S.401 - Fair Access to Banking Act

[Maxtrot]

Most people would have worse diets than a Japanese serf if they had to pay for food in cash.

The diets are already that bad. Quality of product is lowering to reduce costs and drain the last pennies out of your wage that can barely cover the essential necessities. Even the undisputed king of goyslop, fast-food, has become too unaffordable.

 

[Maeis]

GOD DAMN IT NOT AGAIN! You're like the dark @DSHK with this shit.

Look I can't help but sperg about this shit. Lolicons are nowhere near as bad as irl pedos and it causes me so much mental disconnect when I hear it.

 

[Maxtrot]

Look I can't help but sperg about this shit. Lolicons are nowhere near as bad as irl pedos and it causes me so much mental disconnect when I hear it.

ur only gonna ruin whatever case you're trying to make by coming into a volatile thread with hot takes that'll cause usual suspects to get uppity
kill the bankers, kill the payment processors, kill big tech and then we'll discuss child porn or whatever

 

[Maeis]

ur only gonna ruin whatever case you're trying to make by coming into a volatile thread with hot takes that'll cause usual suspects to get uppity
kill the bankers, kill the payment processors, kill big tech and then we'll discuss child porn or whatever

100%

The diets are already that bad. Quality of product is lowering to reduce costs and drain the last pennies out of your wage that can barely cover the essential necessities. Even the undisputed king of goyslop, fast-food, has become too unaffordable.

It feels insane if I can have a meal (a side, main, and a drink) for less than ten dollars.

 

[AltisticRight]

Charging stations with a dozen ports and high wattage for fast charging?

Spoiler: Infrastructure sperging

We just suck at infrastructure building. Westoids will gloat about the few (but obviously bad) cases of bad construction practices and ghost cities due to corruption without realising China built more of that shit than probably the rest of the world combined so it makes sense that a few were lemons. There's ghost towns and abandoned projects all over the place, serving as a reminder of unsustainable real estate projects.

These networks work in China because the CPC supports it and China has the manpower to make it happen. While we're whining about automation potentially causing job loss, China fully embraces it. Infrastructure projects have a lot less red tape compared to us, especially since a lot of infrastructure giants are owned, or co-owned by the state. It's a type of subsidy in a way. It's similar to how America bailed out nasty fraudulent banks. I'd say China got the better deal. China benefits the most from decreasing pollution and they have the ability to try even the most batshit insane renewable fantasies such as using concrete blocks suspended in the air as a "kinetic energy" battery. A colleague called the idea "something nobody would ever do" and I simply said "China probably will try it". 5 seconds of google showed they're building one of these stupid things.

It just won't work outside of China because we lack funding, discipline and motivation to make them happen. Ultimately the state is accountable to the people. Billions of tax payer money can't just get dumped into vanity projects because they might work. In China's case, even if it doesn't work, it will serve as a monument to bolster national pride. That won't fly here. In some way, the markets are freer in China.

An "everything" app like WeChat doesn't make sense in America. Uber Eats is about as close to an "everything" app considering it now has the scale to order literal stationery from Staples or CVS in addition to overpriced junk food. Cost is the limiting factor. @AltisticRight is a better person to talk about this, but transaction fees in China are comparatively cheap relative to America. What impetus is there for Meta to go all-in on the "everything" app paradigm between Facebook, Instagram, and WhatsApp in America, when payment processor fees will eat into their profits and everyone's charging their own markup to offset their losses? WeChat is the undisputed titan of China, but other apps like Alibaba, RedNote and Douyin have similar marketplace or even payment processor features, Even if we try doing 1:1, other companies will scramble to scale upward for diminishing returns.

It really doesn't. Both culturally and fiscally, something like this will not work.
East Asians are used to unintuitive cluttered abomination of a GUI on their systems. Just look up the rice cookers and blenders they have. Why the fuck does a rice cooker or a blender need all these stupid buttons? I want just a timer on my rice cooker and a timer with some buttons for speed on my blender.
WeChat and Alipay are unnavigable cluttered messes, but surprisingly intuitive for those raised in East Asia. My grandpa can use WeChat and Alipay better than I do. I look at the interface and want to uninstall it.

Our banks typically charge 3% plus a 30 cents transaction fee. They do everything they can stop alternative payment methods that try to circumvent the upcharge. China's transaction fees are a lot lower but I think it's not that relevant. We just prefer to have clean applications dedicated to a handful of functions instead of one idiotic central garbage heap app that's completely unaccountable, doing God knows fucking what. Would anyone want a psychotic deadbeat nigger like Elon Musk have the ability to track their purchases, where they had dinner and bought groceries? Fuck no.

 

[femboy fart huffer]

Josh should still ask. He can't be picky. He needs a megaphone. It doesn't matter if a jeet is saying it, as long as the message of PAYMENT PROCESSORS ARE FUCKING SATAN AND RAPING YOU IN THE ASS is being broadcast, it's all worth it.

