Money Saving Tips - Discuss how you save money and spend less

  • 🐕 I am attempting to get the site runnning as fast as possible. If you are experiencing slow page load times, please report it.

David Brown

True & Honest Fan
kiwifarms.net
Joined
May 24, 2021
What are some things you do or conscious choices and strategies you use to save your money and spend less? Here's a few random examples of things I do:

1. To save money on razors for shaving my face, I bought a Merkur Model 180 safety razor on Amazon in 2013. I can't tell you what it cost since Amazon doesn't have the price of it in my order history, but I am confident it cost $30 or less and I use Astra brand safety razor blades which I buy in packs of 100. I've bought only 400 blades in my life which has lasted me over 7 years now. I order a new box of blades every 2 years or so. They are pretty cheap too. I'm confident that I have spent less than $100 on a razor and blades since 2013. Not a bad price point. I use the same bar soap that I wash my body with to put on my face as lubricant to shave as well. I used to lather it up with a brush, but then the brush broke and I realize I didn't really need it anyway. The safety razor is just as easy as a Gillette brand or whatever as long as you don't use it like a retard. If you buy those razors where you have to buy a new head every time it gets dull, just think about how much money you have spent in the last 7 years on buying new blades.

2. Buying food on sale is another easy way to save money. I don't buy everything I eat on sale but it helps to seek it out. Any grocery store has coupons and sales and stuff so you can easily find out what's going to be cheap coming soon and plan your meals around that. Cooking for yourself is also a great way to spend less. It's also easy to do, and the quality of the food is better than food you can buy pre-made, especially once you get good at it. Imagine what money you spend at a restaurant for dinner. Just remember that you can ALWAYS cook an equivalent meal for cheaper and after you practice it a few times, you can do it better than the restaurant can.

3. Pirate entertainment media. Entertainment can very easily be free. Streaming services are turning so gay and shitty nowadays that you're better off just pirating shit anyway. Also realizing that 99% of television shows, movies, and cartoons are trash anyway and not worth watching makes this even easier. Youtube has tons of free entertainment too. You already have an internet connection, you may as well use it to the fullest. A VPN subscription (which does cost money) makes pirating even easier for those anxious about receiving copyright troubles. b-ok dot cc and libgen are great websites where you can download ebooks for free as well, if you like reading. When it comes to entertainment, always assume that there is a free way to watch it, and if there isn't, realize that it's not worth the price anyway. Most public libraries will have DVDs and other crap too if you REALLY need to get a DVD.

Early Retirement Extreme by Fisker is a book I've shilled here a few times, I highly recommend it to anyway looking to live a more frugal life. It's a fairly abstract textbook so don't expect an autobiography style self-help feel-good book. I heard about it from a youtube podcast that the author was interviewed on: https://www.youtube.com/watch?v=a0CG8PP30pw
I don't do everything in the book but it's helped me to learn to evaluate price vs. value and come to a better understanding of how I engage with the economy. Don't buy the book though, just get it on libgen or b-ok dot cc.
 
These are my favourites:

Fill your pockets with the little condiments packages they have by the hotdogs at the gas station. No more spending money for mayo and catsup.

If you need new tires on your car, you can just rent a newer car with the tires you need then swap them over. Take it back later the same day and tell them the engine was making a funny noise or something and most of the time they'll refund you.

Eat the free breakfast everyday at the nearest nice hotel. If they ask you if you have a room there act indignant and ask to speak to the manager. If the manager shows up, fill your pockets with bacon and run.

If someone else has something that you want, instead of spending money to get that thing just take it from them.

Vending machines will give you free snacks if you break the glass.

Save money on rent/mortgage by just being homeless.

Look for receipts people drop in store parking lots, then go inside and fill a cart with the items on the receipt and take them to the return counter. Ask for store credit if the receipt was paid for by credit card.

You can just take ducks from the park. No one will stop you.
 
Fill your pockets with the little condiments packages they have by the hotdogs at the gas station. No more spending money for mayo and catsup.
I just fill my mouth up with various condiments in advance so I can spray it on my food. It makes talking to people embarrassing, but it's worth the money!
 
Don't buy a Merkur. They're incredibly overrated. For a cheap razor, buy a Rockwell.
I didn't know this. Even better! I just checked the prices on Amazon, this is true. Rockwell has a cheap model for about 16 dollars.

These are my favourites...
I want to add that you can also go to a hardware store and grab some tin snips or large shears from their tools section, then go over to the gardening area and cut about 8 feet or so of cheap flexible garden hose. Take it all to the bathroom and use the stall to pull your pants down, wrap the hose around your leg, and then put your pants back on. Ditch the tin snips in the tank on top of the toilet and just walk out, just fucking walk out and they won't suspect a thing. You can use that hose to siphon gas out of cars at used car lots in the middle of the night. Carry the gas in water bottles. If you get any problems with security or the cops, just walk away. It's not worth a fight or anything.
 
