S.401 - Fair Access to Banking Act

[Sargon's wife's son]

ee it's almost like capitalism works.

Corporatocracy refers to a system or society governed or controlled by corporations, where business entities exert significant influence over political, economic, and judicial systems. It is characterized by the dominance of corporate interests in decision-making processes, often leading to a situation where corporations have more power than elected governments. We are not living in a capitalist society, that's why it sucks.

Welcome to the new era of techno-feudalism, enjoy the bugs.

That plow, the plum being said, is that has its own bag of problems. There needs to be a reasonable matter of regulation that banks can't just steal your money.

 

[Peasant]

yep, looks like the gooners are waking up and are preparing to crush the throats of payment processor monopoly niggers using their freakishly large gooning arms

Spoiler: A terrifying sight to behold.

 

[HalTurner]

As positive as that can potentially be, it doesn't change my desire for them to fuck off and die for violating the golden rule of leaving well enough alone.

Thats it right there. Its so fucking infuriating these stupid dipshits dont get it. It never stops. The rape game was disgusting and you know what? Most people didnt know it existed until everyone complained. Their entire argument about it is retarded too because if its normalizing sex against women then almost every single movie, tv show, and video game needs to be banned for normalizing violence in general.

It always starts with the worst of the worst and then it creeps up. This is ALWAYS how it goes and anyone being surprised by this should exile themselves from society. I despise these people so much.

 

[Sargon's wife's son]

It always starts with the worst of the worst and then it creeps up. This is ALWAYS how it goes and anyone being surprised by this should exile themselves from society. I despise these people so much.

You know, it's funny. There's an entire religion that normalizes sexual assault against women. What is it called? Islam.

 

[Private Tag Reporter]

The entire game is basically a mental breakdown simulator based on a leftist theater kid type being left in charge of a spaceship during an emergency or somesuch and everything going to shit in the worst ways imaginable.

Somehow you sold me on a game I thought was otherwise some shitty leftist trash. I'm probably going to play it now, thanks.

NGL I was feeling pretty blackpilled about the whole thing this morning since it seemed like the niggercattle can't get their head on straight between the jewsperging, womensperging, and faggotry earlier in this thread, but between anonymous senator taking this seriously, there being hope for the OCC fair access rule, and Lidl drip leaving lmao, I'm feeling pretty good about the outlook on things.

Not to mention Mouthwashing being an almost immediate escalation to point out to fencesitters to sell anyone still on the fence given that (afaik) it's "serious art" compared to porno games.

I'm feeling optimistic

 

[Colon capital V]

Update video this guy made on the Steam CC situation, currently sitting at 500k+ views.
They're NOOOOOticing.

PreserveTube
Unfortunately he links to that shitty Change.org petition instead of the Fair Access Act, someone tell this nigga to point people in the right direction.

 

[HalTurner]

I'm feeling optimistic

I actually am too. Most people seem to recognize this isn't about your own morals or video games. Its about the fucking idea in general with payment processors dictating what the consumer can or cannot buy.

 

[StacticShock]

Unfortunately he links to that shitty Change.org petition instead of the Fair Access Act, someone tell this nigga to point people in the right direction.

change.org shit looks like some nigger trying to hijack the entire thing, more people should go on the comments and mention the S.401 until these fucks start deleting the comments because that will mean they really want to hijack the movement, either to be some controlled opp bullshit or plain disingenuous, tell the change.org petition is useless and if they really want payment processors to get bent they will course correct to pointing at S.401.

edit because nigger genes but i was recommended a video regarding this issue, it's a react from the water CS2 video but @Null is mentioned and there are hints to have him brought up and talk about this:

if things can be worked out then the points as to why S.401 is the killing blow to this retardation rather than some change.org gaytition can be made clearer, also more info can be given towards the entire history of debanking too, however it's twitch so... only the future can tell how it will work out but stepping on eggs is advised since dear feeder isn't a OF whore.

 

[Lili]

Man i hope they submit the law that prevents debanking. I'm tired of these credit cards dictating what i can or can't consume. That's my own fucking problem.

 

[Fcret]

The Steam/Itch story has hit the Guardian - archive

Looks like some serious sand is getting kicked up

 

[Rotollo 2]

Lidl drip leaving lmao

>"leaving Kf"
nah this shit is like the tower of terror

 

[Sperghetti]

Second off, the whole "Steam didnt respond to us so we literally cheated to get them to do what we wanted" doesnt make you look any better, if anything it just makes Steam look better because it did confirm they legit tried to give the silent treatment you australian devils deserve...

This just confirms that the traditional Kiwi Farms approach of directly telling foreigners and journalists to go fuck themselves is the only way to handle things.

 

[RTX Mario]

Didn't the WEF call for digital IDs?

