I feel like I need to preface this: I do not, in the ordinary course of things, believe in stuff like this. If this was anyone else describing it, I would pass it off as bullshit, but it happened to me. And yes, I know there are other things that could explain it, but all I can say is that from my perspective, and what I've figured out, they don't.
Anyhow. This isn't something like an "encounter", but it's what I've got.
My family - running through my father's bloodline - seems to have prophetic dreams. When we have them, they're like an alarm goes off in the dream - nothing else feels quite like them, you wake up fully alert. You just *know* something with absolute certainty. And the dream never fades, like a normal dream.
Talking to people in my father's family - me and my sister, my nieces, my dad, and people up the maternal line of his family - I've collected quite a number of accounts. Most of us seem to have a small handful of them in our lifetimes. About half the time, they're strictly inter-familial, relating to other members of the family, but not always.
I've had two, so far, and they are disturbing as shit.
The one was fairly trivial, only noteworthy for being accurate about something I had no earthly way to know about.
The other was... creepy.
My dad was in the hospital. He had just had a major operation. The "fillet your entire torso open on both sides" sort of major operation. But everything had seemed to go well.
That night, I woke up in the early hours of the morning. I remember looking at the clock, it was 2:34. I had had an absolutely clear dream, that my father had to make a choice, whether to live or die. And that although he had wanted to give up, he hadn't.
A few minutes later, we got a call from the hospital. My dad had woken up in a panic, the nurses couldn't calm him down, and they called us. When we got up there, he had started to calm down. And he said that he had had a dream, where he felt like he had been asked to make a choice, whether to give up, or to stay with us. That if he gave up, everything would be over, he wouldn't suffer, but if he chose to stay things would be hard and unpleasant, maybe forever. But he had chosen to stay with us. He had woke up, as best we can tell from the nurses and accounting for clocks not being perfectly in sync, almost to the moment exactly when I did, with almost the exact same dream.
And there ended up being complications from Dad's surgery. He needed a second one a few months later to fix them and save his life, and because of those complications he lives with pain every day, and he can't do some things he used to do.