I've been looking into the mortgage angle a bit because that seemed interesting to me.
It would be great if he got a notice that his income and employment hisyory were being re-verified and the lender looked at the information and went "Hold on a minute here, last time you gave us this information you claimed a significantly higher income in 2014 than what you're claiming today. Did you misrepresent your ability to repay this loan when you applied for it?" and he's about to get his shit kicked in.
This is a real possibility. Basically if his loan was fraudulently put through (which is fairly common in the US) and his debt was 'sold' to a new bank they have the right to call him up for documentation to prove his ability to pay otherwise he will have to immediately pay the loan back.
Good lord, how many times has this phrase been uttered? It's like CWC's "Is Chris getting better?" meme.
TBF, it will happen someday but I think myself (and several other people) have made some pretty good arguments as to why it's not gonna happen as soon as one may think.
Hell, if DSP swallowed his own pride, moved back to CT and sold the house, that would already help him out big time. (remember, he's winning 7k to 8k dollars A MONTH, so there's no reason he should be "OMG GOING BROKE EMERGENCY PLS DONATE")
And that's ONE possible solution for his current woes.
I think the very valid argument that this isn't a possibility right now comes down to the fact that Phil has obviously not kept any 'emergency gouty-day fund'. He doesn't have a cushion of money by which to get his house ready for sale.
The water is up to his eyes, he can't move towards the CT kahndo or the Renton McMansion because he simply doesn't have enough money. It sounds stupid enough, because he has these two properties, but absent having a big pile of cash to fuck around with he can't really do much at the moment IMHO.
There is no such thing as troll tips; tips are tips, bits are bits, and both are money.
It's about the proposition of value.
Phil owes at least $200,000 USD in debt (whatever the figure is, it has to be somewhere around that).
If 10 people do stupid cheers a day, that's $1.
One dollar. One dollar a day is all it takes to help a poor child in Africa... It takes a lot, lot, lot more than one dollar a day to help a gout ridden hardcore gamer with a shit ton of debt.
It might add up if humans had all the time in the world, but unless you genuinely believe Phil will be able to either pay off his loan or stave off creditors using his basket of 10 cent cheers then I would argue that is wrong.
This "One dollar" of imaginary cheers would have to be artfully done so as to impact Phil's stream by way of making it extremely long. If it's done right, then Phil gets angry, his viewers get angry, people who have submitted legit cheers will get angry because they have to wait and Donald Trump will get angry.
This is more about the trade off between cost and return. If you can get Phil to delay his prestream by going on a tangent for 20 minutes for the price of 10 cents, I find it hard to argue against.
If you also make Phil look ungrateful because he starts refusing to deal with 10 bit cheers, then it's even better value for money.
I'd bet an actual panhandling
homeless person in Seattle can get more than a dollar spread over an hour.
