Your Credit Score Should Be Based on Your Web History, IMF Says - More control taken over every inch of your life

No, in China you lose social credit for things like dumping waste into rivers or committing fraud, not for going to Niggermania.com.
You'd definitely lose most of your credit going to something like ccpbad.com though.
 
this approach could result in greater lending to borrowers who would potentially be denied by traditional financial institutions.
lenders rely on hard-data that might obscure the worthiness of a borrower or paint an unnecessarily dire picture during hard times.
the researchers believe that when a lender has a more intimate relationship with the potential client’s history, they might be more willing to cut them some slack.
This is how it's going to be presented, and it's going to pass.

"You're telling me I can get 1% off my yearly credit card rates FOR FREE? Just by checking this box? I have nothing to hide. It's not my problem. Poor people are always complaining."
 
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