1626062492532.png
 
get on food stamps
Save money on laundry by going to goodwill and find clothes that looks like yours , try it on, and leave your dirties behind.
there was guy on the radio about being a cheap fuck who would "as a joke in minecraft" talk about dumping his shit at the local goodwill then buying it back because company policy was dry clean it all and buying it back was cheaper than paying for dry cleaning
 
Not really a quick money-saving tip like I think this thread was made for, but getting the budgeting software You Need A Budget completely changed my financial life. I always had a loose mental budget in my head but as I got older and got more expenses that became pretty much impossible to do. No successful business is run without accounting and personal finance needs to be the same way, albeit maybe less thoroughly. I'm better able to plan long term with all my money laid out in front of me and divided into different spending accounts. The software makes it very easy as well, don't have to fuck with excel formulas or anything like that, and it syncs with my bank account and cards so transactions are automatically imported. Using this consistently has enabled me to actually have money for all my expenses set aside for the next 30 days at all times, a feat I never would have been able to accomplish on my own. I don't even think budgeting is something only someone that is tight on cash should do, it helps for anyone with any amount to be able to economize their money and make sure every dollar is used effectively. Budgeting (software) makes that much easier.

Easy tip: Every now and then order food on an app and say that it didn't arrive. They will give you a full refund. Can only do this so often obviously, like once a month.
 
Don't buy a Merkur. They're incredibly overrated. For a cheap razor, buy a Rockwell.
Heres me with my cheap plastic Wilkinson sword that I've been using for 9 years.

There are a lot of faggots in the DE shaving sphere, like most niche hobbies. Don't feel like you need to buy the fancy razor/soap/brush whatever. I find the cheap shit works for me.

I'd say a good piece of advice money wise is don't keep up with the joneses. You don't need the latest gadget or gizmo to impress some prick who is barely aware of your existence.
 
I've been driving the same used Toyota for the past 5 years now, and it's older than I am. I do all the maintenance myself and all I've had to do is change the fluids and brake pads. I dont own any expensive tools just a set of socket wrenches and and a oil filter wrench you can probably get from any auto part store or online.
 
If you need deodorant, just dig around in the trash outside any apartment building. You'd be shocked how many sticks of still-usable deodorant get thrown out. Super saver bonus pro-tip: think of them as half-new, not half-used.
Bro, this is a really quick way to get a massive fungal infection and/or HPV. The spray bottles of stuff would probably be fine, but still...

My recommendations:

Shop for cheap razor blades. Straight razors with 1000+ blade packages can last a decade if you know what to do. Certain places like Amazon sell rather cheap cartridge blades if you must have one of those.

Always home cook and plan your shopping on a budget. Never go over but treat yourself to something if you are under. Learn about stuff that is cheap and can store for a long time like beans, rice, pasta, etc.

Always drive (preferably bike) to pick up food if you must order out. Delivery fees and tips have grown to monstrous levels and many places will have carryout deals.

Keep your clothing supply at a minimum. Have about a weeks worth of casual outfits, business casual, and full suits ready. Add in a light and heavy jacket and no more than 3 pairs of footwear, plus socks/undergarments. (Ones for casual, semi-business, full business.) Do laundry weekly. Adjust as needed if you live in any real cold or hot areas.

Don't let clutter build up in your living space. General rule of thumb is if you don't use something after a full year, think hard about selling or tossing it. (Obviously make exceptions for important documents and stuff like family items/photos and the like.) You'll have less to clean and move around if you ever need to uproot and it does help with your mental state.

Set entertainment budgets and ask yourself truthfully if you really need to buy something physically tangible and if you have the room for it. Set shelf limits if you like collecting things where you can't get anything more of it if you run out of shelf space.

Include experiences and one time things in that entertainment budget. Travel is a good one that allows you to see more of the world and what's out there.

If you play gatcha games, preferably just stop, but set hard limits if you must.

Pirate 99% of your movie/tv entertainment. Only buy stuff you know you will enjoy and rewatch often. Either stream or invest in a few large external hard drives.

Buy a smaller home suited to your needs now and possibly if you have children in the future. Don't buy a massive place just for 1-2 people. You'll pay higher house maintenance costs in the long run for upkeep.

Don't live in major city centers unless you get a really sweet pay rate from your job. 99% of the time it'll be more expensive in the long run.

Depending on your needs: Either go with a standard fuel efficient 4 door sedan or a small truck/suv if you really need carrying space. Avoid high maintenance hybrid/electric cars for the moment. Traditional regular gas machines will be less on upkeep and gas will still be king in terms of availability for decades. Don't be an idiot and buy a BMW.

Know and do basic car maintenance yourself. Basic shit like changing lights, windshield wiper blades, and other fluids will save a ton of money a shop will charge out the ass for.
 
Last edited:
Back