Business New PayPal Policy Lets Company Pull $2,500 From Users’ Accounts If They Promote ‘Misinformation’

By Ben Zeisloft
Oct 7, 2022

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Avishek Das/SOPA Images/LightRocket via Getty Images


A new policy update from PayPal will permit the firm to sanction users who advance purported “misinformation” or present risks to user “wellbeing.”

The financial services company, which has repeatedly deplatformed organizations and individual commentators for their political views, will expand its “existing list of prohibited activities” on November 3. Among the changes are prohibitions on “the sending, posting, or publication of any messages, content, or materials” that “promote misinformation” or “present a risk to user safety or wellbeing.” Users are also barred from “the promotion of hate, violence, racial or other forms of intolerance that is discriminatory.”

The company’s current acceptable use policy does not mention such activities. The Daily Wire reached out to PayPal for definitions of the added terms, although no response was received in time for publication.

Deliberations will be made at the “sole discretion” of PayPal and may subject the user to “damages” — including the removal of $2,500 “debited directly from your PayPal account.” The company’s user agreement contains a provision in which account holders acknowledge that the figure is “presently a reasonable minimum estimate of PayPal’s actual damages” due to the administrative cost of tracking violations and damage to the company’s reputation.

“Under existing law, PayPal has the ability as a private company to implement this type of viewpoint-discriminatory policy,” Aaron Terr, a senior program officer at the Foundation for Individual Rights and Expression, explained to The Daily Wire. “Whatever motivation PayPal has for establishing these vague new categories of prohibited expression, they will almost certainly have a severe chilling effect on users’ speech. As is often the case with ill-defined and viewpoint-discriminatory speech codes, those with unpopular or minority viewpoints will likely bear the brunt of these restrictions.”

The move comes days after PayPal canceled three accounts linked to Toby Young, a commentator who runs a nonprofit called Free Speech Union. The organization has defended clients such as actor and comedian Russell Brand, who recently moved his show from YouTube to Rumble in reaction to censorship from the former platform.

Roughly one-third of Free Speech Union members rely upon PayPal to process their membership dues — although the company gave no explanation to Young for the suspension beyond mentioning a breach of the acceptable use policy. PayPal later restored the accounts after receiving criticism from lawmakers and apologized to Young for “any inconvenience caused,” according to a report from The Telegraph.

Platforms such as Amazon, Twitter, and Facebook have formerly censored conservatives and others who subscribe to heterodox positions on controversial social issues, including transgenderism and homosexuality. GoFundMe seized millions in funds raised for trucker protests in Canada earlier this year, while Google recently began suppressing search results for crisis pregnancy centers.

“These kinds of policies are unwise, threaten free speech, and invite legal risk,” Jeremy Tedesco, vice president of corporate engagement at Alliance Defending Freedom, told The Daily Wire. “When companies apply policies to restrict the religious speech of their customers, they could run afoul of prohibitions on religious discrimination that exist in many state and federal laws.”

PayPal has also sanctioned Gays Against Groomers, a group that opposes the sexualization of children, as well as evolutionary biologist Colin Wright and journalist Ian Miles Cheong. The company featured a rainbow-colored banner on its social media platforms during the month of June affirming that the platform is “open for all” — and PayPal U.K. still sports the banner.

“Whatever PayPal’s intentions may be, censorship and chilling free speech is precisely the effect of these kinds of vaguely worded policies,” Tedesco added. “We’ve seen social media companies use similar policies to stifle free speech on their platforms. We can expect a similar outcome with PayPal.”

Source (Archive)
 
PayPal is a private company.
Yeah, there's probably some shit buried a mile deep in their ToS that gives them control over your Paypal-stored finances if you violate said ToS. I use Paypal as minimally as possible and never store money on it myself. I figure this is mainly a method to target streamer or reliant-on-donos type people who say things that go against the party line.
 
Venmo, bank transfer, credit card. What do you need to do?
>Venmo
Fucking lol. I dipped As soon as they forced you to use your SSN. Been getting constant emails begging me to come back, offering free money and shit. Cash or bust nigger.

Stealth-updating their TOS and calling it a "social responsibility penalty fee" or some bullshit like that.
I know absolutely fuck all about money handling laws, but surely that's not enough. Just because a company happens to have your financial info on hand doesn't mean they can just do whatever the fuck they want with it. I mean shit, if this is legal then any place you've ever done business with can just implement whatever the fuck TOS update they want as an excuse to scrape money out of your account. "We at Wal-Mart just implemented a 30 day no business penalty fee, every 30 days you don't come to our store we charge you $100. Eat shit goy."
 
"Digitized voting machines might not 100% hack-proof" - DISINFORMATION!

