Money Reverse mortgage

[Cardboard Box Mountain]

I am listening to the latest Mad at the Internet. Null just stated that, now, Barb has indeed taken out a REVERSE mortgage on the house.

Chris is fucked. Barb DGAF, obvs.

 

[judge claude frollo]

I am listening to the latest Mad at the Internet. Null just stated that, now, Barb has indeed taken out a REVERSE mortgage on the house.

Chris is fucked. Barb DGAF, obvs.

I'm listening to it too, I didn't realize what a fucking burden Chris is on Null. Good god.

 

[Fapcop]

I'm listening to it too, I didn't realize what a fucking burden Chris is on Null. Good god.

Linkety please? Sounds like worth a listen!

 

[judge claude frollo]

Linkety please? Sounds like worth a listen!

I stamped it when he starts talking about Chris-chan and family. It's really, really interesting. One thing I didn't realize Chris had done to him was ask Null to ~"kill"~ someone. Yeahhhh.

 

[The Dude]

I am listening to the latest Mad at the Internet. Null just stated that, now, Barb has indeed taken out a REVERSE mortgage on the house.

Chris is fucked. Barb DGAF, obvs.

Not just one, but apparently THREE reverse mortgages. I remember not too long ago that there were some members insisting up and down that Barb hadn't taken out reverse mortgages. I guess they just couldn't comprehend just how selfish Barb really is.

Honestly, listening to Null talking about dealing with Chris, it just reinforces my belief that Chris is a lost cause. No amount of help or bailouts is going to fix Chris' future. Chris has wilfully destroyed any kind of normal life he potentially could have had because he insists on living in his fantasy world where his ego is constantly stroked. It's Null's life and he's free to do whatever he wants with it, but I think he's just setting himself up for disappointment and frustration.

 

[Chan Fan]

One thing I didn't realize Chris had done to him was ask Null to ~"kill"~ someone. Yeahhhh.

As if we needed more proof that Chris isn't really an omnipotent being, lol

 

[Fapcop]

As if we needed more proof that Chris isn't really an omnipotent being, lol

Nigga shits his pants on a regular basis. Any talk about Chris’s divinity should end right there.

 

[Mr Roboto]

it just reinforces my belief that Chris is a lost cause.

Chris will never truly be lost, he'll always be at the tipping point, coasting through life thanks to the government all while this constant threat looms over him

 

[Pvt. Real G]

I am listening to the latest Mad at the Internet. Null just stated that, now, Barb has indeed taken out a REVERSE mortgage on the house.

Chris is fucked. Barb DGAF, obvs.

i fucking knew it, people always argue that its a regular mortgage, and that a chunk of the tugboat goes into the mortgage payment. But then think about it, a reverse mortgage is the only way that explains Chris's mystery money to buy games, toys, monthly streaming subscription, dumb rocks etc.

That brings the question.... if they did take out a reverse mortgage, then why the fuck did Chris beg for money to pay the mortgage in the first place? Did Barb lied to Chris to scam money out of the weens?

 

[Tikbalang]

i fucking knew it, people always argue that its a regular mortgage, and that a chunk of the tugboat goes into the mortgage payment. But then think about it, a reverse mortgage is the only way that explains Chris's mystery money to buy games, toys, monthly streaming subscription, dumb rocks etc.

That brings the question.... if they did take out a reverse mortgage, then why the fuck did Chris beg for money to pay the mortgage in the first place? Did Barb lied to Chris to scam money out of the weens?

The more monies, the betters

 

[literalwho?]

i fucking knew it, people always argue that its a regular mortgage, and that a chunk of the tugboat goes into the mortgage payment. But then think about it, a reverse mortgage is the only way that explains Chris's mystery money to buy games, toys, monthly streaming subscription, dumb rocks etc.

That brings the question.... if they did take out a reverse mortgage, then why the fuck did Chris beg for money to pay the mortgage in the first place? Did Barb lied to Chris to scam money out of the weens?
https://youtube.com/watch?v=34DpbgfEjiU

So, if I understant it correctly, this means that when Barb finally merges, the bank will own the Sonichu Temple, right?
lmao

 

[The American Hedgehog]

That brings the question.... if they did take out a reverse mortgage, then why the fuck did Chris beg for money to pay the mortgage in the first place? Did Barb lied to Chris to scam money out of the weens?
https://youtube.com/watch?v=34DpbgfEjiU

There wasn't a reverse mortgage at the time.

 

[Fapcop]

There wasn't a reverse mortgage at the time.

The financhu crisis seems to have mostly passed. It’s been a while since Chris did any serious begging, and lord knows he isn’t exactly working his butt off on commissions etc.

And we have regular reveals of new shit he bought. And the pictures of probably thousands of dollars of LEGOs and other random crap.

It does really look like Barb remortgaged/reverse mortgaged the house a year or two ago. Chris being the dumbass he is, doesn’t ask her about it, and is just relieved that he has more tugboat money to spend than before.


@Null seems to think that he will be able to help Chris out, once Barb dies. But I wonder if he has considered all the asspatters and orbiters currently in play.

It’ll be a real circus, that’s for sure.

Everyone who has ever been on the inside with Chris, will descend on him like autistic ravens on a corpse, all trying to get to pull his strings.

Wouldn’t be surprised if Null ends up losing that battle to some Aspergers-Wormtongue, since he doesn’t want to play pretend.

 

[GherkinRealness]

The financhu crisis seems to have mostly passed. It’s been a while since Chris did any serious begging, and lord knows he isn’t exactly working his butt off on commissions etc.

