This is maybe a little nitpicky, but what's with him repeatedly referring to the bills that are supposedly due as 'two VERY LARGE bills'? He says they're his condo dues and his internet but, if anything, those have to be a few of his smaller ones. HOA or condo dues are usually in the area of $300-400, and I think his internet bill is < $300. His mortgage is over 3x either of them, his health insurance is probably pretty high too. Those are big bills, and he's definitely referred to them in the past as being 'VERY LARGE', but he doesn't really repeat it over and over. With these though, it seems like he's just hammering that point every time he mentions them. I know it's for manipulation purposes, still weird though.