The NYU sponsored student health insurance plans, administered by Wellfleet Group, LLC, are designed to provide reasonably priced healthcare coverage. The student health insurance plans supplement the free services (as does any other health insurance) provided at the SHC. The plans cover most medical treatments and procedures provided at the SHC, for which there is a fee, as well as national coverage for medically necessary healthcare services.
All matriculated students are eligible for enrollment in the Insurance Plans sponsored by NYU. See
Voluntary Enrollment section for more information about dependents and other eligible enrollees.
The NYU sponsored student health insurance has two plans designed to provide reasonably priced healthcare coverage:
- Basic Plan
- Comprehensive Plan
The Basic and Comprehensive Plans cover the same medical and mental health services. However, they have different:
- reimbursement levels,
- coinsurance,
- out-of-pocket expenses,
- and premiums
Both plans offer coverage for services rendered by healthcare providers who participate in the Cigna OAP network.
To search for Cigna OAP providers visit the Cigna website. Out-of-network providers are also covered but at a lower reimbursement level.
Please note:
The SHC is in-network under the NYU sponsored student health insurance plan underwritten by Wellfleet New York Insurance Company as well as United Healthcare commercial products and the Oxford Freedom and Liberty networks for medical/surgical issues only (out of network for mental health issues). The SHC is out-of-network for all other insurance plans and is considered out-of-network under all other plans which utilize the Cigna network.
(See Referrals/Authorizations section below)