Does the average slop watcher have the mental capacity to understand that the payment processor monopoly is a bad thing even if it's laid out to them clearly? And will the group of people known for pumping out poorly researched dogshit be able to explain it properly anyway? If it doesn't immediately impact them or threaten something they love then I doubt any of them will give a shit. 'in the future this thing has a chance to ruin the entire world' means nothing because they will just say that oh well that's in the future and it might not happen, even if it's fucking clear that it will. I mean just look at this thread, one of the few places online where you can call someone a retarded nigger for being such, a place that normally is known for reading long posts and the ability to think, yet it was instantly derailed for the majority of it by someone going muh heccin womarinos despite it being pretty clear that that person has already been called a retarded nigger and saying it again adds nothing other than bloat. I'm not saying that trying is useless, the best way to deal with a nihilist is to shoot them and all that, but if I had to put my faith in fixing society in the hands of not just the general public but the mouthbreathers that watch slop content then fucking hell god help us I think glassing would be favourable. People who watch muta will bang on about misgendering the sex offender and all that shit, they'd see this and just assume it's some niche nazi or paedophile bullshit because they are incapable of seeing the writing on the wall until it hits them.

 

[WelperHelper99]

Does the average slop watcher have the mental capacity to understand that the payment processor monopoly is a bad thing even if it's laid out to them clearly? And will the group of people known for pumping out poorly researched dogshit be able to explain it properly anyway? If it doesn't immediately impact them or threaten something they love then I doubt any of them will give a shit. 'in the future this thing has a chance to ruin the entire world' means nothing because they will just say that oh well that's in the future and it might not happen, even if it's fucking clear that it will. I mean just look at this thread, one of the few places online where you can call someone a retarded nigger for being such, a place that normally is known for reading long posts and the ability to think, yet it was instantly derailed for the majority of it by someone going muh heccin womarinos despite it being pretty clear that that person has already been called a retarded nigger and saying it again adds nothing other than bloat. I'm not saying that trying is useless, the best way to deal with a nihilist is to shoot them and all that, but if I had to put my faith in fixing society in the hands of not just the general public but the mouthbreathers that watch slop content then fucking hell god help us I think glassing would be favourable. People who watch muta will bang on about misgendering the sex offender and all that shit, they'd see this and just assume it's some niche nazi or paedophile bullshit because they are incapable of seeing the writing on the wall until it hits them.

Considering Muta just put out a pretty well received video with many of Josh's talking points, I'd say yes. People are angry about what happened on steam and are willing to learn. Not everyone has to be a genius. But as long as the right people hear it, they will become redpilled on the topic and future assets. Don't assume everyone is stupid. It's unbecoming.

 

[Necrosan]

Does the average slop watcher have the mental capacity to understand that the payment processor monopoly is a bad thing even if it's laid out to them clearly? And will the group of people known for pumping out poorly researched dogshit be able to explain it properly anyway? If it doesn't immediately impact them or threaten something they love then I doubt any of them will give a shit. 'in the future this thing has a chance to ruin the entire world' means nothing because they will just say that oh well that's in the future and it might not happen, even if it's fucking clear that it will. I mean just look at this thread, one of the few places online where you can call someone a retarded nigger for being such, a place that normally is known for reading long posts and the ability to think, yet it was instantly derailed for the majority of it by someone going muh heccin womarinos despite it being pretty clear that that person has already been called a retarded nigger and saying it again adds nothing other than bloat. I'm not saying that trying is useless, the best way to deal with a nihilist is to shoot them and all that, but if I had to put my faith in fixing society in the hands of not just the general public but the mouthbreathers that watch slop content then fucking hell god help us I think glassing would be favourable. People who watch muta will bang on about misgendering the sex offender and all that shit, they'd see this and just assume it's some niche nazi or paedophile bullshit because they are incapable of seeing the writing on the wall until it hits them.

I don't mind shaking the hand of a coomer or a tranny once for the greater good, if that's what I have to do then I totally would then I can wash my hands with Freedom Soap™. All we can hope is that they think the same way.

It needs reach and they have it but they would also benefit from it too.

 

[Null]

for no reason what so ever i went shooting today and got to have a conversation about payment processors with one of the guys at the store. I had noticed that he had a "4% surcharge to card payments" and I asked if that was permissible now. They changed the rules: if you add a surcharge for card payments, you have to place signs in a bunch of different places warning you about it, and you have to apply the surcharge the same for each card network.

He said that they recently changed processor because the last one they had was taking a huge % as a high-risk processor, which was costing them $80,000 a year. The new one charges about $8,000 as a flat fee for high-risk.

