I was living in netherlands for 2 or so years. I met with a Russian girl, she is married. She and her husband get a loan from bank and bought a house. It was cheaper then paying rent.
I also had Spanish, Italian and German friends. They never bothered with marriage (german was close but he got cheated), they use pot, they use alcahol, they are lazy. They think they are free, they prefer rent because this way they are free. if they don't like or bored by their place, they can just change it.
Russian girl had a bigger house, she had neighbors, paying mortgage is easier than paying rent. My friends pay riddicilus amounts of rent, and home owners likes to cyle renters so no one wants long term contracts.
Russian girl looks at life as responsibility. Others looks at life as bunch of arbitary contracts. Your gender, family, culture, history is a contract that you can cancel with your consent like it was rent. Russian girl, even in hardships, live contently while others suffer existencial crisis.