Money Saving Tips - Discuss how you save money and spend less

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Brother, that's what good will and flea markets are for. Have a nice one in storage, but have a bunch of spares you got for a buck
Sorry pal, I don't live on the hemisphere that has Goodwill. Or in a country that has enough flea markets I could just find a weekend to go outside (by foot) and browse. I do have a buncha spares, but I also want something that may actually outlive me and still work after the fact.

Also, update on the mouse wheel problem, uh, guess I just had to clean it, because apparently even a tiny bit of gunk and grease makes the scrolling go places. Go figure.
 
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A lot of people despise the "cut out your Starbucks" advice, especially if they don't drink Starbucks to begin with. It's sound advice, however, especially once you apply it to other daily expenses/indulgences. If you're struggling to figure out how to pay your bills, you have to figure out ways to get extra money even in the short term. Sure, you're not buying a $6 frappe every day, but maybe you're buying a $3 Red Bull every day at the convenience store. A $3 Red Bull every day for 30 days is $90. Multiply that by 12 months and it's $1080 a year. And that's if you're buying one Red Bull at a time.

I'm not saying go cold turkey if it's a true and honest or your one indulgence. However, maybe cutting your consumption in even half can help you even short term if you're truly struggling. If drinking a Red Bull every other day saves you $45 a month, then that's $45 you can spend or save on/for something else. Also better for your health in the long term.
 
Related question about saving money in the longer run: how exactly do I know if a thing I'm gonna buy/consoom will serve me for years, if not decades? Is doing so always gonna be a shot in the dark?
This isn't true for all things, obviously, but a decent rule of thumb is "If you can get the real version, do it. If you can't, save up for it."
By "real version" I don't mean name brand, it's more like:
  • A leather wallet instead of plastic. It's fine to use a cheap wallet or one you get as a gift, but eventually you're going to want a leather wallet, and then just use that one for the rest of your life. 100x bonus points if you get gifted a grandfather's or father's wallet. Then they've already broken it in for you and the leather is all nice and soft.
  • "Smart" devices suck ass. Something like an old stand mixer or a sewing machine is going to be easier to maintain over a longer period of time than one where the clip might die or a gremlin gets to it just to fuck with you.

I've been having a hard time trying to find a good Bluetooth mouse, for example, because my recent ones had a history of getting their wheels broken (some of them rarely scroll in the direction I roll them in). and my current workhorses (all laptops) show this miserable trend of having as little USB ports as possible. Like, come on.
Logitech has been good to me re: mice, so save up for a decent one and don't smash it in rage if you lose a game and you'll be fine.
 
Logitech has been good to me re: mice, so save up for a decent one and don't smash it in rage if you lose a game and you'll be fine.
Eyed myself a Logitech G Pro Wireless since it's reportedly the sturdiest gaming mouse of them all (no idea if I will actually consider buying it someday: decisions).

Just out of curiosity, how's the compatibility on Logitech mice? I've heard a few horror stories, in passing, about driver issues and Logi's tech support being ass, so... yeah.
 
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If you can afford it buy things that you use frequently in bulk when on sale. This doesn't mean that you have to go and buy 500 cans of tuna like you're prepping for the End Times, but for things like that I try to only buy them when they're at a good sale price and grab an appropriate amount at a time (if it's something like tuna I'll get about half a dozen cans which will last me about 2-3 months based on my habits.) This also doesn't mean that it's an excuse to start using them more frequently just because you're sitting on a small stockpile. Other good items are toilet paper, jarred pasta sauce, etc. Basically if you have a shred of common sense you can figure out what would go on that kind of list.
 
So this fortnight I decided to trial a method of money management that my parents use. After paying all my bills, I withdrew a specific amount of cash from my account to cover petrol, groceries and misc spending money. People my age or younger usually do all our transactions electronically and it's actually difficult to find ATMs because the banks and the government want to phase out physical money. Some businesses, particularly in newer or more expensive suburbs won't accept cash anymore. Nevertheless, I decided to try the cash method, because it's worth a shot.

So far it's... going quite well? Having the set amount of cash in my purse is making it a lot easier to curb my spending in general and keep track of what I need vs what I want. At this stage, it's looking like I'll have food for the week, petrol in the car, and all the bills paid with no catching up to do next fortnight. Next week should make or break.
 
One thing I do is set limits on what I spend (such as "This week's groceries won't cost more than $50 pre tax.") I use my phone's calculator to work out what I'm spending, and it encourages me to stretch my dollars.
 
If you can afford it buy things that you use frequently in bulk when on sale. This doesn't mean that you have to go and buy 500 cans of tuna like you're prepping for the End Times, but for things like that I try to only buy them when they're at a good sale price and grab an appropriate amount at a time (if it's something like tuna I'll get about half a dozen cans which will last me about 2-3 months based on my habits.) This also doesn't mean that it's an excuse to start using them more frequently just because you're sitting on a small stockpile. Other good items are toilet paper, jarred pasta sauce, etc. Basically if you have a shred of common sense you can figure out what would go on that kind of list.
If you combine the envelope method with bulk buying according to sales cycle, you can save money. By bulk buying to cover the cycle (where I live: 6 weeks for coffee, up to 12 for laundry detergent, flour & sugar on sale November and December), you are golden. We spend less money on food since we started this last year. And that includes price increase and our solid stack.

But only stockpile what your family uses on the regular. If you don't like quinoa and beans, don't buy it. Not buying crap is the best way to save money.
 
