@EddyB43 does such a great job providing stats & such but it always leaves you with more questions than answers. Namely, how HOW does he make as much revenue on YT as he claims? You can look at the numbers several different ways & it just doesn't add up.
This is why for YouTube I always talked about views & ignore the SocialBlade money sections - guesstimates based on average CPMs & averaged monetized view rates etc. Before his recent 'Twitch paid me more than YT in August but not July' statement I figured DSP was getting less than $2K/month from DSPGaming ad revenue.
Although there was another comment on July 8th when DSP said Twitch income that day had been enough to count for his Twitch & YT income (so not Patreon, Teespring etc.) and I'd counted $200-225 in cheers, subs & tips. That's $6K-6.75K per month, and I'd have guesstimated ~$100/day Twitch average based on my previous $1700-2500 cheers & subs income & guessing a few hundred extra dollars in tips to hit ~$3K/month, which also seems high.
I'm willing to go along with you on this but how!? You gotta explain where all that money is coming from. We know his Patreon & Twitch income. People have been calculating his PayPal tips & we all know what's been going on with YT. How can he making as much as you say?
Other income sources are Patreon (DSP claims he gets $1250 despite hitting a $1025 or $1125 goal, I'm questionable on that - I honestly think he's just making the goal seem feasible to hit and I doubt Patreon has complex algorithms calculating declined pledges from several months of data to cause the error he complains about), Teespring (a pittance, DSP even admits almost no sales since it's been like a month plus since 'Kowai Phil' & 'I Hate Skeletons' designs went up), LootCrate (even though he lost his free LootCrate deliveries last I checked his 10% off code seems functional & he keeps linking it in descriptions) and a tiny one from Twitch ad revenue.
Expenses, oh boy, this is just scratching the surface. $1,500 EACH monthly for the condo lease and the 'house' mortgage, maybe $300/month for the new car, he claims $400+ for dual business Comcast internet (the cheapest 20Mbit upstream business Comcast connection was indeed $199.95/month, add tax or whatever & 2 will break $400). Then there's stuff we can't easily calculate like health insurance, his quarterly up front guesstimated taxes, his credit card debts and he claimed I think in the 'State of DSP' video (after the Scarface cheating impromptu Q&A) last year to have taken out TWO business loans, the second in late 2015 after the strikes.
Put simply, he might need well over $5K monthly to just tread water. This is the real reason he can't get a job to replace YT & Twitch - he'd need $5K/monthly salary instantly, ideally a lot more. $7-8K/monthly expenses aren't unfeasible, depends how badly DSP is in a financial hole at this point.
Also remember DSP's long term plan was to hope for 2 more years of the 'house' value increasing so he can remortgage it to pay off the other debts. It was either Hate Live or Ask the King recently where he stated from a chat question that the 'house' value had NOT gone up this year, so he's stretching this to another 3 years. He may well be fucked if the 'house' value remains stagnant or even falls.
Even if he makes upwards of $5000 a month, how much of that income is set aside for savings? How much of it does he put away to pay for a vacation or to pay OFF debts(non-bills)? How much does he put away for medical emergencies? Phil might appear to be banking income, but in 10 years when he's in his mid-40s, when the rest of us are in our late 20s or 30s we'll probably have more in savings, IRAs, Roth funds, or 401k than Phil has. He spends for the moment. He doesn't see the long path, just the short corner.
DSP has laughed at the concept of being able to save money, so he's either lying & is saving money, or he's living paycheck to paycheck, hand to mouth.