Money 10/23 - Chris sued for debt a third time - Verdict: Chris owes $2,777.90 to Midland Funding

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LOL, after Chris loses his tugboat to trolls and credit card companies, I have a feeling this will be his final form.
7aaa9222363d50415dbcea3758c5bfce.jpg
 
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Mariposa Electrique said:
LOL, after Chris loses his tugboat to trolls and credit card companies, I have a feeling this will be his final form.
7aaa9222363d50415dbcea3758c5bfce.jpg
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Actually, the tugboat is immune to garnishment. Which is funny, because he's going to hit a hard poverty wall soon.

He won't starve, he'll always have his tugboat, but he cannot ever make money (at least not until his debts are sated or the statute of limitations runs out on them). See, if he hadn't lost his mind, if he had kept his interest in this real world alive, he'd have his tugboat, and his minimum credit card payments, and most importantly: the freedom to earn a little scratch on the side.

He could sit in his section 8 apartment and buy his tendies with his tugboat, and if he ever wants to whine for some more toys, he could sort glass or sell shit online or whatever he wants.

Not anymore. Now he can't do that. If he does that, it'll immediately get snagged by the creditors. He's no longer got this friendly debt-cow / lender relationship anymore. Now the relationship is antagonistic.
yawning sneasel said:
is this shitpost or for real?
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I think he made a halfhearted tweet about borrowing money and promising to pay people back after the merge with cwcville's funds. I think it was halfhearted not because he doesn't believe it, but because he's not that stressed about money because the merge is right around the corner. Plus no one took the bait, so, yeah.

Edit: I'm pretty sure that was a thing, but maybe I imagined it. @The American Hedgehog Did I imagine this?
 
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Marvin said:
He won't starve, he'll always have his tugboat, but he cannot ever make money (at least not until his debts are sated or the statute of limitations runs out on them). See, if he hadn't lost his mind, if he had kept his interest in this real world alive, he'd have his tugboat, and his minimum credit card payments, and most importantly: the freedom to earn a little scratch on the side.
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All true, but i think some perspective is needed here, at least in theory, because frankly i dont think he will live another 2-3 years.

For one, it is only $2800 in debt. thats not TOO MUCH, and hes gotten more in the past to pay off criminals.

Another, its a judgement and they have limits. Even if they garnish his outside earnings, they can only take a limited amount and they will only have 10-20 years. For some high-falootin' scheme for debt recovery, they would probably get access to certain online accounts (e.g. paypal, ebay, amazon, etc.) then they could fuck him in the ass hard. But again, $2,800. That's chump change and Midland has fucking millions of accounts. If chris was smart (lol) he woulda called them and worked out a deal. I once had some heavy debt ($7800) and I defaulted on it because it was a trashbag when i was young. anyways, i rope-a-doped them and they didn't pay attention to their SoL on the debt and I kept telling them "yea im having some probs, i need my student loan to help me pay it off". They would call in Sept, and I would have a new number. I would call them in early nov and explain that it slipped my mind and id need more time. I feel like anything under $25,000 is gonna be too low for them to care, but chris prob didn't play the game the right way. Prob told them "LOL! when the dimensions merge ill pay you!"
http://protectingconsumerrights.com...tute-of-limitations-by-state/states/virginia/
 
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Marvin said:
Edit: I'm pretty sure that was a thing, but maybe I imagined it. @The American Hedgehog Did I imagine this?
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It was a thing, he was offering something like 100/1 returns on investments. Which isn't that generous considering he can set the amount to whatever he wants. I'm holding out for 1000/1, momma Verger didn't raise no dummy.
yawning sneasel said:
All true, but i think some perspective is needed here, at least in theory, because frankly i dont think he will live another 2-3 years.

For one, it is only $2800 in debt. thats not TOO MUCH, and hes gotten more in the past to pay off criminals.

Another, its a judgement and they have limits. Even if they garnish his outside earnings, they can only take a limited amount and they will only have 10-20 years. For some high-falootin' scheme for debt recovery, they would probably get access to certain online accounts (e.g. paypal, ebay, amazon, etc.) then they could fuck him in the ass hard. But again, $2,800. That's chump change and Midland has fucking millions of accounts. If chris was smart (lol) he woulda called them and worked out a deal. I once had some heavy debt ($7800) and I defaulted on it because it was a trashbag when i was young. anyways, i rope-a-doped them and they didn't pay attention to their SoL on the debt and I kept telling them "yea im having some probs, i need my student loan to help me pay it off". They would call in Sept, and I would have a new number. I would call them in early nov and explain that it slipped my mind and id need more time. I feel like anything under $25,000 is gonna be too low for them to care, but chris prob didn't play the game the right way. Prob told them "LOL! when the dimensions merge ill pay you!"
http://protectingconsumerrights.com...tute-of-limitations-by-state/states/virginia/
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Haha yeah I read something similar. Through sheer dumb luck Chris lives in the one state that seems to have very favorable debt laws.
 
