S.401 - Fair Access to Banking Act

Here's some joggin for your noggin. I read a bit into it but I think it's up your alley to take a look: https://news.ycombinator.com/item?id=44677016

TLDR: MasterCard and Visa duoply is so strong and they have so much power within the US that the US government will make bullshit "unfair trade practice" investigations into alternatives in other countries.

@Null at the risk of pissing you off by suggesting yet another subforum idea that you will reject - how about one for just discussing prescient/highly relevant topics relating to stuff that is of interest to the USIPS and so on. Stuff like what I've quoted here and there's tons of everyday discussions that could be crossposted there.

With the facial age scanning shit being shoehorned onto every service, it seems like a more dedicated place just to discuss this and its consequences would be of value considering the k-farms userbase is especially astute and autistic when it comes to this subject matter - I don't think any other forum I can think of would care as much. Would be great to see some weaponized autism channeled into tracking developments at major companies and major changes to internet privacy/freedom related stuff.

Perhaps this very subforum "The Situation" could be adjusted in scope a little to facilitate it? (it seems you're currently the creator of most threads in this subforum and it was created more in relation to the k-farms itself surviving rather than broader freedoms/events/developments on the internet at large)

(before u or anyone gets angry at me for double posting, if I edited my previous post then it wouldn't tag you)
 
oh no guys we got it wrong, turns out the payment processors are good niggers who dindu nuffin wrong despite years of bugmen gooners complaining that payment processors kept banning their loli animes
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mastercarddindu.webp
 
oh no guys we got it wrong, turns out the payment processors are good niggers who dindu nuffin wrong despite years of bugmen gooners complaining that payment processors kept banning their loli animes
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Visa/Mastercard : You have all misunderstood us. Not at a single moment we have demanded Steam or Itch.o remove any of their contents at the risk of retallion, we merely delivered a set of recommendations that may or may not force us to take action if not followed
 
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Null is right to identify the payment networks (not Section 230) as the keystone of control. But the root problem isn't a lack of accountability, it's that these networks are not functioning as market actors. They're state-integrated permissioning layers, embedded in the legal monopoly of fiat currency and protected by licensing, compliance mandates, and regulatory interlocks.

Mastercard and Visa are not "private companies" in any meaningful market sense. Their authority over who may transact exists only because every legal alternative has been outlawed or preemptively throttled. They operate downstream of the Federal Reserve, within a banking system gated by the state, and are shielded from competition by statutory and administrative design.

So when the proposed fix is to create a legal entitlement to access (enforced by OCC complaint or civil action) the effect is not to dismantle the cartel, it's to codify it. You can't correct the abuse of state-backed infrastructure by reinforcing the premise that such infrastructure should exist.

This isn't a market gone wrong, it's a planned economy doing exactly what it was designed to do: outsource censorship, suppress exit, and preserve control (while keeping the surface optics of private enterprise)
The real fix isn't more oversight, more enforcement, or more procedural rights, it's to abolish the state's role in currency, banking, and transaction routing entirely, and to allow actual alternatives to arise on open terms.
The above is the full quote for context. The following is for emphasis:
You can't correct the abuse of state-backed infrastructure by reinforcing the premise that such infrastructure should exist.
Once more, someone points out that only attacking extremes merely reifies the premise.

Besides:
image_2025-08-03_062645177.webp

What did these Collective Shout people do? | A [wip/fail]

Steam Campaign Timeline​

Posted by Coralie Alison 25041sc on July 28, 2025
In response to false claims and misinformation about our campaign, we’re setting the record straight. Some have asked why we involved payment processors, and others have claimed we are responsible for Itch.io removing all NSFW content.

We raised our objection to rape and incest games on Steam for months, and they ignored us for months. We approached payment processors because Steam did not respond to us.

We called on Itch.io to remove rape and incest games that we argued normalised violence and abuse of women. Itch.io made the decision to remove all NSFW content. Our objections were to content that involved sexualised violence and torture of women.
It appears they have some bolded text for emphasis already. I'm persuaded by their arguments here. It would be hard not to be.