On the subject of coffee:
Learn how to fix shit and buy things that are fixable and keep running costs low.
My parents saved up when they were students to buy an italian coffee maker that only uses standard parts employed in most commercial machines - it is still sold today.
They upgraded recently, after 40 years of using it and only changing an o-ring every 2 years, and I was still able to sell it on the local equivalent of craigslist for what they paid back then due to inflation.
I saved up to buy a (2nd hand) big fuckoff Bezerra coffee machine and in 8 years of using it twice daily, I only changed the pump once, which cost 15$, and the main o-ring twice, which was 3.5$ each.
The initial investment is high, but it pays itself over the decades you'll be able to use it.

Coffee makers that brew espresso through pressure in a portafilter are expensive initially if they employ commercial parts (750-1500$ for those with a standard E61 group which has been used since, you guessed it, 1961), but for a cup of coffee (if you are used to american coffee, you add about 3 parts water to the product) only uses about 8grams (less than 1/3 oz) of coffee, which saves loads of money long term in beans.

If you don't want to save up for the initial investment, you can go cheaper than that still by employing an old fashioned "Bialetti" stovetop coffee maker (the "mini express" model is very charming imo), which you can probably find on any old people yard sale or brand new on amazon for 30-60$ depending on the size - they have a single o-ring that will need replacing every 2-3 years if used daily and the ones from the early 20th century still tend to work. You also don't need to buy paper filters for them, and if you grind and dose correctly, they make excellent coffee.

Similarly, any coffee grinder, even a hand operated one, if it has a good set of burrs in it, will let you go through at least 350kg of coffee before the burrs are sufficiently worn to potentially warrant replacement - on a large commercial grinder like the "Mazzer Super Jolly", the standard parts for this replacement cost about 50$.
I drink about 3 espressi a day which require 8g of coffee each. If you have a spouse and they are the same, you will use about 1.5kg of coffee a month - thus the burrs will need replacement once in approximately 20 years - at which point the grinder will work again like on day 1. I bought mine from a coffee shop that was closing for 120$, and there are enough of these around so that you can probably do so too - they've been produced and employed commercially for decades, including for the longest time, in every starbucks on the planet.
There is nothing stopping you from having top of the line enjoyable coffee every day besides buying fresh beans (No I don't mean some expensive hipster bullshit, just figure out a brand you like and a store that sells enough of them so that their stock is usually fresh) and figuring out the grind you need for the method you are using.
 
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Eyed myself a Logitech G Pro Wireless since it's reportedly the sturdiest gaming mouse of them all (no idea if I will actually consider buying it someday: decisions).

Just out of curiosity, how's the compatibility on Logitech mice? I've heard a few horror stories, in passing, about driver issues and Logi's tech support being ass, so... yeah.
I've had no issues with my Logitech trackball mouse, and it has some nice software to let you know battery life. I'd say get one if you're already inclined to
 
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I've had no issues with my Logitech trackball mouse, and it has some nice software to let you know battery life. I'd say get one if you're already inclined to
I've got at least four - three of them Bluetooth, from Rapoo, but good to know in case I wanna get something that will last a decade (at best).
 
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As I'm trying to spend less money with companies that hate me I've shifted more to buying direct from manufacturers. It's not as convenient as immediate shipping from amazon but with slightly more planning (like a week or two in advance instead of two days) you can buy most things from the companies that produce them and often for less than if you went through an online retailer.

Main caveat is they usually have a higher threshold for free (slower) shipping so you might need to buy a little in bulk. I.e. a $40 item I buy monthly on amazon is $35 from the manufacture but their free shipping is on $50 or more, so I need to buy two months worth to qualify but I save $10 in the end and I cut amazon out of the process.

I'm saving about $100/month overall from this approach and not actually giving up anything.
 
You know the packs of bottled water outside the gas station? You can hypothetically take them and no one will care. You think the stoner that gets paid like ten bucks an hour to take care of the store and watch the cameras every now and then gives a fuck that you took fucking water?

(Note that this doesn't apply in a place like Flint, Michigan)
 
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you can buy most things from the companies that produce them and often for less than if you went through an online retailer
I've found this is especially true for certain types of products. Buying socks and underwear for example was way better through the manufacturer than through Amazon, where I kept getting worse versions of the thing I was buying.
 
This won't apply to everybody but having a good bullshit detector will possibly save you money.

A lot of the scientific community has been rolling around in their own shit since about 2007, and especially during COVID and bending over backwards to appease troons, but before that it was mostly pretty based.

  • If you're on a diet where the goal is weight loss and you're doing anything other than eating less calories than you expend then you are probably wasting money on specialty foods.
  • Most people don't need vitamin supplements. People generally get all their vitamins and then some from their normal diets. You may be an exception, but unless you've been told otherwise, you probably aren't.
  • On the topic of vitamins, outside of the actual vitamins pretty much everything else in walmart's vitamins & supplements aisle has the same active ingredient: nothing. If it says "homeopathic" it is a sugar pill. Yes, they can claim it cures whatever they want. Buying it is the same as throwing your money in the trash.
  • Organic, whole foods, all-natural - none of this matters. You're paying more for no reason. Organic specifically is a title given to food that is very loosely regulated and means very little. A regular can of corn and an organic can of corn are all the same to your body and one costs 1/3 of the other. People close to me have high-level jobs in the whole foods industry and show me all the time that it's an industry that makes billions off sowing mistrust in the FDA (rightly, but for the wrong reasons), GMOs, and conventional farming.
  • Take things you hear on the internet with a grain of salt. We're all stupid and we've all got our stupid beliefs. Hell, I'm basing this whole list on information I got over a decade ago when I was active in and actually trusted the scientific skeptic community and may have since changed.
 
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