This underperforming marathon led me to a realisation: I always had in my mind that Phil earns more than me, but is an idiot and wastes all his money and that's why he has a khando to show for and that's that (besides tech that depreciates with 1% per month according to accounting standards). But this year I calculated it again out of interest, and Phil earns now roughly the same amount as I do per year while being almost ten years older, "working" a day more per week and has to be a begging clown on the Internet for it. As far as I understand the American retirement system, Phil hasn't got anything more than social security (I guess nobody believes that he is able to save via 401k, he also never said that afaik). He has no benefits like being able to purchase the product / services of the company you work at cheaper, or discounts for partner companies or reimbursements for public transport, gyms, employee stocks etc. This guy is living on borrowed time, fully depending on dents and dentractors for the rest of his life. I am not American, but at this point, wouldn't it make more sense to reduce streaming hours and work a part time job and have at least some security/ benefits / career & retirement options? Dents might even increase the tips / h amount. As far as I get it right now, he earns above US average, but he's not strictly well-off unlike 5 years ago when only tips counted and the rest was bonus. Especially if we think about a bum with a college degree who should by now have made a career himself, became a specialist in his field or some sort of team leader. But I talk about Phil, I don't think he is able to find work or hold on to a job for more than a week. Of course, there is also fat Khat who might or might not work part-time.
I would like to read the thoughts of US citizens (not resiDents, ackackack) about this topic.