It's always credit fraud with niggers. They really think they're being slick. They're so shit at everything, they don't even make good criminals.
I knew a guy extremely well who was dick deep into fraud. Specifically card based fraud jack-potting ATMs and he caught a long federal sentence because in the simplest terms he got greedy/lazy.
If you throw your morals in the trash fraud has two basic problems to overcome. The first being you must be savvy enough to defeat the automated electronic roadblocks in place designed to stop you. The second being you must understand how to obtain or properly negotiate for the raw sources to commit fraud.
I won't comment on the average persons ability to be able to understand automated anti CC fraud functions like geographic locations triggering freezes, how data is actually stored on a card EMV chip and why it's nearly impossible to the tech ignorant to just copy/paste from that EMV; IP addresses/ISPs in online purchases not matching, dollar amount auto flagging. People get away with CC fraud and similar all the time if they know how it works. It somewhat disappeared when mag stripes were phased out. The oldest trick ever was writing legit tracks onto a random card either gift card or the thieves recycled card they had a matching ID for.
I remember that Texas Roadhouse one, textbook nigger with a goldfish brain memory.
He nailed it right there. To the nigger mind the credit card company comes knocking at the 30 day billing cycle. I'd say 60% of niggers don't even have real credit cards just debits or prepaid. The 0.25 seconds it took to automatically flag, decline and inform the merchant point of sale does not occur to him. The same way you could bounce a check 30 years ago it would take at least a week, now financial institutions move too fast for that. So if your transaction takes an actually face to face requirement, you are already the patsy someone snagged data from, sold to someone else who sold to you. It's like fake currency it's worthless unless you can launder it and whoever is dumb enough to launder it carelessly enough to get caught usually goes to jail first.
As far as my understanding how to obtain raw data used in fraud is well beyond most niggers. This is also something niggers get surprising (to them) long sentences for as they can copy card data from a POS retail job if they are working a register and move quick with a cell camera, maybe even get the billing address if they retail location has a frequent customer account. At the end of the week it all comes back to a dozen cards all hit with fraud attempts used legitimately previously at this one specific retail location at this one register all cards being used when Shartesia was on shift. They review the video and see her sneaking a cell pic of the card or trying to clone NFC data, accessing customer info for no necessary reason. Naturally management and law enforcement ambush her, sweat her and find out her baby daddy told her the A-rabs at the liquor store would give him a whopping $20 every CC account with full info he provided.
My point being theft is wrong and when niggers are involved in CC fraud they are the ignorant patsies working for chump change who don't understand how to obtain exploitable data or use it, that's why they sit around suspicious of nothing that a 5 minute food order is taking over 60 minutes, stalling them till the cops show up. In addition the race card makes them think they are invincible due to the lower dollar amount representing the punishment of the crime. fucking with financial institutions isn't like loading $400 shit from Walmart into your shit-wagon 2006 Chevy Impala and peeling out. Niggers will attempt non violent financial crime when talked into it. You watch all the bank fraud attempt police videos, bad checks, ID theft, fake car financing etc, they typically find a patsy. Someone easy to manipulate.
Ultimately niggers decide it's easier to just rob someone with a firearm or bash an old lady with a stick, steal her purse.
My all time favorite was the fat nigger sow who committed CC fraud for a cruise. She's stuck on a boat, a boat owned by the company she committed fraud against, she gives the worst fucking story ever when confronted. It's obvious the PD just wants the person who helped her commit the crime as she's not smart enough to do the had part. If it takes 1 second for Visa/Mastercard to inform the merchant, WTF was she planning on doing? Hiding in the Engineering deck for the week long cruise?
Thread tax:
BPD hoe, one night stand turns into a series of statements how we should deport all Africans ending in crazy BPD activity.