Global Depression 2022 - Time to do the Breadline Boogaloo!

[Chinggis Khan]

I'll be fairly high and dry if timber crashes and I lose my job to the economy at the same time. I wonder if you can offload wilderness land in a depression.

Don’t worry, if it crashes hard enough you can always build a moat and invite people to live on your land as peasants in exchange for barely subsistence food rations. Other benefits include having them build you a castle, calling you “My lord” every time they address you, and prima noctis with all the young women.

 

[Puff]

Re: Farm benefits. Part of my job technically so here's how it works:
Fed gov gives you 45% of the farm land purchase cost, 5% you down pay, rest is from a bank at a fixed loan that is 4% less than current interest rate not less than 1.5% rate for 30-40 years. Cannot balloon payments.

Requirements:

• Under age of 45 (or 35?)
• 3 years of "agricultural management of a farm or related facility" in last 10 years. Needs to be signed by previous employer. College degree in AG, military service with good discharge can substitute for 1 year each.
• Be federally allowed to receive funding (Mainly draft related).
• Do not have owned a previous farm operation
• Purchase size must be no less than the average size of acreage for farms in your county. Eg, if you somehow come across LAX that's like 5 acres, you could theoretically get a loan.
• Commercial lenders refused a loan for the purchase before (not hard to do these days)

Funding is first come, first serve. Veterans, women, minorities (Asian, Black, Hispanic, sorry White lads) get priority.

Edit: YOU CANNOT BUY EQUIPMENT FOR THIS LOAN. MUST TAKE OUT AN OPERATIONAL LOAN. OTHERWISE IRS WILL RAPE YOUR ASS.

I am not sure we got that one unless a plant genetics degree (brother, not me. I engineer for a living) counts as ag. We get extra minority status for low income area and some other bullshit. I think we didn't claim to be Indian (technically we are feather Indian, but so is everyone) because that would be low and we already qualified for some other reason. We're getting equipment under forestry grants specifically for that. State stuff, not national.

Spoiler: Bragging cause drinking

Holy fuck at environmental easement tax cuts though. We're paying around $3.00 an acre per year. Bought up the largest privately held parcel in our county for fucking nothing.

 

[Darkholme's Dungeon]

I am not sure we got that one unless a plant genetics degree (brother, not me. I engineer for a living) counts as ag. We get extra minority status for low income area and some other bullshit. I think we didn't claim to be Indian (technically we are feather Indian, but so is everyone) because that would be low and we already qualified for some other reason. We're getting equipment under forestry grants specifically for that. State stuff, not national.

Spoiler: Bragging cause drinking

Holy fuck at environmental easement tax cuts though. We're paying around $3.00 an acre per year. Bought up the largest privately held parcel in our county for fucking nothing.

You don't have to have the degree, just have to make 3 years total of "experience in agricultural management".

Has your brother owned land (even if non ag) that is 30% than the mean size for the county (see here)? That is key question.
As for minority issue. Ask the county.
If you are applying as entity all people in said entity must be eligible and related by blood/marriage.
As for state, you'd have to let me know which state (DM is fine). I know Texas (because it has so much land +oil money) has a "For every X dollar you put in cash the state gov matches up to 40,000 as a grant".

A forestry farm, is in fact, a farm. It need not be for food people eat so long as it is an agricultural commodity. That is how many nurseries use this "loophole" in the tax code for an Ag-exemption. Lumber for flooring/construction is considered one, but check your local USDA and county office staff at the state since some are exceptional jackasses.

 

[Chinggis Khan]

Just get your facts straight. Use real numbers. The median compensation in America is $40 an hour, not $15. Without considering benefits, it's $24. Memeworkers at Shittech live in overpriced apartments like sardines; they don't have $8k mortgages on mutli-million-dollar houses

Bro you are approaching this autistically, my first post I was spit balling numbers. I have since posted how a combined income of 250k can qualify for a 6k a month mortgage for a house at 800k in a hot real estate market.