If I talk to businessmen I'll ask about their payment system just out of curiosity, as "field research," and I have never once heard a positive or even neutral response. They all sigh and get aggravated just thinking about the bullshit they go through to keep their shit together.

 

[ZazietheBeast]

The worst part of all this, is you are treated as a criminal for the crime of expressing a different opinion. People are now forced to act like smart criminals just to get around this shit. Always diversify your assets. Be it rocks, legos, pokemon cards or other objects of value. Or things that will be valuable when certain events fly.

We really need another Andrew Jackson. Motherfucker killed the bank because he knew the disaster they wrought upon the country. In fact, the US became ultra-prosperous after he got rid of that wretched institution.

 

[StacticShock]

I dont think poodahar wants anything to do with josh lol

honestly i think it's the other way around, probably for sanitary reasons.
also there is many culturewar grifters that are focusing on the feminists rather than payment processor, i shown endimyion's video about it in another thread and the retared doesn't touch the payment processors, it's only focused on the feminist group and how they might be sweet baby 2.0 shit.

 

[harbringer883]

honestly i think it's the other way around, probably for sanitary reasons.
also there is many culturewar grifters that are focusing on the feminists rather than payment processor, i shown endimyion's video about it in another thread and the retared doesn't touch the payment processors, it's only focused on the feminist group and how they might be sweet baby 2.0 shit.

Turns out its easy to distract the goy with shiny new culture war item so they dont focus on the real problem

 

[Colon capital V]

>Erm... you want people to have the freedom to receive any payment?
>So you're saying pedophiles and child rapists should be given money?
>Wow can't believe you would support pedoforks, clearly another nazi bigot L from the trans killing murder site. Opinion discarded.

None of the above is a joke btw, someone has/will say this.

 

[General Kalani]

honestly i think it's the other way around, probably for sanitary reasons.
also there is many culturewar grifters that are focusing on the feminists rather than payment processor, i shown endimyion's video about it in another thread and the retared doesn't touch the payment processors, it's only focused on the feminist group and how they might be sweet baby 2.0 shit.

Feminists are annoying but the payment processors are the real villains.

 

[Necrosan]

None of the above is a joke btw, someone has/will say this.

I would love to see who since trannies are also being affected by this and they love the anti-capitalist LARP so I can't see them rooting for the trillion dollar companies.

There are no soccer moms anymore, the church barely has a say in anything and the people that would've run cover for them before also hate their guts now.

Everyone is so overexposed to porn and depravity right on their faces that it makes people question why ban fictional porn instead of the real thing that's easily accesible (OnlyFans, hell, Instagram has nudity in it too).

I honestly feel this is a great time for people to look into it, maybe I'm omega whitepilled but I feel like all this needs now is exposure. I know this isn't about porn but it is, at least right now, the reason why people are looking into the who's and why's.

 

[LarpBait]

Most people would have worse diets than a Japanese serf if they had to pay for food in cash.

How? can you not take money out of your bank account? I take cash out for monthly expenses and just subsist off that while getting paid to my bank. I only ever resort to debit card on internet transactions.

 

[888Flux]

How? can you not take money out of your bank account? I take cash out for monthly expenses and just subsist off that while getting paid to my bank. I only ever resort to debit card on internet transactions.

PL but all my grocery store visits are done in cash. It's one of the best budgeting techniques there is. If you only go to the store with a $50 bill (or scale it up depending on the number of people in your household and the frequency you get groceries) you won't ever waste money. It forces you to be conscious about the things you buy.

When you are using a debit card, or throwing everything on credit shit gets fucked real quick. There has been a DRASTIC change in consumer habits starting in the year 2000 when credit cards came around.

 

[FinallyRealEmail]

Just chiming in that the business I’m active in is getting fucked by Mastercard atm. They’re going as far as paying secret shoppers and essentially just giving people money to see if we break some arbitrary rule. It’s to the point we’re trying to get a different taxid, but it’s pointless as we’re considered “high risk”. We pay over 100k a year and are looking at any options to get that number lower. Figured you might find that interesting for business poling.

 

[harbringer883]

>Erm... you want people to have the freedom to receive any payment?
>So you're saying pedophiles and child rapists should be given money?
>Wow can't believe you would support pedoforks, clearly another nazi bigot L from the trans killing murder site. Opinion discarded.
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None of the above is a joke btw, someone has/will say this.

In all fairness the troons already hate poodahar because of the keffals drama, so they will 110% say this and make it even more insufferable and retarded.

 

[Gorton Colu]

As a former bankfag, banks hate payment processors too. (People lump all banks together, but its usually investment banks that people hate the most.)

We had to deal with Visa bullshit all the time due to them attempting to screw over our business clients. Thankfully, the bank I worked for was big enough to shield our business clients somewhat, but it was a constant battle. Its why many businesses still use checks and ACH transactions as they bypass Visa and Mastercard.

Death to payment processors.