It's definitely true in the US. Most insurance plans either straight up don't cover therapy or only cover a certain (usually very low) number of sessions. I've even heard of policies that will only cover visits as needed to get medication (which doesn't even work for everyone!), but won't cover things like talk therapy, which is ludicrous to me. When you add that to the way our society functions (low wages, long work hours, high and rising cost of living, individualistic rather than communitarian society, capitalist consumer culture, etc.) you end up with a lot of really depressed, stressed out people with no way to get help. A lot - maybe even most - of these people are going to be grabbing for the cheap, short-term things that make them feel good and help them escape from the rest of their lives; for some people, that could be drugs, but for others, it's children's toys that make you think of better times, or a stack of Disney animated film DVDs as tall as you are, or an Xbox you play obsessively whenever you're not at work.
It honestly is really sad. Especially because what these people are missing is really pretty obvious when you think about it: Economic security, time off from work, community, family. These are basic things that everyone needs, but most people go without at least one of them if not more. Nobody seems really interested in figuring out how to give people these things, though, so consoomer culture reigns supreme in the meantime, because sad, stressed out people need something to get them through the day.
(You may now commence calling me a stupid commie lmfao.)