A responsible adult would save money to buy something. Not put it on a CC and get charged interested. You fucking retard.
Okay hang on, hit the brakes and let's leave video game world for a moment. I think I need to teach you guys a little bit about how this credit card game works. And it is a game and yes, sadly you need to play it.
- First and foremost, you take tehpope's very good advice and save the money in advance to purchase what you want.
- After that, you put what ever item you wanted to purchase onto your credit card.
- Now here's the fun part: rather than wait until your statement comes in at the end of the term, you pay off the balance as soon as possible.
What this means is that you get the thing you wanted, you are not in debt because you've paid off the balance already because you were smart and saved ahead of time and then the best part is that because you've paid your balance off early, you will not get hit with interest because you have not maintained a balance that needs to be rolled over onto the next term period.
That's how you win the game and get the best of both worlds. Regardless of the Switch 2 stuff, just remember that you can do this very easily.
Obviously make yourself very aware of the terms and conditions on the credit offer you've accepted; some may have funny stipulations about payments and interest. But for most of you, this is the best way you're going to get the things you want, stay out of debt and improve your credit score which you will need to get financing on really big, expensive things that romantic partners like such as vehicles, houses and destination vacations.
Most of us are never going to be rich people. But that doesn't mean that you have to live in squalor; and with a little bit of financial discipline you can make major headway by simply changing how you are purchasing items and at the end of the day you will still have all the stuff you wanted, plus some nice benefits.
Okay back to video games and Nintendo's expensive plastic toys.