As for averages I think you yourself are way over estimating what the average fast food worker is making. As of 2021 some government website lists the mean hourly wage of workers to be $12 an hour. Squarely in the middle of my initial claim of $10-$15 an hour.



I don’t care what the median wage in the country is because the point of the discussion IS the extremes: people going from overpaid meme jobs in a boom economy to suddenly being only qualified for entry level employment. They are living a lifestyle that is mostly month to month and don’t have significant savings, despite on paper being in the top 5% of income brackets.

https://www.bloomberg.com/news/articles/2022-06-01/a-third-of-americans-making-250-000-say-costs-eat-entire-salary

There is some bizarre argument going around that they will not sell, they will sit on their houses for eternity underwater, that they are getting “free money” because of their low interest rate. LOL. They are not an investment bank, these are people with a relatively fixed income. Inflation does not increase their salaries. Good economies do. Recessions either reduce or entirely take away a persons income.

Here is one anecdote: I know a self taught videographer. He makes around 200k a year by himself. You would think he works for some huge Hollywood producer or maybe a music studio. No he works for a vitamin supplement company nobody here has ever heard of. Their entire channel is from Instagram influencers pitching their products. He also gets freelance gigs left and right, once again from companies almost solely looking for Instagram content. He’ll probably do Allright regardless because he’s smart and made good decisions, but not everybody in those positions is doing so. A lot of them can’t ever dream of their skill set not being as valued as high as it is now, when fast food workers are still making $12 an hour. This also includes ALOT of software engineers, e.g: making 200k a year to make a SASS app that allows CPAs to have a more efficient project management software. This doesn’t even touch on the HR folks, diversity and inclusion consultants, recruiters, project managers, marketing specialists, etc.

The rug can get pulled from underneath all of them.

 

[ToxicKek]

I can't wait until the crash happens. When the tide goes out, we're going to see who's been swimming naked and I bet there's a lot of them in Asia (particularly in Singapore and Malaysia).

Y'all don't know how bad the Ponzi scheme we call "the global economy" is until you've seen how it is in Asia, and it's a great place to get observation bias. Most people work and live in big cities because that's where most of the cushy white collar jobs are at. Everything is high density, so it's easy to see where society at large is going, what they are doing.

What's been happening in the last 10 years has been insane. These days, in the average Asian metropolitan city (whether it's prosperous like Singapore or broke and corrupt like Malaysia, it's the same), a 1 or 2 bedroom apartment runs 20-30X the annual income of the average young person under 35. Ignore the currency, we're talking ratios here which are similar across countries. People making 40-60k a year but smaller 1 bedroom apartments running 600-900k, 2 bedrooms are 800k-1.5mil. The average 3-4 bedroom house is 1-2 million. Yet more and more people have been buying property as easily as picking up bread at the grocery store.

On top of that, cars are insanely expensive in both countries, a Toyota Corolla is 120k, or about 2 years' worth of the average income. It's possible for many people in Singapore to save money by using public transportation, but much of the supposed "middle class" or medium-well money (not new money but not old money either) still have a car anyway. In Malaysia, a car is mandatory because public transportation is shit, weather is hot and muggy year-round with heavy downpours... like Florida but with more thunderstorms.

At this point, you could argue that the reason all these young people are able to afford their homes and cars is because they live with their parents all the way until they get married, so they save loads on rental. Right? On top of that, many Asian parents pay for their kids to go to university, so no student debt. So even more to savings right?

Except these people aren't buying Toyota Corollas, they're buying Mercedes and BMWs which run at least 200k for a shitbox C-class or 3 series.

Except young people are also spending tons on "MUH LIFESTYLE". Brunch/avocado toast with coffee: 30 per person. Dinner at a restaurant with wine: 100 per person. Weekend getaways: 100-200 for a plane ticket, 100-300 for a hotel/airbnb, and another 100-300 for spending.

Except these people are buying luxury goods: sneakers for the men, slip ons for the women that run 1-2k a pair, designer bags/purses that go for 5-10k, belts and wallets that cost 1k.... at least 1 item per month.

