This is the tweet he posted after visiting visa.
Via google translate:
We met with VISA headquarters (USA) regarding a series of credit card regulations. We do not make value judgments on transactions of legal content. The head of the headquarters stated clearly that they have never issued instructions to restrict transactions using specific terms.
On August 1st, we visited VISA headquarters (San Francisco, USA) and met with the head of the headquarters regarding a series of credit card regulations. The meeting took place in a conference room at the headquarters in San Francisco, with the Chief Risk Officer, Vice President Payments Policy, Global Government Engagement, and Global Policy in attendance.
The gist of the meeting is as follows:
- We make legal judgments about transactions, but do not make value judgments about legal content.
- With regard to adult content, we have established universal standards, namely, 1) that age rules are observed (it is not child pornography) and 2) that it is provided with consent, and we make judgments based on those standards, but we do not set standards for content and do not make judgments.
・Regarding VISA regulations, the headquarters only determines the standards, and does not make judgments (judgments are made by the field).
・VISA headquarters has never issued instructions that content containing specific terms (keywords) should not be handled.
The executives at VISA headquarters carefully explained VISA's Integrity policy to me, and also carefully answered my questions regarding the series of credit card regulation issues.
Regarding the pros and cons of value judgments, for example, in the United States, there are socially divided opinions regarding guns, but I was told that VISA does not make value judgments about them.
I was promised to continue talking with them, and that they would continue to deal with any unclear areas or problems.
This time, VISA headquarters' policies and intentions have been made clear. In the future, I would like to check with the card acquirers (merchant contract companies) and payment processing companies, which are thought to be in the field, in order to respond to credit card expression regulations.