Business New PayPal Policy Lets Company Pull $2,500 From Users’ Accounts If They Promote ‘Misinformation’

By Ben Zeisloft
Oct 7, 2022

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Avishek Das/SOPA Images/LightRocket via Getty Images


A new policy update from PayPal will permit the firm to sanction users who advance purported “misinformation” or present risks to user “wellbeing.”

The financial services company, which has repeatedly deplatformed organizations and individual commentators for their political views, will expand its “existing list of prohibited activities” on November 3. Among the changes are prohibitions on “the sending, posting, or publication of any messages, content, or materials” that “promote misinformation” or “present a risk to user safety or wellbeing.” Users are also barred from “the promotion of hate, violence, racial or other forms of intolerance that is discriminatory.”

The company’s current acceptable use policy does not mention such activities. The Daily Wire reached out to PayPal for definitions of the added terms, although no response was received in time for publication.

Deliberations will be made at the “sole discretion” of PayPal and may subject the user to “damages” — including the removal of $2,500 “debited directly from your PayPal account.” The company’s user agreement contains a provision in which account holders acknowledge that the figure is “presently a reasonable minimum estimate of PayPal’s actual damages” due to the administrative cost of tracking violations and damage to the company’s reputation.

“Under existing law, PayPal has the ability as a private company to implement this type of viewpoint-discriminatory policy,” Aaron Terr, a senior program officer at the Foundation for Individual Rights and Expression, explained to The Daily Wire. “Whatever motivation PayPal has for establishing these vague new categories of prohibited expression, they will almost certainly have a severe chilling effect on users’ speech. As is often the case with ill-defined and viewpoint-discriminatory speech codes, those with unpopular or minority viewpoints will likely bear the brunt of these restrictions.”

The move comes days after PayPal canceled three accounts linked to Toby Young, a commentator who runs a nonprofit called Free Speech Union. The organization has defended clients such as actor and comedian Russell Brand, who recently moved his show from YouTube to Rumble in reaction to censorship from the former platform.

Roughly one-third of Free Speech Union members rely upon PayPal to process their membership dues — although the company gave no explanation to Young for the suspension beyond mentioning a breach of the acceptable use policy. PayPal later restored the accounts after receiving criticism from lawmakers and apologized to Young for “any inconvenience caused,” according to a report from The Telegraph.

Platforms such as Amazon, Twitter, and Facebook have formerly censored conservatives and others who subscribe to heterodox positions on controversial social issues, including transgenderism and homosexuality. GoFundMe seized millions in funds raised for trucker protests in Canada earlier this year, while Google recently began suppressing search results for crisis pregnancy centers.

“These kinds of policies are unwise, threaten free speech, and invite legal risk,” Jeremy Tedesco, vice president of corporate engagement at Alliance Defending Freedom, told The Daily Wire. “When companies apply policies to restrict the religious speech of their customers, they could run afoul of prohibitions on religious discrimination that exist in many state and federal laws.”

PayPal has also sanctioned Gays Against Groomers, a group that opposes the sexualization of children, as well as evolutionary biologist Colin Wright and journalist Ian Miles Cheong. The company featured a rainbow-colored banner on its social media platforms during the month of June affirming that the platform is “open for all” — and PayPal U.K. still sports the banner.

“Whatever PayPal’s intentions may be, censorship and chilling free speech is precisely the effect of these kinds of vaguely worded policies,” Tedesco added. “We’ve seen social media companies use similar policies to stifle free speech on their platforms. We can expect a similar outcome with PayPal.”

Source (Archive)
 
And it's "misinformation."
That really only begs the question of what slimy, dishonest, double-talking, academic-certified horseshit excuses they'll use to draw a distinction between "dis" and "mis" information?

And then make it so only ONE is bannable.

And then? Well darn, wouldn't you know it? Every leftist only ever seems to commit the "technically okay" kind while every righty does the "BAD" kind!
 
Penalty clauses are generally not enforceable under contract law. It looks like they're trying to weasel it through by claiming that $2500 is a reasonable forecast of the harm to Paypal, but that's going to be a super-difficult claim to prove in court when someone sues them for conversion, especially when it's part of the fine print of an adhesion contract.
 
One of these days I'm going to build a forge and start minting my own coins so I have a currency completely uncontrolled by the tyrants from the government and corporate world.
Make sure when you mint them, you don't put a guy on there who will rape his mother six months later...
 
Not even trying to hide it anymore. PP is a criminal scam organization who looks for little technicalities or no reason at all to steal as much money from people as they think they could get away with! PayPal are scammers!

Deliberations will be made at the “sole discretion” of PayPal and may subject the user to “damages” — including the removal of $2,500 “debited directly from your PayPal account.” The company’s user agreement contains a provision in which account holders acknowledge that the figure is “presently a reasonable minimum estimate of PayPal’s actual damages” due to the administrative cost of tracking violations and damage to the company’s reputation.

If that last part isn't the most backwards, insane and chilling indictment of modern society, i don't know what is. First off, IT IS NOT your job to morally police what people use money for, you just opened yourself up to a whole world of bitching and whining now that you claim to want to. Have fun with that. Secondly... Assuming for a second that it actually does... It would never have if you didn't open the door to censorship in the first place. It was none of your business until you made it such. Once you opened the door directly linking you to the uses and users of your services, there was no turning back in the eyes of the MSM and activists. (to be more specific, they then had you buy the balls and could argue implicit endorsement now with a straight face)

This is ideological totalitarianism. They are trying to shut out and punish every and any person who doesn't give into their ideology or dares to speak against even outside it.