My real upper middle class friends and I did the quick maths and it doesn't add up. Either lots of people are making fuckloads of money at their job or in sidegigs selling insurance, supplements or being "Instagram influencers" with 100k followers or landed a huge windfall from crypto/TSLA stocks. Or they're barely saving any money (best case scenario) or fucking eyeballs deep in debt (probable scenario) and their crypto/TSLA gains have only been paper gains, which have been recently wiped out (I suspect this too, and we'll find out real soon...).

IT. DOESN'T. FUCKING. ADD UP. If these medium-well money youth are so wealthy, why are they still working their wagie jobs and complaining about the toxicity of politics, backstabbing and gossip that plagues most Asian offices? Why not just quit and enjoy the million dollar 1000sqft condo you bought, drive around to cafes in your German automobile and shop designer goods every day (or just every weekend if you wanna be a "money saver")... I mean they'll have exponentially more time to spend and humblebrag on Instagram and TikTok if they didn't have that useless time sink of an office job.

It's coming. I'm waiting to laugh as the bros and thots who were bragging about their TSLA gains, shilling their shitty NFTs and showing off their shitty maybe sponsored staycation hotels while waving around their designer brand costumes and accessories in the past 1-5 years to suddenly be quiet or start shilling their latest shitty "savings and investment apps" that "help them through the bear market" sponsored by some shit bank.

 

[ZMOT]

Never heard of it.

same shit, different brand. however there are minor differences in stock between discounters, be it certain types of stuff or outright not stocking something (I remember one not having rolled oats for example).
lidl - at least over here, but different continent probably - has the policy to open a new register if the queue is 5+, just to get people out of the store quickly.

you still want to follow @Lorne Armstrong's advice and go very early or very late (drawback with the latter stock might be out), usually that's when it's the most empty. however covid fucked even with that when people figured they sit at home all days might as well go weekend-shopping at 7am before "work" (previously they were getting reading to leave the house for commute and work). another good time usually is tue-thu late afternoon, the time before people get off work and do grocery shopping on their way home for dinner.

 

[Meat Target]

same shit, different brand. however there are minor differences in stock between discounters, be it certain types of stuff or outright not stocking something (I remember one not having rolled oats for example).
lidl - at least over here, but different continent probably - has the policy to open a new register if the queue is 5+, just to get people out of the store quickly.

you still want to follow @Lorne Armstrong's advice and go very early or very late (drawback with the latter stock might be out), usually that's when it's the most empty. however covid fucked even with that when people figured they sit at home all days might as well go weekend-shopping at 7am before "work" (previously they were getting reading to leave the house for commute and work). another good time usually is tue-thu late afternoon, the time before people get off work and do grocery shopping on their way home for dinner.

I should do that, but I keep making the mistake of shopping on Saturdays.

 

[Puerto Pollo]

So where can we find a surviving the collapse 101? And I'm talking abour realistic stuff, not "move to the woods and farm your own kale" bs. What can a wagie do to get through the next couple of years starting now?

 

[Flan Handler]

Remember all the handwringing about Blackrock and friends buying all the residential real estate?

Turns out retail may not be the dumbest money in town, once again. I like this guy’s analysis:

Friends, if you’ve been saving a nest egg, your day may come to buy a house yet.

 

[InwardsStink]

Not sure if this is what you're suggeseting, but, someone making $14, or even $17, cannot afford a $3500/month mortgage. Maybe if they have two incomes (man + wife) or multiple roommates. $15 is like $2200 takehome a month, isn't it? That means your safe mortgage range is like $1200 or so?

Edit: I just checked, the only house in my area that would be mortgageable on a $15/hr job would be literally the cheapest shack in town. Literally everything else is over $1200 a month estimate, and that's before the hidden fees and shit.


But speaking of Mortgages, hit up the real estate sites. My parents' area went from about 25 listings to almost 200 in the past week. Zillow is hilarious. "1 day on market" "3 days on market" "price cut 30,000" "2 days on market" etc etc.

