Science PSA for all Americans: Equifax Breach

There are 3 credit bureaus that know everything about you and whose data makes up your 'credit score', demonstrating your credit trustworthiness for a variety of applications and features.

One of these companies, Equifax, has been breached. Months ago. The CEOs sold off all their stock and dropped off their face of the planet before their stock dropped. This breach affects more than 140 million Americans and Canadians. Even if you've never had a credit card, Equifax probably has a dossier on you.

They opened a website to check if you're breached. I suggest doing so. It will only give you a yes/no answer.

READ THIS BEFORE CHECKING: this is a scam by Equifax, profiting off their own data breach. Once you get your result, if it's true, you will be forwarded to a page just saying "you're fucked mate" with a link to an identity theft protection service. DO. NOT. ENROLL. If you do, you WAIVE YOUR RIGHTS TO THE BENEFITS OF A CLASS ACTION LAWSUIT. So you can check, but you should not enroll to any service subsequently.

https://www.equifaxsecurity2017.com/potential-impact/


vv DO NOT CLICK ENROLL IT WAIVES YOUR RIGHTS TO LAWSUITS vv

p.s. bitcoin

 

[Peace and Harmony]

I'm probably fucked, but whatever. Twatter ain't gonna screencap itself.

 

[AnOminous]

How do you join a class action lawsuit? I haven't done one before and know nothing of how it works.

You don't do anything. You'd have to do something to opt out. Generally, you'll get mail or there's a public notice giving you the opportunity to opt out. Or quite often, there's ultimately just a website to file a claim.

Often, these settlements are ridiculous with tens of millions going to some huge law firm, and the people who got ripped off get a coupon for a sandwich or something.

 

[nena]

Our bank said they never use Equifax , just Experian® Transunion® , all so seems like all the protection programs like lifelock ,Legal shield and many others are a waste of money , and ironically could make you more venerable . since they themselves could be breached and or just sell your info , who would know ?? and then report it to you , and offer to remove it for a small fee .

 

[Dysnomia]

https://www.nytimes.com/2017/09/08/...e-confusing-heres-what-to-do-now.html?mcubz=3

"By Friday morning, this had changed, and I got a “your personal information may have been impacted by this incident” notification. Progress. Except as my friend Justin Soffer pointed out on Twitter, you can enter a random name and number into the site and it will tell you the same thing. Indeed, I typed “Trump” and arbitrary numbers and got the same message."

Website is bullshit. They don't know anything but given that you are prob fucked and have to look into this shit yourself.

FFS I just typed in Miku and 456321 as social and shit said "your personal info has been blah blah blah".

Really? I should have came to that conclusion myself. Glad I didn't click. I heard about the enrollment on Youtube and how you should not go to the website to check your status because the protection being offered is a scam by Equifax to weasel their way out of paying up too much in the inevitable lawsuit. I know it's a bit different from Enron but all of these guys deserve to burn in the same hell.

Nice to see all those CEOs cashing in and pulling out in an attempt to avert their own disasters.

That's just how credit bureaus function in America, apparently. You need that data to calculate your credit score.

Of course there are bigger problems here. If you save all that info as rawtext then you're a fucking exceptional individual and selling off your stocks right before announcing this leak is, I'm pretty sure, illegal as fuck.

They're probably all off on some island somewhere by now.

I'm not a fan of credit scores and the mania surrounding them to begin with. And it seems that even if you don't have a credit card it doesn't matter. All of this data about you is floating around waiting to be grabbed by hackers. Maybe we were better off back when you just kept books on people.

 

[God and The Bear]

I didn't bother checking. I've had enough credit in my life to know I'm in there. Hell, I think I used them to check my own credit a couple years ago.

Honestly it's time to end the credit rating system altogether.

 

[The Great Chandler]

"What's an Equifax?"
That's a good question. Just keep it that way.

 

[MarvinTheParanoidAndroid]

I didn't bother checking. I've had enough credit in my life to know I'm in there. Hell, I think I used them to check my own credit a couple years ago.

Honestly it's time to end the credit rating system altogether.

Oh no, that's not happening. Instead, they'll push for mandatory tracking chips to be planted in your skull to replace paper SSN cards. You won't have an SSN anymore so much as a personal bar code you keep for life. The Bush administration thought of it and the Obama administration tried doing it only to be slapped down.

 

[Disgruntled Pupper]

Forget the lawsuit, I want to know where I can donate to the Tendie Fund to incentivize /pol/ to find these CEOs. Once they're found an angry mob can do the rest.

 

[Hyperion]

Theres no way in hell a white collar, financial criminal is going to see shit for their crimes. The guys who are speculated to have been the catalysts behind the Goldman Sachs 2008 crash are still out free walking around, maybe they got a talking down to and their feelings got hurt, but that's a small price to pay for the high life, to get yours and get out. Hell Obama would have pardoned them in all but name only.

That's why Jesus wrote the Second Amendment. The Lord knew that one day criminals would infest our Justice system and that the streets would have to be washed clean the hard way.

 

[Holdek]

As an aside, and on a tangential note, how many Kiwis are already into cryptocurrency, and would you recommend getting into it still at this point?

Only if you are willing to lose it if the Treasury Dept. decides to shut it down as a parallel currency.

Wow, didn't know they just took the money and ran

It's similar to what the Enron execs did.

 

[A Hot Potato]

Ha.

Jokes on them, cause I have fuck all!

 

[MarvinTheParanoidAndroid]

Ha.

Jokes on them, cause I have fuck all!

No, you still have a Social Security Number.

 

[A Hot Potato]

No, you still have a Social Security Number.

NOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO

 

[MarvinTheParanoidAndroid]

NOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO

 

[Deez Nuts]

Fuck putting my info in their site. Like I trust their leaky ass website with even a partial SSN and last name. Their theft protection is pretty horrible as well.

 

[Melkor]

Not impacted. Neat.

 

[ICametoLurk]

https://twitter.com/zackwhittaker/status/906247688768905216

Summary of twitter link in picture form:

You've all been had.

Edit:

This explains everything.

 

[MarvinTheParanoidAndroid]

https://twitter.com/zackwhittaker/status/906247688768905216

Summary of twitter link in picture form:

You've all been had.

Edit:

This explains everything.

Diversity hire.

 

[Skeletor]

I had pressed enroll but got redirected to another page that said there was more steps I needed to take before I could I didn't bother with yet. Now I'm double fucked aren't I?

What I'm hearing is that the waiver is already being challenged in courts and probably won't hold up since it's deceitful as fuck.

 

[Joy-Sama]

https://twitter.com/zackwhittaker/status/906247688768905216

Summary of twitter link in picture form:

You've all been had.

Edit:

This explains everything.

It's ran by a woman. That explains everything.