The most terrifying thing about this is that unlike other money services who police the use of their services, PP doesn't have any content or hosting aspect to their services, so by definition this is all about off-site conduct and since it isn't even really anything more than a strict PP, the type of conduct they are talking about includes simple opinion. In the very BEST of cases, this opens up the door to randomly stealing people's money and shutting them out of the service for having the wrong opinions whenever and to whomever they feel like. In a worse case, systematically ruining everyone they disagree with or don't like. Including normal people.

We need both a completely legally neutral, if not official, payment system, as well as some sort of financial services impartiality/neutrality act.. full stop! FS are EVERY bit as important as water, power etc. And especially if the world is going to be pushed more and more to digital currency! In fact a lack of legally mandated service/neutrality should be a non fucking starter for digital currency in the first place!

EDIT:

Also I see people using the "it's their right" and "OMG ToS" talking points. I remind everyone that modern ToS's are on much less than simply shaky ground legally, and many are outright counter to explicit legal precedence. This is why companies do everything in their power to prevent things from going to court and in the cases where it does, settle settle settle! (If you want a look into just how extreme PP is in this regard, then take a look at this thread) The modern corrupt lawyer establishment has done everything they can to scare people into always giving into the settlement system, allowing a de-facto secondary legal system on this issue. (much like they did with sexual harassment, where the public standard would never stand up in court and in some cases have already been tested, yet everyone still settles allowing insane standards to be maintained) Many aren't even willing to be paid to fight such cases out.
 
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Make sure when you mint them, you don't put a guy on there who will rape his mother six months later...
I personally support using motherfuckers as currency.

Back to the lecture at hand...

1. What if I use Paypal to buy cheese pizza from some chomo? Do they take $2500 out of my account then? Or is the $2500 only for me saying that the coof jab fucked up my cycle?

2. Whatever happened to access to banking being a liberal value? 10 years ago it was au courant in left-wing circles to support the idea of postal banking, where you could do shit like cash checks or open a savings account. This would help blacks, crackers, and other people who can't pull it together to get a real bank account. But now we're limiting people's access to banking because we don't like them.

Fascism.
 
Totally forgot about this:

In July 2021, PayPal announced a plan to collaborate with the Anti-Defamation League's Center on Extremism, the League of United Latin American Citizens, and several other nonprofits to analyze its users' transactions in order to investigate the finances of extremist and hate groups in the United States and share the results with law enforcement, policymakers, and other financial corporations;[218][219][220] the ADL's CEO, Jonathan Greenblatt, stated that this initiative is meant to help "mitigat[e] extremist threats"[219] and to "help disrupt those activities."[220]

So this kind of thing was clearly on the way.
 
“Under existing law, PayPal has the ability as a private company to implement this type of viewpoint-discriminatory policy,”

No. No law in existence gives them any such right. Under no circumstances whatsoever is what paypal is doing here even remotely legal or legally enforceable. You do not get to arbitrarily steal $2500 from a customer under any circumstances, no matter what you tried to slip into your tos. Let alone 'at your sole discretion'

This is all kinds of illegal and it will get them sued if they try to do it
"We've changed out terms of service to state that all of your money is now our money. By reading this, you have agreed to accept these terms."

Here's an idea though. The wording of the """agreement""" seems to make it seem like PayPal is somehow liable for misinformation spread by people taking payments through their service.
So, let's sue them. Fuck these niggers.
 
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Remember, if you want to send cash to someone, put it in between multiple pages in a hardback book. Also, (depending on how serious you are about this) you could scatter stainless steel dust (or if you are serious about it, tungsten dust) inside the book in order to further fuzz the post offices x-ray scanner. Yes, they do x-ray your mail, even sent inside the country. I have a glowie relative who worked for a 3 letter agency whose job it was to scan and fuck with the mail of people who were on some sort of list (miserable fuck saw no problem with it). Never put anything in that will completely block the x-rays, that just gets your package opened and manually inspected. Always look at the bottom of a box that was sent in the mail if you want to know if it was opened for inspection, they open most packages upside down since they know most people will never check the bottom for tampering. You have to look carefully, they are good at making it seems like nothing happened to the package, but nothing is 100%.
 
“Under existing law, PayPal has the ability as a private company to implement this type of viewpoint-discriminatory policy,”

No. No law in existence gives them any such right. Under no circumstances whatsoever is what paypal is doing here even remotely legal or legally enforceable. You do not get to arbitrarily steal $2500 from a customer under any circumstances, no matter what you tried to slip into your tos. Let alone 'at your sole discretion'

This is all kinds of illegal and it will get them sued if they try to do it
Except two things: they aren't a bank, so a lot of financial regs don't apply to them, and until you withdraw the money, it's actually theirs. This is how they get away with so much of their shit. They arent taking your money; their not letting you have some of their money.
 
  • Horrifying
Reactions: AnotherPleb
Paypal appears blissfully unaware that the banks had to repay abitrary charges this time last year, netting long term customers thousands in refunded overdraft "administration charges". It's one of the reasons banks have moved to reframe overdrafts as "short term loans" and administer them as such.

The courts were unambiguous: businesses cannot issue fines dressed up as fees, which is exactly what Paypal appear to be trying to put in place here.

Clearly they are hoping to use this against "deplorable neo-nazis" and sidestep the law altogether. As if anyone who hasn't been banned from paypal and youtube has anything "dangerous" worth listening to anyway.
 
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