The housing market is officially in collapse. And we haven't even hit the second rate hike of the year. And they're talking about doing it 3 or 4 times this year, AT LEAST.

Sounds great to me. Living below your means is a virtue and these idiots are paying for being the most unvirtuous of us all.

So where can we find a surviving the collapse 101? And I'm talking abour realistic stuff, not "move to the woods and farm your own kale" bs. What can a wagie do to get through the next couple of years starting now?

I’ve been making my own Jim Bakkers Buckets. Following this guide.

 

[jumbomilkers]

same shit, different brand. however there are minor differences in stock between discounters, be it certain types of stuff or outright not stocking something (I remember one not having rolled oats for example).
lidl - at least over here, but different continent probably - has the policy to open a new register if the queue is 5+, just to get people out of the store quickly.

you still want to follow @Lorne Armstrong's advice and go very early or very late (drawback with the latter stock might be out), usually that's when it's the most empty. however covid fucked even with that when people figured they sit at home all days might as well go weekend-shopping at 7am before "work" (previously they were getting reading to leave the house for commute and work). another good time usually is tue-thu late afternoon, the time before people get off work and do grocery shopping on their way home for dinner.

Not to be a Lidl evangelist or anything but the produce is so much better than the near rotting dogshit Aldi offers (even before that became more the norm in the last year everywhere) that I wouldn't even compare the two. It's also the only place I can get 100% grass fed ground beef for $4/lb on sale. Plus self-checkout and no quarters for carts.

Who am I kidding. I'm a Lidl evangelist. I just want my fellow Kiwis to save money.

 

[Kane Lives]

What's been happening in the last 10 years has been insane. These days, in the average Asian metropolitan city (whether it's prosperous like Singapore or broke and corrupt like Malaysia, it's the same), a 1 or 2 bedroom apartment runs 20-30X the annual income of the average young person under 35. Ignore the currency, we're talking ratios here which are similar across countries. People making 40-60k a year but smaller 1 bedroom apartments running 600-900k, 2 bedrooms are 800k-1.5mil. The average 3-4 bedroom house is 1-2 million. Yet more and more people have been buying property as easily as picking up bread at the grocery store.

On top of that, cars are insanely expensive in both countries, a Toyota Corolla is 120k, or about 2 years' worth of the average income. It's possible for many people in Singapore to save money by using public transportation, but much of the supposed "middle class" or medium-well money (not new money but not old money either) still have a car anyway. In Malaysia, a car is mandatory because public transportation is shit, weather is hot and muggy year-round with heavy downpours... like Florida but with more thunderstorms.

At this point, you could argue that the reason all these young people are able to afford their homes and cars is because they live with their parents all the way until they get married, so they save loads on rental. Right? On top of that, many Asian parents pay for their kids to go to university, so no student debt. So even more to savings right?

Except these people aren't buying Toyota Corollas, they're buying Mercedes and BMWs which run at least 200k for a shitbox C-class or 3 series.

Except young people are also spending tons on "MUH LIFESTYLE". Brunch/avocado toast with coffee: 30 per person. Dinner at a restaurant with wine: 100 per person. Weekend getaways: 100-200 for a plane ticket, 100-300 for a hotel/airbnb, and another 100-300 for spending.

Except these people are buying luxury goods: sneakers for the men, slip ons for the women that run 1-2k a pair, designer bags/purses that go for 5-10k, belts and wallets that cost 1k.... at least 1 item per month.

My real upper middle class friends and I did the quick maths and it doesn't add up. Either lots of people are making fuckloads of money at their job or in sidegigs selling insurance, supplements or being "Instagram influencers" with 100k followers or landed a huge windfall from crypto/TSLA stocks. Or they're barely saving any money (best case scenario) or fucking eyeballs deep in debt (probable scenario) and their crypto/TSLA gains have only been paper gains, which have been recently wiped out (I suspect this too, and we'll find out real soon...).

