Live updates: Brush fire burns in Pacific Palisades as Santa Ana winds blast Southern California - Live video at link

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Most surprising part about the insurance stuff is that their isn't a regulation that states if they are covering x amount then they must have y amount on hand with annual stress tests done.

For all the regulations about how people must have insurance their sure as fuck doesn't seem to be any regulations on the insurance companies providing a service.
 
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Onepumpplumpchump said:
Do we think the mayor or anyone is actually gonna get in trouble over this mess. Personally I don't see it happening with how corrupt California government is.
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To paraphrase a quote from early GamerGate: The Californian Government investigated the Californian Government and found the Californian Government did no wrong. Source: The Californian Government.
 
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Jace on ice said:
It's Twitter so massive grain of salt but Califags are already reporting that companies are already cold calling them and offering 200k for the plots where their 3 million dollar houses used to be.

The globohomo/blackrock harvest has begun.
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That trick works when a poor person loses their house and is desperate for money.

It doesn't work on millionaires who will tell you to fuck off for lowballing them.
 
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Jimjamflimflam said:
For all the regulations about how people must have insurance their sure as fuck doesn't seem to be any regulations on the insurance companies providing a service.
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Insurance is probably the most over-regulated industry in the US. Every state has their own set of stupid rules and mandates.

In this case your regulations are the problem not the solution.
 
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Yaniv’s Hairy Balls said:
I’ll do the good southern thing and donate what I can when I can but I won’t weep for the people who would happily clap as my entire family drowned in a mudslide bc someone MIGHT have voted for Trump.
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My personal view on donations to disaster shit are do NOT donate to the fucking Red Cross under any circumstances. This is a scummy scam operation that has all the money it needs and yet relentlessly shill themselves any time a disaster happens anywhere, then they don't spend the donations on the actual disaster but just pocket them and do what they were going to do anyway.

I think the best targets for donations are LOCAL food banks run by LOCALS to the area who have been serving that population for decades. Don't send them food or other bullshit, unless they're specifically asking for that (they won't be), but what they're asking for, which is almost always going to be MONEY.

You can be pretty sure if you're donating to local charities that are run by locals, that the people actually in the disaster area are getting your help, not some asshole in D.C. getting paid an executive salary to do absolutely jack-fucking-shit.

tl;dr FUCK THE RED CROSS NEVER DONATE TO IT.
 
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Yours Truly 2095 said:
I'm not strictly talking about California here. CA is actually high risk for fire in areas as is obvious. What I'm saying is, insurance companies don't actually want customers like you think they do. They are getting very particular and petty and actively looking for reasons to drop people who aren't in risky areas, because to them simply the age of a home is risk. They will send people out to your house and find reasons to drop you. It's an epidemic right now. I have seen them deny covering a home with a metal roof simply because it was 10 years old. It's getting ridiculous. Is it fully their fault? No, of course not. However it is something that if you bought a house years ago you wouldn't know is happening, until it does to you. It's making buying any non new construction home harder even when it's really good shape and taken care of. It's making buying a fixer upper almost impossible unless you're not financing at all.
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Isn’t this just a sign that home prices are over-inflated and the permitting situation is so ridiculous that it’s stopping people from tearing down shitty old houses and building new ones? Also, isn’t this just a natural check on home prices?

Reminder that pre WWII people used to spend roughly 10% of their income on shelter.
 
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Not Really Here said:
It's in the top 10 of the most heavily regulated industries in the US.
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SaidNoOneEver said:
Insurance is probably the most over-regulated industry in the US. Every state has their own set of stupid rules and mandates.

In this case your regulations are the problem not the solution.
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As regulated as they may be they still seem to fuck over the average consumer on a regular bases.

I may be Joe retard on this but I keep seeing large numbers tossed out about devastation the fire caused and how it's going to be impossible for insurance and reinsurance to cover it all. All I can wonder is how, when they operate on such large volume are they not able to cover a disaster that their number crunching nerds could forsee as happening.
 
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I haven't seen many updates here on the person that was arrested on suspicion of arson, but I did come across an article released earlier this morning https://www.the-independent.com/new...thrower-la-wildfires-california-b2677196.html.

Here's a few choice quotes:

According to a witness, the man is believed to be in his mid-20s and speak Spanish as his first language.
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Locals who spotted the suspect and called 911 rallied together to corner the man, before binding his wrists with rope and zip ties and holding him down until police arrived.
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“He had a propane tank, or a… it was a big yellow tank, like a flame-thrower basically. The neighbor said he saw the guy behind a van, trying to light something on fire,” she continued.
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The NY Post (https://nypost.com/2025/01/09/us-ne...s-being-probed-as-arson-1-in-custody-reports/) has some additional details in their coverage:

The unidentified suspect was seen riding around Woodland Hills on a bicycle on Thursday afternoon setting fire to several old Christmas trees and garbage cans at the same time as the Kenneth Fire started, locals said.
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Newsweek (https://www.newsweek.com/california-fires-suspect-lapd-arson-arrest-2012894) has a picture of his "flame-thrower" which looks like a regular torch to me.

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There's still a lot unclear about what has happened and according to the first article the suspect claimed his "flame-thrower" was to light a joint since he couldn't afford a lighter. I'm not sure how he could afford a torch in that case, but that's what has been claimed. No motive has been presented yet, but there's a good possibility that he wanted to start a fire to cause people to evacuate so that he could loot homes. The police haven't released anything about the mans identification yet, but part of me suspects it's because he doesn't have any and they have no clue who this person is yet. If it turns out that he's an illegal immigrant Trump is going to have a field day with this.
 
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Jimjamflimflam said:
As regulated as they may be they still seem to fuck over the average consumer on a regular bases.

I may be Joe retard on this but I keep seeing large numbers tossed out about devastation the fire caused and how it's going to be impossible for insurance and reinsurance to cover it all. All I can wonder is how, when they operate on such large volume are they not able to cover a disaster that their number crunching nerds could forsee as happening.
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Right, cause “regulation” doesn’t have a positive or negative value. Leftoids want to load it with a positive connotation so you don’t complain about their moves to control everything in the world, but some regulations really are completely stupid and useless
 
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