 

[Null]

https://usips.org/blog/2025/07/fair-access-to-banking/

Accepting input on this blog entry before I shill it.

 

[XL xQgg?QcQCaTYDMjqoDnYpG]

https://usips.org/blog/2025/07/fair-access-to-banking/

Accepting input on this blog entry before I shill it.

I'm on it
Will give you input asap

 

[DavidS877]

https://usips.org/blog/2025/07/fair-access-to-banking/

Accepting input on this blog entry before I shill it.

English motherfucker do you speak it?

purged hundreds mature video games

hundreds OF mature...

intermedairy

Lay off the cheese, it's "intermediary".

In the section for section 5 I'd explicitly add in a note that there is no civil cause of action there, I know you mention it in the next section but it should be on the list of "why it's weak".

avaailable

Have you considered using one of those programs that puts red squiggly lines under words?

I'd add USIPS and the expansion of the acronym in your signature too so if it gets reposted instead of linked people will know who or what you're speaking for.

Otherwise, good show.

 

[XL xQgg?QcQCaTYDMjqoDnYpG]

https://usips.org/blog/2025/07/fair-access-to-banking/

Accepting input on this blog entry before I shill it.

I'm on it
Will give you input asap

The strongest part in the article is your breakdown of the transaction pipeline. That information alone will absolutely redpill people who had no idea how many points of failure exist between the buyer and seller

What I'd change most is the moral framing and emphasizing the gap between what the bill claims to do and what it actually enables
In the current version, the language around "access", "denial", and "relief" make it sound like these networks just need to reined in by good rules, but shifts the focus away from how rigged and protected the payment processor cartel really is. I'd state it plainly: Visa, Mastercard etc. are not simply misbehaving private companies, they are state-protected oligopolies. Their chokehold and veto power exists only because of legal insulation, limited liability, and regulatory entrenchment from the state itself

The section on penalties is quite good, but I'd go one step further by calling the structure what it is, not weak enforcement, but public theater. Capped fines that are basically rounding errors for these trillion-dollar networks are not deterrents, they're just ceremonial gestures
And that is a recurring pattern in regulatory democracies, they just love setting up formal complaint systems that are structurally useless. The OCC's enforcement isn't just weak, it's discretionary by design and only triggers when it happens to be politically useful. That's not some flaw, that's the entire point of the bill

The same goes for the section at the end about reforms, you list good fixes, but I'd reframe them as conditionals. As in, "if this bill were serious about stopping financial censorship, then here is the bare minimum it would do". That alone helps bring the deeper point into plain sight, namely that the bill in its current form wasn't built to solve the problem, and that tells you everything about what it was designed to protect

One more thing: If your goal is to shift the terms of the debate, rather than merely inform, I'd make it clear that the same political system that helped build this financial chokehold is now pretending to regular it. You can't fix cartel behavior by protecting the cartel and punishing no one

 

[Creative Username]

https://usips.org/blog/2025/07/fair-access-to-banking/

Accepting input on this blog entry before I shill it.

Financial services have gone on a tear and purged hundreds of mature video games across multiple platforms. More people than ever now recognize the imminent danger that these unaccountable multi-billion dollar corporations pose to our freedoms. Lawmakers in the Senate have proposed the Fair Access to Banking Act (S.401). It is a step in the right direction, not a silver bullet - but it could be.

I think this first paragraph might look better if it looked something like:

As you might have heard, various game storefronts have recently purged hundreds of mature video games, with no warning or recourse. This was not a decision of the game storefronts, but a vast overreach by unaccountable corporations that forced them to pull the games from their platforms. More people than ever now recognize the imminent danger that these unaccountable multi-billion dollar corporations pose to our freedoms. Lawmakers in the Senate have proposed the Fair Access to Banking Act (S.401). It is a step in the right direction, not a silver bullet - but it could be.

also it's quite ballsy having a "attributed to rothschild" quote on top because people will instantly go "EW HE IS ANTISEMITIC NEVER LISTEN TO HIM" (it doesn't matter that much, we all know the typical suspects will probably spam it anyway)

 

[XL xQgg?QcQCaTYDMjqoDnYpG]

@Null I saw you updated the article with a call to action
That means there's even more value in spelling out the core contradiction: The same political system that built this chokehold is now pretending to regulate it. And if your goal is putting on real pressure, that fact needs to be front and center, otherwise it will be nothing but one of many appeals to the very structure that made the problem possible

 

[skunt]

https://usips.org/blog/2025/07/fair-access-to-banking/

Accepting input on this blog entry before I shill it.

I think it's missing a "what can you do" section. It's good and informative, though brief, but it kinda leaves the reader where they started. It's great to inform people but shouldn't you want to leverage it and leave a paragraph saying something along the lines of "call or write a letter to your nearest senator (etc)"
Amazing timing.