IT. DOESN'T. FUCKING. ADD UP. If these medium-well money youth are so wealthy, why are they still working their wagie jobs and complaining about the toxicity of politics, backstabbing and gossip that plagues most Asian offices? Why not just quit and enjoy the million dollar 1000sqft condo you bought, drive around to cafes in your German automobile and shop designer goods every day (or just every weekend if you wanna be a "money saver")... I mean they'll have exponentially more time to spend and humblebrag on Instagram and TikTok if they didn't have that useless time sink of an office job.

Re: Young adults spending like crazy. You sound like you only visited KL. I can assure you that this is not true for like 90% of the cities in Malaysia, most barely bigger than the average American small towns.

Even so, you're right, there is a disproportionate amount of money being spent in the capital. And the answer shouldn't surprise you: they're likely scions of the political class who has variously grown fat during the Asian tiger boom and are now in the process of selling the country out. It is an open secret that the government functions as a sinecure for these do-nothing louts. I have absolutely no doubt there are folks who also got rich off the ponzi scheme that is the global economy but I'd honestly put the ratio 50/50 between too-rich fatcats and too-rich cryptobros. (Various colleagues of mine have dabbled in crypto at least since 2016 but they don't strike me as rich).

 

[Male Idiot]

Not to be a Lidl evangelist or anything but the produce is so much better than the near rotting dogshit Aldi offers (even before that became more the norm in the last year everywhere) that I wouldn't even compare the two. It's also the only place I can get 100% grass fed ground beef for $4/lb on sale. Plus self-checkout and no quarters for carts.

Who am I kidding. I'm a Lidl evangelist. I just want my fellow Kiwis to save money.

Hungarian perspective: Lidl is very nice. They have a lot more exotic goods. The price here isn't that competitive, that's SPAR or Tesco. But Lidl has a great variety of novel, rare to find goods that you won't see anywhere else.

Since in Hungary you get foodstamps if you work, I have been buying stuff there. Amazing fruit and meat selections (exotic fruits and wild game and angus in droves as well), only Metro can compare and for that you need to know a merchant friend who will share his distributor card since its officially only selling to retailers.

SPAR and Tesco are the cheapest, with Metro and Lidl giving you the best high quality stuff.
Aldi is just a worse off Lidl and CBA (local chain) is exorbitantly priced for the same stuff that SPAR sells. It is supposed to be good for right wing causes, but they want to sell you low quality stuff for high prices. You can either get the same shit from SPAR for less, or get better shit for the same price from Lidle.

 

[Darkholme's Dungeon]

Re: Young adults spending like crazy. You sound like you only visited KL. I can assure you that this is not true for like 90% of the cities in Malaysia, most barely bigger than the average American small towns.

Even so, you're right, there is a disproportionate amount of money being spent in the capital. And the answer shouldn't surprise you: they're likely scions of the political class who has variously grown fat during the Asian tiger boom and are now in the process of selling the country out. It is an open secret that the government functions as a sinecure for these do-nothing louts. I have absolutely no doubt there are folks who also got rich off the ponzi scheme that is the global economy but I'd honestly put the ratio 50/50 between too-rich fatcats and too-rich cryptobros. (Various colleagues of mine have dabbled in crypto at least since 2016 but they don't strike me as rich).

Spoiler: First off...

In the name of Kane!

That's actually the ones who are "just" rich enough to make it comfortably, but not enough to fuck off to Europe/USA.

 

[ToxicKek]

Re: Young adults spending like crazy. You sound like you only visited KL. I can assure you that this is not true for like 90% of the cities in Malaysia, most barely bigger than the average American small towns.

Even so, you're right, there is a disproportionate amount of money being spent in the capital. And the answer shouldn't surprise you: they're likely scions of the political class who has variously grown fat during the Asian tiger boom and are now in the process of selling the country out. It is an open secret that the government functions as a sinecure for these do-nothing louts. I have absolutely no doubt there are folks who also got rich off the ponzi scheme that is the global economy but I'd honestly put the ratio 50/50 between too-rich fatcats and too-rich cryptobros. (Various colleagues of mine have dabbled in crypto at least since 2016 but they don't strike me as rich).

