I think it should, though. This is honestly one thing I'm not libertarian on. Same with the USPS deciding not to handle mail for individuals.
It's probably not Patreon's decision. People seem to be saying "Patreon, but maybe also PayPal" - no, I promise you it's both, and because the latter went first.
Patreon touches not a single dollar. It holds no FIN, it pays not a single person, it handles not a single cent. It is a platform entirely reliant on Stripe and PayPal. If one of them says someone has to go, they have to go. If either drops Patreon as a customer, Patreon's entire company collapses. If MasterCard or Visa says to Stripe or PayPal someone has to go, they have to go. Stripe losing Visa Card would be in the range of billions of dollars of revenue a year. The company would be gone.
The only solution here is (a) to have a way for companies to compete with VC/MC, or (b) to have the Government tell banking institutions or pseudo-banks like PayPal that they have to play nice.
That's never going to happen, though, which is why I continue to scream BITCOIN, BITCOIN, BITCOIN, I DON'T CARE IF IT'S DOWN RIGHT NOW, IT'S THE WINTER IT ALWAYS GOES DOWN IN THE WINTER BECAUSE THAT'S WHEN PEOPLE ARE BUYING SHIT, FUCKING BITCOIN.
And honestly if you're happy about this in any way besides just "lol karma xD" you get a special fuck you straight from my heart.