Coomers, the shitlib femuhnists are on your side:
image_2025-08-03_063242132.webp
Ironically, Collective Shout–which was founded by “anti-porn crusader” and “pro-life feminist” Melinda Tankard Reist–calls itself “a grassroots campaigns movement against the objectification of women and the sexualisation of girls.” But as developers Jenny Jiao Hsia and AP Thomson told Wired: “Their actions here mainly serve to cut off income streams for adult content creators, many of them women.”
So, if you're a faggot-hating traddie who wants to deprive female game creators of income, you might be torn here.
Much in the same way a radfem [faggot-hating raddie?🤠] might be torn over the anti-abortion shit.
But what about Cuties?
Cuties: Our Response
We have been asked for our response on the controversial Cuties film. Our team decided we would view it ourselves first, before giving our opinion, which is our usual approach. The five of us viewed it last weekend. Some of us watched it more than once. We have discussed it most days since then, and considered the views of others we respect.
While we understand not all supporters will agree with where we have landed, we at Collective Shout value independent thinking (while respecting colleagues globally who may come to a different conclusion). This is a summary of where we have arrived.
The experiences of African immigrant girls transplanted into French society is the basis for the film made in 2017, first screened at Sundance, now streaming on Netflix.
Starring 14-year-old Fathia Youssouf as Amy, and directed by Senegalese-French film maker Maïmouna Doucouré, Cuties explores the lives of young girls growing up in the middle of two cultures – one demonising female sexuality, the other exploiting it and calling it freedom.
The film demonstrates Amy’s limited ‘choices’. Both involve conforming to cultures harmful to their wellbeing and freedom. It powerfully critiques social media and internet culture and its deforming impacts on girls. It shows how they imitate pop culture’s version of female sexuality – when they know almost nothing about sex - and how this puts them in danger. Adolescent girls see their female hip hop idols growing rich and popular through sexual dance routines and pornified lyrics– and desire the same attention for themselves.(If you haven’t already, visit our commentary on WAP here: https://www.collectiveshout.org/response_defence_of_wap).
Of course we have issues with the dance scenes. These images were designed to make us feel uncomfortable – we are distressed, as we should be. In our opinion, these scenes, totalling around five minutes, could have been shot differently, from a distance, with fewer close ups of the girls' bodies. They are real girls and their wellbeing warranted more consideration.
The problem goes well beyond this Netflix film. If people feel they must delete Netflix, of course they should. But they may also need to delete Tik Tok, Instagram, You Tube and Facebook, where there is equally disturbing content featuring young girls. We document it daily. (Instagram is consulting with our team right now to try to do something about the child sexual exploitation material it hosts – and has just announced a new reporting tool to take down this material).
As we were formulating our response we came across Dance Moms, currently showing on Channel 9 Go. The dance routines and costumes were very similar to those in the film, the girls even younger. What we were confronted with on mainstream TV – bearing in mind Dance Moms is hardly a work of protest – we found even more troubling.
We interpret the film as a serious and urgent warning about what happens when we throw girls to the social media/pop culture wolves. How poverty and inter-generational disadvantage compounds this. And how they suffer when good role models and wise and sound parental guidance is lacking. That’s the big take-away from the film – how we have all failed. The world our children are growing up in is the world we have created. This is the crisis the film confronts us with – and could, if we allow it, contribute to the momentum for change.
At the end the film offers a glimpse of how childhood should be. It could motivate us to do better if we allowed it.
(the "defence" [sic] of WAP is a critique, BTW)

tl;dr: coomers are getting their way, and in the meantime, you faggots still can't stop using "gender" to mean "sex," so it's another victory for the trannies also.
 
(Niggerbabble about Collective Shout still.)
It is unreal how thoroughly braindead retarded some posters are here, genuinely worse IQ than redditors and 4troons combined.
Who gives a fuck what Collective Shout did or didn't do? Fact is they complained to Credit Card companies, Mastercard told Steam (indirectly or not) to take down their adult games, Itchio not wanting to get shot out back kneejerk responded by taking down their adult games so they wouldn't offend their Credit Card masters. This shit is BAD and the Credit Companies SHOULD BE CALLED OUT.

And yeah, faggots, trannies and pro-sex work people are on our side, your fucking point? No card company or payment processor should dictate what we can or can't buy.

And if "reinforcing their right to exist" is "wrong" and that alternatives should exist, go ahead and tell every normie to use Crypto and get back to me on how well that's going for you.
 
(the "defence" [sic] of WAP is a critique, BTW)
Of course we have issues with the dance scenes. These images were designed to make us feel uncomfortable – we are distressed, as we should be. In our opinion, these scenes, totalling around five minutes, could have been shot differently, from a distance, with fewer close ups of the girls' bodies. They are real girls and their wellbeing warranted more consideration.