Malaysia has a population of 33 million. The "Greater KL" region (for the lack of a better term, KL plus the populated parts of Selangor that surrounds it until Klang in the west and Putrajaya down south and Batu Caves up north) has 8 million people.

That's already 25% of the population, and that figure does not even account the huge number of weekday commuters from other areas as far as Melaka and Ipoh (and their surrounding village areas) who rent and work in KL but fuck off back to their hometowns during the weekend. Penang island, which has KL-like cost of living, has another 750k people and JB, propped up by locals going to work in Singapore and Singaporeans, has nearly another million.

A bubble pop in KL alone will be enough to fuck over the rest of the population in Malaysia. So how's about a bubble pop in KL and Penang and Singapore amid a global depression.

50-50 fatcats vs cryptobros is highly inaccurate - they definitely increased the rate of lavish spending but aren't the main source of the problem. There's a 3rd category, the largest proportion of people who have been spending beyond their means pre-2016 before crypto went "mainstream" as an investment vessel, who also are local Chinese and don't have ties (in terms of how they derive income) to neither the Malaysian government nor China government.

Their income is derived from elsewhere - I can't confirm where exactly (because of the very secretive culture and compulsive lying + sheep culture propagating bullshit information which leads to an extremely shitty signal:noise ratio) but I've heard everything from flipping properties, working for a multinational and getting posted abroad and earning USD/GBP/AUD for a few years, or previous generation derived low-tier "wealth" (selling their deceased grandparents' land).

The property market in the KL area has been fucked for like a decade too. There's been a glut (especially for high rise) as far back as 2016, since shooting up to current levels around 2012-2014, prices have not gone down nor have they risen much. I suspect the fall in many Asian countries will begin with their property markets because Asians have an obsession with property, which has led to excessive speculative purchases (look at China for the numba wan example) and the whole thing being propped up for way too long for way too many fucking years (prices never really collapsed in 2008, instead the bubble just kept growing bigger in the years after that, got to a huge size and, while its expansion greatly slowed, the oversized bubble has just been kinda there since 2015)

With all the external factors piling on like income loss from retarded restrictions for a glorified flu, the crypto/stock market rug pull, rapidly rising inflation and artificial supply shortages for everything from electronics to food, the day that the house of cards collapses is (fucking finally) not far away.

 

[It Burns]

So where can we find a surviving the collapse 101? And I'm talking abour realistic stuff, not "move to the woods and farm your own kale" bs. What can a wagie do to get through the next couple of years starting now?

In addition to the buckets mentioned in another post, make sure you have access to water (glacier runoff if you're in the mountains or maybe you know someone who has a well with a manual pump) and a way to purify it if you're unsure of its cleanliness, preferably through distillation. I can't say for certain what the chances are that cities and towns will be cut off from clean water for weeks at a time, but it is possible and it's a nightmare everyone needs to consider.

Become competent in first aid through whatever method is best for you and assemble a first aid kit - and do not half-ass it.

Get to know people in your community, determine who's good at what, and try to build bridges wherever possible. Tailoring, metalworking, carpentry, hunting, gardening, brewing, food preservation, and childcare are all useful skills, and there's many more besides. No one is capable of doing everything on their own; everyone will need help at some point if things really go to shit.

 

[ToxicKek]

Spoiler: First off...

In the name of Kane!

That's actually the ones who are "just" rich enough to make it comfortably, but not enough to fuck off to Europe/USA.

It's a commonly parroted but old and false stereotype.

Most Malaysians who wanted to fuck off to a white country have long done that between the 1970s through the early 2000s, depending on the generation.