"I have some reservations about forced Government-sponsored inoculations of largely-untested vaccines" - DISINFORMATION

"How can we be in a climate crisis when the average temperature of this area has actually dropped by 2 degrees over the last 10 years?" - DISINFORMATION



"Whitey needs to die!" - Fine

"Gender Affirming Healthcare has absolutely no drawbacks" - Fine

"Consumer choices must be limited to stave off climate change" - Fine


That's how it will go, don't pretend it won't or like you don't know it, you know it, I know it, we ALL know it. And PayPal knows it MOST OF ALL.
 
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"Digitized voting machines might not 100% hack-proof" - DISINFORMATION!

"I have some reservations about forced Government-sponsored inoculations of largely-untested vaccines" - DISINFORMATION

"How can we be in a climate crisis when the average temperature of this area has actually dropped by 2 degrees over the last 10 years?" - DISINFORMATION
"I have raw footage of the George Floyd riots conducted by POCs." - DISINFORMATION

And it's "misinformation."
 
Interesting, I see nothing about sexual content.
There's a couple bits about sexual content in the policy.

2. relate to transactions involving (a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, (b) drug paraphernalia, (c) cigarettes, (d) items that encourage, promote, facilitate or instruct others to engage in illegal activity, (e) stolen goods including digital and virtual goods, (f) the promotion of hate, violence, racial or other forms of intolerance that is discriminatory or the financial exploitation of a crime, (g) items that are considered obscene, (h) items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction, (i) certain sexually oriented materials or services, (j) ammunition, firearms, or certain firearm parts or accessories, or (k) certain weapons or knives regulated under applicable law.
5. involve the sending, posting, or publication of any messages, content, or materials that, in PayPal’s sole discretion, (a) are harmful, obscene, harassing, or objectionable, (b) depict or appear to depict nudity, sexual or other intimate activities, (c) depict or promote illegal drug use, (d) depict or promote violence,  criminal activity, cruelty, or self-harm (e) depict, promote, or incite hatred or discrimination of protected groups or of individuals or groups based on protected characteristics (e.g. race, religion, gender or gender identity, sexual orientation, etc.) (f) present a risk to user safety or wellbeing, (g) are fraudulent, promote misinformation, or are unlawful, (h) infringe the privacy, intellectual property rights, or other proprietary rights of any party, or (i) are otherwise unfit for publication.
 
>Venmo
Fucking lol. I dipped As soon as they forced you to use your SSN. Been getting constant emails begging me to come back, offering free money and shit. Cash or bust nigger.


I know absolutely fuck all about money handling laws, but surely that's not enough. Just because a company happens to have your financial info on hand doesn't mean they can just do whatever the fuck they want with it. I mean shit, if this is legal then any place you've ever done business with can just implement whatever the fuck TOS update they want as an excuse to scrape money out of your account. "We at Wal-Mart just implemented a 30 day no business penalty fee, every 30 days you don't come to our store we charge you $100. Eat shit goy."
When was the last time you read the Terms and Conditions of, say, your bank account?

Chances are, you received the disclosure and promptly clicked out of it or threw it in the trash.

Even if you didn't read it, they're in the clear as long as they sent it to you. And they're counting on you not reading it, because you have better things to do than comb through pages and pages of legalese. This is what corporate lawyers get paid big bucks to do.
 
While not quite similar to credit card companies severing ties with certain websites in order to make transactions more difficult (ie: making it harder for supporters to donate to the website) under thinly-veiled pretenses or as a punitive measure (eg: PornHub), Paypal's willingness to engage with what is ostensibly thievery is horrifying. Who judges misinformation? Is Paypal going to refund the person if it turns out the person was factually correct but politically incorrect the entire time? Probably not.

This smells like lawsuit bait.

Either way, Paypal's action is another reason why the centralization of payment sites/methods is never a good thing.
 
"Misinformation" really is the Oligarchy's new favorite word, isn't it? They must think it really works around that pesky 1st amendment. I look forward to/pray that upcoming legal challenges will properly bitchslap them and remind them that isn't the case.
Come back in ten years when its all about "malinformation" which is new-speak for inconvenient facts.

I'm not even joking, thats what they call it.
 
Would've been yeas ago, but that's somewhat different is it not? The money is in the bank's vault so it's theirs, that's not shocking.
Not necessarily. They only keep a fraction of what they have in deposits on hand. Your bank account balance is just how much you have given them, and thus, how much they owe you.

Point is, their asses are covered as long as they somehow notified you of the changes. Doesn't matter if you didn't read them.
 
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“Under existing law, PayPal has the ability as a private company to implement this type of viewpoint-discriminatory policy,”

No. No law in existence gives them any such right. Under no circumstances whatsoever is what paypal is doing here even remotely legal or legally enforceable. You do not get to arbitrarily steal $2500 from a customer under any circumstances, no matter what you tried to slip into your tos. Let alone 'at your sole discretion'

This is all kinds of illegal and it will get them sued if they try to do it
 
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