And we have regular reveals of new shit he bought. And the pictures of probably thousands of dollars of LEGOs and other random crap.

It does really look like Barb remortgaged/reverse mortgaged the house a year or two ago. Chris being the dumbass he is, doesn’t ask her about it, and is just relieved that he has more tugboat money to spend than before.


@Null seems to think that he will be able to help Chris out, once Barb dies. But I wonder if he has considered all the asspatters and orbiters currently in play.

It’ll be a real circus, that’s for sure.

Everyone who has ever been on the inside with Chris, will descend on him like autistic ravens on a corpse, all trying to get to pull his strings.

Wouldn’t be surprised if Null ends up losing that battle to some Aspergers-Wormtongue, since he doesn’t want to play pretend.

I sincerely hope Chris comes to Null and not vice versa. This is most likely the very last remaining opportunity in Chris's life to confront the harsh reality of the world and to come to some kind of realisation that he has to have SOME kind of order, some kind of routine so as not to fall off the - oh fuck it, of course not.

 

[Pope of Trash]

I sincerely hope Chris comes to Null and not vice versa. This is most likely the very last remaining opportunity in Chris's life to confront the harsh reality of the world and to come to some kind of realisation that he has to have SOME kind of order, some kind of routine so as not to fall off the - oh fuck it, of course not.

We can always dream.

 

[Fapcop]

We can always dream.

And Chris can always disappoint. And will.

I sincerely hope Chris comes to Null and not vice versa. This is most likely the very last remaining opportunity in Chris's life to confront the harsh reality of the world and to come to some kind of realisation that he has to have SOME kind of order, some kind of routine so as not to fall off the - oh fuck it, of course not.

Well... He did come to Null and ask him to kill someone, so...

While Chris might reach out, someone else would probably get to him before Null.

But it doesn’t really matter who takes control of him.

Even if Null, miraculously happened to make Chris do something smart and make some positive changes, Chris would without a doubt backtrack and quit within a few months.

Chris is almost 40.
Chris is lazy as fuck.
Chris is autistic and therefore extremely closely tied to his routines.

If anyone wanted to make some positive changes for Chris, it might have been possible 15 years ago. Maaaaybe even a decade ago. But now? Fuck no.

Chris got his daydreaming and his Sonichu, and he’ll always choose that over anything else. Especially anything that involves not sitting on your ass and playing.

 

[Jon Conroy]

If the loans are from different loaners then 3 people are gonna fight over the house. Lol.

 

[Pvt. Real G]

There wasn't a reverse mortgage at the time.

I see... from an outsider perspective, isn't it better to get the reverse mortgage from the first place when the finachu crisis began? This pique my interest abit, so I did a bit of research. So in order to get a reverse mortgage, the Chandlers need to pay off their existing mortgage with the money from the reverse mortgage, while still racking up more interests and fees from the reverse mortgage, and only have a bit of remaining money to spend... which could had been the only chance for Chris to pay off his debt and fix his credit score. but.... chris be chris man.... Also,used the info gathered from the cwciki+ zillow and plugged it into a reverse mortgage calculator. The chandler should get around 36,572 dollars after paying their mortgage off.

anyway, feel free to correct me on this, cuz im not that informed with these types of matters, also not sure if this type of question belongs in this thread.

 

[Fapcop]

It disturbs me time and time again that some "people" actually bought shit from him. How low can a man sink?

You’re buying a piece of internet history!

I see... from an outsider perspective, isn't it better to get the reverse mortgage from the first place when the finachu crisis began? This pique my interest abit, so I did a bit of research. So in order to get a reverse mortgage, the Chandlers need to pay off their existing mortgage with the money from the reverse mortgage, while still racking up more interests and fees from the reverse mortgage, and only have a bit of remaining money to spend... which could had been the only chance for Chris to pay off his debt and fix his credit score. but.... chris be chris man.... Also,used the info gathered from the internet and plugged it into a reverse mortgage calculator. The chandler should get around 36,572 dollars after paying their mortgage off.
View attachment 1559657View attachment 1559754
anyway, feel free to correct me on this, cuz im not that informed with these types of matters, also not sure if this type of question belongs in this thread.

Getting a reverse mortgage to pay off your consoooomer debt is about the dumbest thing you can do.

Consumer debt: Credit cards, car loans, all that shit, can go bye bye in a bankruptcy. Yeah, your credit score will be in the toilet, but you’ll clear your debts and not owe a cent. And still have your house.

Do the reverse mortgage though, and you are pretty much fucked. That debt can’t be discharged in a bankruptcy and you’ll lose your house.

 

[Pvt. Real G]

Getting a reverse mortgage to pay off your consoooomer debt is about the dumbest thing you can do.

Consumer debt: Credit cards, car loans, all that shit, can go bye bye in a bankruptcy. Yeah, your credit score will be in the toilet, but you’ll clear your debts and not owe a cent. And still have your house.

Do the reverse mortgage though, and you are pretty much fucked. That debt can’t be discharged in a bankruptcy and you’ll lose your house.

That is true under normal circumstances, but from the homeowner's perspective (Barbara), this is the best solution for her. She doesn't want to live the rest of her short life in poverty and squalor, so its really not that bad if she gets spending money every month for the rest of her life and not to worry about such things. She always had put Chris on the short end of the stick to begin with. Its a mystery why she hasn't done the reverse mortgage sooner, could had prevent most of the financhu crisis from happening from the first place. Besides, Chris isn't going to get the house period, mortgage or reverse mortgage. Like come on, no sane banker will renegotiate a mortgage with Chris after Barb's death.