how bad it made him look poking at him constantly here and on shitter.

 

[TherapyMan]

Whoopsie doodle! Vickers decided he wasn't filing for Chapter 13. No, it was Chapter 7 this time! Full liquidation!

Good summary, except for this part. The trustee actually filed to convert the bankruptcy to Chapter 7 based on the delinquency owed to him, then the Vickers filled to convert it back to a Chapter 13. The Vickers opposed the conversion to Chapter 7, but the Court converted it. Then the Vickers converted it back into a Chapter 13 again. After which, the Vickers became delinquent on the pay plan again. The trustee requested dismissal, which was granted.

 

[mindlessobserver]

Good summary, except for this part. The trustee actually filed to convert the bankruptcy to Chapter 7 based on the delinquency owed to him, then the Vickers filled to convert it back to a Chapter 13. The Vickers opposed this, but the Court converted it. Then the Vickers converted it back into a Chapter 13 again. After which, the Vickers became delinquent on the pay plan again. The trustee requested dismissal, which was granted.

It was even more retarded then my brief skim revealed.

 

[Retink Retunk]

Vickers initially tried filing for Chapter 13, debt restructuring, in 2018. In the initial petition (attached below), Vickers claims around 200k in unsecured debts, and seeks to reconsolidate.

As someone who didn't follow Vickers, what was the deal with the coin shop? He made it out to be profitable, but was he just renting a space that was bleeding money because his whole inventory was nothing but Chuck-E-Cheese tokens?