Murdered Insurance CEO Had Deployed an AI to Automatically Deny Benefits for Sick People - easy come easy go


Just over a year before United Healthcare CEO Brian Thompson was murdered this week in Midtown Manhattan, a lawsuit filed against the insurance giant he helmed revealed just how draconian its claims-denying process had become.

Last November, the estates of two former UHC patients filed suit in Minnesota alleging that the insurer used an AI algorithm to deny and override claims to elderly patients that had been approved by their doctors.

The algorithm in question, known as nH Predict, allegedly had a 90 percent error rate — and according to the families of the two deceased men who filed the suit, UHC knew it.

As that lawsuit made its way through the courts, anger regarding the massive insurer's predilection towards denying claims has only grown, and speculation about the assassin's motives suggests that he may have been among those upset with UHC's coverage.

Though we don't yet know the identity of the person who shot Thompson nor his reasoning, reports claim that he wrote the words "deny," "defend," and "depose" on the shell casing of the bullets used to shoot the CEO — a message that makes it sound a lot like the killer was aggrieved against the insurance industry's aggressive denials of coverage to sick patients.

Beyond the shooter's own motives, it's clear from the shockingly celebratory reaction online to Thompson's murder that anger about the American insurance and healthcare system has reached the point of literal bloodlust.

As The American Prospect so aptly put it, "only about 50 million customers of America’s reigning medical monopoly might have a motive to exact revenge upon the UnitedHealthcare CEO."
 
This was the foundation of an wonderful environmentalist group from the 60s called ATWA (air, trees, water, animals). Offer the owners of the 75 most polluting companies a chance to leave before they were killed.

You may have heard of their founder. Charles Manson.

They should add a F into the acronym and make it FATWA for irony
 
People are furious that after paying the agreed-on premiums year after year, the company still tells them to go fuck themselves if they ever get sick, and then dares them to go hire a lawyer on their deathbed to try and fight them for what they're owed.
Not me. I’m a broke ass smelly nigga and a bad faith claim and lawsuit sounds like a better payoff then the basic bitch meds and stay limitations for my old ass that can be afforded on a terrible policy to start with.

I don’t care if the attorney takes %20 and it takes up to the statute of limitations. It’s better than hospice and a few drops of morphine that my kids get a free house.
 
Nobody gives a shit about their premiums going up maybe a few dollars a year because trannies are getting coverage. People are furious that after paying the agreed-on premiums year after year, the company still tells them to go fuck themselves if they ever get sick, and then dares them to go hire a lawyer on their deathbed to try and fight them for what they're owed.
You're absolutely right. Nobody likes these fucking insurance companies. We are mandated by friggin law to participate in this manufactured industry though. We have no say in the market. We have no say in the policy. We have no say in what hospitals charge. Our influence is completely taken out of the equation. This has ballooned into a death spiral where hospitals and doctors charge whatever the fuck they want, sometimes at 2000% profit, (that's not an exaggeration) as the world's biggest multi-level marketing model. The entire premise of this industry is to force you to pay for something all your life and deny you when you need it most. So sorry, I have 0 fucking sympathy for these CEOs.

As far as Blue Cross goes, Taylor Lorenz as much as I hate to say it, is 1000% right in her assertions. If these faggots are going to force us at what's pretty much gunpoint, to pay for them our entire lives, then they deserve to have a healthy amount of fear of their consumers.
 
But people would have found out, that lawsuit and this guy's death is proof. 90 percent failure rate to grant claims that had been certified by the doctors treating them. People would have put two and two together, or you'd have a reputation for it or there'd be leaks or anything. Staff would have been aware and complicit. People always find out, even if it was only 0.2% of claimants as was reported. If Mr. Thompson didn't deserve to die for his callousness, then he absolutely deserved to die for his stupidity.

I worked briefly for a large company once that had a very simple policy regarding paying any small contractor: you don't pay. Period. The logic was very simple. They had figured out what percentage of small contractors would take them to court, what the win rate was, and what the damages were, and figured out that their net overall costs were lower by simply not ever paying and making their contractors take them to court rather than paying the agreed-upon amount on time.

This is probably similar logic. Set up the AI to be overbroad in claims denial with the full knowledge that a large number of denials will never be appealed, ultimately saving you money.
 
Anyone seriously defending UHC's policy or denouncing the folk hero that stood up to them is literal niggercattle and deserves to have their lifesaving medical treatments denied after spending their lives being extorted by insurance companies under penalty of law.
 
Easy come, easy go, will you let me go?
Bismillah! No, we will not let you go (Let him go!)
Bismillah! We will not let you go (Let him go!)
Bismillah! We will not let you go (Let me go!)
Will not let you go (Let me go!)
Never let you go (Never, never, never, never let me go)
Oh oh oh oh
No, no, no, no, no, no, no

 
Ooooh, so the motive is found.

Not to fedpost, but if you get your family member denied and that person dies, it doesn't take Sherlock Holmes to find out that it is a strong motive for leading the greedy bastard.

You don't even need glowies for this, this dystopia shit is self sustaining.
 
I no longer believe any industry that bitches about "muh razor thin profit margins". They'd be saying that shit even if they were making 3000%.

It's even worse than you imagine. The entire system is setup around the concepts of "infinite growth" fallacy and market/investor centric profit and loss. Not business itself. Making a profit, even a huge profit, is not enough for the market in even the medium term. It's about growth of share value. That is, it's not about making more than you spend/profit, it's about making more profit than you did last quarter/year etc. Because on the trading market, it isn't just winning (growth) and losing, there is also neither.. and our current ideology, no, the system of trading companies as a commodity, must treat neither as being as bad as losing. For a publicly traded company, "standing still" with massive profits, is as good as going bankrupt to the trading market. As the price for prioritizing investor profit via stock value instead of business income. Since holding onto a stock that isn't growing in value, is a bad investment. Even money in a bank in low IR times earns a little. That is the fundamental factor, reality and truth behind the ruinous house of cards system we allow today. Behind "infinite growth" fallacies, offshoring to slave countries, mass importation of slave workers, selling out to literal enemies, for squeezing us harder and harder, and all the other nonsense that is leading our society into ruin over the last ~60+ years. (not to mention into the hands of leftists/socialists/communists)

I or someone really needs to make a thread about this in "Thoughts" or "Debate".. So many people don't understand this. You see people saying things like "business are there to make money" every time some company or corp does something scummy and or outrageous etc. Putting aside the philosophical implications, questions and complexities of the statement for a second.. It still shows a total lack of understanding about how the system works. They aren't fucking us over to ensure profit, they are fucking us over to make investors more of it than last time! This shit destabilizes main street and the business world and causes insured chaos regularly. Usually fucking over workers and customers. (the exact reasons for which would take another long post)

Now imagine this all in an insurance setting! This reality is especially what i mean when i say that the market, public companies and the like should be kept as far away from the medical system as we can safely get it. (and likely every other vital industry to society) Even if it takes time to complete totally. But we should certainly start with medical coverage and insurance!
 
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To parody Thatcher the problem with Capitalism is eventually you run out of people to steal from. Or you lose your head. As much as the "Right" hates Unions, strikes, boycotts and other general left-wing activism stuff they forget at their own peril that this is cheaper and less bloody than the pervious alternatives.
 
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