This is almost a word-for-word defense of Cuties from the open and avowed pedophile Max Karson. That it's designed to make you look at little girl crotch and think "wow she's sexy, isn't that interesting, we truly live in a society" - but retold from a retarded feminist perspcetive.

The "it's only foiv meenuts" defence[sic] falls apart when you realize that it's a 90 minute feature film and 5 minutes is actually an enormous amount of screen time. If we compare Cuties to the best movie ever made (Fight Club), in 5 minutes:
  • Tyler Durden and the Narrator are introduced at the setting of climax of the film.
  • Bob is introduced.
  • Narrator's corporate job and boss are introduced, establishing the period and anti-wageslave narrative.
  • Narrator's insomnia is introduced.
  • Narrator's entire apartment is decked out in Ikea furniture.
  • Doctors refuse to prescribe the Narrator any sleep aids and recommend the therapy groups, kickstarting the entire plot.
  • At 5 minutes post-credits, you're in Remaining Men Together.
So when discussing how important 5 minutes of screen time is in a movie, you're talking about enough time to establish setting, theme, and introduce almost every main character of a film. In Cuties, this time is dedicated to little girl cameltoe.

P.S. Almost everyone's understanding of the film Cuties just comes from its abysmal and hyper-sexualized trailer, but people who watched the film said it's even worse than the trailer leads you to believe.
 
I've never understand there "it's only 5 minutes" thing since pageants themselves are hyper-sexualizing infants and toddlers to begin with. They somehow found a way to be worse than toddler's and tiaras. The fact they are being so defensive pretty much cements the fact that they know they are doing something wrong.
 
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dr: coomers are getting their way, and in the meantime, you faggots still can't stop using "gender" to mean "sex," so it's another victory for the trannies also.
A coomer might be a coomer, but he's still my brother, seduced.
A tranny might be a tranny, but he's still my brother, misguided and corrupted.
A gamer might be slothful, but he's still my brother, idle.

They need help, and I'm more than happy to accept the premise that porn is extremely damaging, and men and women are both negatively affected by the consequences of rampant internet pornography.

What I am not willing to accept is that the mechanism of action to restrict the harms of pornography is through payment processors, who while restricting access to animated pornography (which is objectively less harmful in the labor that goes into its creation of art assets, sound, etc. ) while photographed hardcore pornography such as Pornhub or OnlyFans continues to make money, while actively feeding young women into the grinder that is the porn industry with the false premise of financial independence through pornographic production.

Men basically just want to fuck, fight, and laugh with eachother. This strange thing we call peace has taken away men's outlet for fighting. Over the last 20-30 years, men's other outlets for violence like sports and videogames have been eroded. Comedy has been in decline or restricted since the start of "woke", (kiwi farms is a comedy site, for fuck's sakes). So what the fuck do you think is going to happen when the remaining 1/3rd of activities men like to do remains un-emasculated, but also freely available, almost encouraged, and extreme, degenerate, and decadent? Does it not follow that the lack of moderation available to men in the expenditure of energy for fun in other areas leads to an increase in the expenditure of energy towards gooning, the most harmful of the available activities?

So what do you think is going to happen when they kick out the third leg (kek) of acceptable men's activities that are still socially acceptable? The one activity that men have been funnelled to because of worsening relations between sexes and the emasculation of all other spheres of men's interests?

It's not about the porn, it's that every other activity has already been lost and the cattle have finally woken up to the fact that the water can only get so hot so fast before they start to boil.
 
This is almost a word-for-word defense of Cuties from the open and avowed pedophile Max Karson. That it's designed to make you look at little girl crotch and think "wow she's sexy, isn't that interesting, we truly live in a society" - but retold from a retarded feminist perspcetive.

The "it's only foiv meenuts" defence[sic] falls apart when you realize that it's a 90 minute feature film and 5 minutes is actually an enormous amount of screen time. If we compare Cuties to the best movie ever made (Fight Club), in 5 minutes:
  • Tyler Durden and the Narrator are introduced at the setting of climax of the film.
  • Bob is introduced.
  • Narrator's corporate job and boss are introduced, establishing the period and anti-wageslave narrative.
  • Narrator's insomnia is introduced.
  • Narrator's entire apartment is decked out in Ikea furniture.
  • Doctors refuse to prescribe the Narrator any sleep aids and recommend the therapy groups, kickstarting the entire plot.
  • At 5 minutes post-credits, you're in Remaining Men Together.
So when discussing how important 5 minutes of screen time is in a movie, you're talking about enough time to establish setting, theme, and introduce almost every main character of a film. In Cuties, this time is dedicated to little girl cameltoe.