Most Malaysians who COULD have fucked off during that period got cold feet, Stockholm syndrome or were just too tied to their source of income in Malaysia. Usually it's a combination of all 3, immigration is hard anyway, especially for Asian families moving to white countries where you get treated like dirt (unless you're female and single, then whoring yourself out to a beta white male with an Asian fetish like Linus Sebastian is always an option).

Ironically, those who can barely afford to move abroad are the most desperate to move abroad for MUH CURRENCY CONVERTED INCOME, usually being very uneducated and unaware of the many cons of being a foreigner in another country, racially, financially, status, etc. See how FOB Chinese and Koreans in America mostly work shitty kitchen jobs in the years after arrival and how Indian doctors have to work as cab drivers after migrating to Canada.

Especially true of Malaysian-Chinese who complain about MUH RACISM because the media told them Malays are horribly racist to them and rAcE is a large national issue, despite the most racist thing they ever experienced being the Malay mixed rice stall owner giving a larger scoop of rice and curry to the Malay customer in front of them. "Malay vs Chinese" racism in most cases, only exists as a tool for the government to divide and prevent people from uniting and overthrowing their corrupt asses.

They don't know that "white vs Asian" racism is WAY more overt, frequent, overall worse until they move abroad. Then they put on their rose tinted glasses and go into white cocksucking mode to say "maybe those white people have a different sense of humor" kek.

 

[Ancient Pioneer]

So where can we find a surviving the collapse 101? And I'm talking abour realistic stuff, not "move to the woods and farm your own kale" bs. What can a wagie do to get through the next couple of years starting now?

This depends entirely upon where you live, if you're in an area that depends on water sources like Lake Mead there is absolutely nothing you can do to save your skin aside from flee from the area before the mass exodus makes the land valueless. Assuming you live in the suburbs in a temperate area with consistent rain fall, start growing a garden with as much food as possible. Stock up on canned goods and learn how to make meals from scratch. Cut leisurely expenditures like takeout food, consider cutting all subscription services as well and just pirate your media. Start calculating the costs of everything, it may end up being beneficial to leave a job that requires an hour drive to and from daily for a closer, lesser paying one, solely because the gas prices are so high. You just have to find areas you are weak and work to eliminate it, debt getting you rugpulled out of your house, food insecurity leaving you hungry, transportation costs eating up all of your wages. Assess everything and minimize outflows. You won't be able to live off of a backyard garden, but it will moderate gaps in food supply and lower the total amount of money going out of your pocket. Learn how to repair items, extend the life of your current roster of goods and don't buy stuff that is overly complicated and hard to repair.

None of this is rocket science but it bears repeating sometimes.

 

[Pokemonquistador2]

Sounds great to me. Living below your means is a virtue and these idiots are paying for being the most unvirtuous of us all.

I’ve been making my own Jim Bakkers Buckets. Following this guide.

Enh. If things go South enough that you're having to dip into a bucket of rice in order to eat, then you've probably already been shot and kicked into a ditch by the local warlord and your rice is being redistributed to the thralls he's pressganged into his feudal serf army. That Bosnian 4-chan copypasta from a few years ago is more along the advice you'll need if you're subsisting on rice buckets. I would recommend getting cozy with the local cops as they're the ones who will probably be involved with any seizing and redistributing shenannigans. You probably won't be part of the two percent who end up with most of the wealth in any feudal society, but you'll at least get fed once in awhile.

 

[ZazietheBeast]

So where can we find a surviving the collapse 101? And I'm talking abour realistic stuff, not "move to the woods and farm your own kale" bs. What can a wagie do to get through the next couple of years starting now?

Go read up on this, and it should give you a primer on what to stock up on.



The other thing you need to consider as well is, "How fucked is my area once the collapse hits?" And at that point, you must consider if you wanna leave or stay. Because during collapses, locations are usually stuck with one or two exports and little to no imports. So if you live in a Blue City, you may want to leave. Then there's the issue of any friends and loved ones. So, as we may be in the beginning stages of this shitshow, you may want to start making friends with your neighbors, make sure you got the basic gear to survive and a plan on what do just in case things go tits up.