P.S. Almost everyone's understanding of the film Cuties just comes from its abysmal and hyper-sexualized trailer, but people who watched the film said it's even worse than the trailer leads you to believe.
image_2025-08-03_154359665.webp
ok, looked him up; isn't this the guy who called Cuties "hot?" I'm certain that CS did not call Cuties "hot." Nor did they do a hangout stream with Vito the pedo.
I do not back what CS is saying in anything I related aside from the objection to normalizing violence against women. The fact remains that most of the coomer crybabies who are emotionally involved with this issue have never acknowledged that CS did not immediately go to payment processors and only did so as a last resort.
And as I pointed out, their efforts failed. The incest rape porn gaymers will be safe to crank it once again; democracy, manifest at last.
women not funny fight club.webp

What I am not willing to accept is that the mechanism of action to restrict the harms of pornography is through payment processors, who while restricting access to animated pornography (which is objectively less harmful in the labor that goes into its creation of art assets, sound, etc. ) while photographed hardcore pornography such as Pornhub or OnlyFans continues to make money, while actively feeding young women into the grinder that is the porn industry with the false premise of financial independence through pornographic production.
I do not back what CS is saying in anything I related aside from the objection to normalizing violence against women. The fact remains that most of the coomer crybabies who are emotionally involved with this issue have never acknowledged that CS did not immediately go to payment processors and only did so as a last resort.
posting this again until one of you actually reads it:

Steam Campaign Timeline​

Posted by Coralie Alison 25041sc on July 28, 2025
In response to false claims and misinformation about our campaign, we’re setting the record straight. Some have asked why we involved payment processors, and others have claimed we are responsible for Itch.io removing all NSFW content.

We raised our objection to rape and incest games on Steam for months, and they ignored us for months. We approached payment processors because Steam did not respond to us.

We called on Itch.io to remove rape and incest games that we argued normalised violence and abuse of women. Itch.io made the decision to remove all NSFW content. Our objections were to content that involved sexualised violence and torture of women.


for the love of Mike, read the words.


and then go back and read my post because it is complete with the update on the re-indexing:

Maybe LGBTQP+ shouldn't make so much kiddy porn.
Once more, someone points out that only attacking extremes merely reifies the premise.
XL xQgg?QcQCaTYDMjqoDnYpG said:
You can't correct the abuse of state-backed infrastructure by reinforcing the premise that such infrastructure should exist.

Definitely, no one should be making any porn. I refuse to reify the premise by only sniping at the extremes.
 
tbh I have no idea what you're saying.

If I was a misogynistic moid financier of hardcore photo porn, this would be a great win for me though. Banning fantasy porn, my biggest competition, pushing hardcore photographic porn as the alternative, AND getting women to support it because they let perfect (banning porn altogether) be the enemy of good (payment processors being treated as a utility and therefore able to actually fund anti-porn non-profits not under the thumb of big finance). Or did you really think that Visa and Mastercard are your friends and are going after PornHub and OnlyFans next?

Somehow I don't know how you're incapable of understanding second-order effects or consequences, but I have an inkling.

Edit after Creative Username's reply: Fuck me, on top of it all by bringing the topic back up about Collective Shout and re-centering it around yourself and more battle of the sexes nonsense, you're actively playing into the hands of the payment processors by adding noise against clarity. Fuck Mike, either add to the solution or stop being part of the problem!

"Ban porn" and "Payment processors shouldn't be able to control legal speech" are completely orthogonal issues! You can support both!
 
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Does it not follow that the lack of moderation available to men in the expenditure of energy for fun in other areas leads to an increase in the expenditure of energy towards gooning, the most harmful of the available activities?
I know you mean gooning is the most psychologically harmful, but it's just funny to imply that viewing porn is more harmful than fighting people.
Also that user you replied to is suffering from critical autism. Been in the mati thread for years but apparently has absorbed none of Null's message about or experience with bankers.
 
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