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yawning sneasel said:
is this shitpost or for real?
Click to expand...

Marvin said:
I think he made a halfhearted tweet about borrowing money and promising to pay people back after the merge with cwcville's funds. I think it was halfhearted not because he doesn't believe it, but because he's not that stressed about money because the merge is right around the corner. Plus no one took the bait, so, yeah.

Edit: I'm pretty sure that was a thing, but maybe I imagined it. @The American Hedgehog Did I imagine this?
Click to expand...
Yeah, Chris mentioned that stuff: https://kiwifarms.net/threads/twitt...-implying-hes-having-suicidal-thoughts.48657/ and https://kiwifarms.net/threads/10-23-18-chris-becomes-jesus.49211/
 
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yawning sneasel said:
All true, but i think some perspective is needed here, at least in theory, because frankly i dont think he will live another 2-3 years.

For one, it is only $2800 in debt. thats not TOO MUCH, and hes gotten more in the past to pay off criminals.

Another, its a judgement and they have limits. Even if they garnish his outside earnings, they can only take a limited amount and they will only have 10-20 years. For some high-falootin' scheme for debt recovery, they would probably get access to certain online accounts (e.g. paypal, ebay, amazon, etc.) then they could fuck him in the ass hard. But again, $2,800. That's chump change and Midland has fucking millions of accounts. If chris was smart (lol) he woulda called them and worked out a deal. I once had some heavy debt ($7800) and I defaulted on it because it was a trashbag when i was young. anyways, i rope-a-doped them and they didn't pay attention to their SoL on the debt and I kept telling them "yea im having some probs, i need my student loan to help me pay it off". They would call in Sept, and I would have a new number. I would call them in early nov and explain that it slipped my mind and id need more time. I feel like anything under $25,000 is gonna be too low for them to care, but chris prob didn't play the game the right way. Prob told them "LOL! when the dimensions merge ill pay you!"
http://protectingconsumerrights.com...tute-of-limitations-by-state/states/virginia/
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I wouldnt be surprised if chris ends up borrowing money from the mafia because hes tired of the credit companys being a bunch of a-logs by pestering him about the money he owns them *sigh*
 
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the autist of dojima said:
I wouldnt be surprised if chris ends up borrowing money from the mafia because hes tired of the credit companys being a bunch of a-logs by pestering him about the money he owns them *sigh*
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Then, they shoot him in the head or force him into giving BJ's to their retarded relatives after he can't pay back the debt.
 
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Galvatron said:
Laziness is the epitome of Chris. Imagine how much money you could make if you sold crappy child drawings with your signature , for even only say $10. Even if you only managed to sell to “troll” fans, the money is still real. Chris is too lazy to even do that. If I had that kind of notoriety I would be doodling all day

( well, laziness and Chris has an extremely overinflated ego. He thinks a signed drawing by him is probably worth $100 minimum)
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You know a lot of artists are shit at making money and don't realize they're the product not their work at a certain point. But they refuse to believe this. Chris is not in the minority. I know you got guys like Picasso who realized he could eat at a cafe and doodle on the check and it'd be worth more than his bill. Chris isn't exactly in this position either.

Chris is also bad at managing cash flow. He doesn't understand that he can shit out low effort high reward stuff. He wants to make things like amiibos, cuz its more important to him he gets to make 10 hour amiibos at a tiny profit margin than to shit out doodles at a huge profit margin. He spends his money before he ships it. He has a patreon account but doesn't know how to really milk his cash cows. I guess in that sense he's a classic tortured artist.
Marvin said:
He can't get a new car, for example. And the loan he got for his last car (which is still being paid off, I might add) was completely exceptional. At minimum payments he'd end up paying off that car for 3x its value
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Did we ever find out what went wrong with his car? Do we know what maintenance he put into it (i assume he got oil changes at some point). Did he ever change the tires? What failed in this car? I'm not a mechanic but i can do basic work on my car, i'm surprised most car owners can't do. I would assume chris is in the same boat.
 
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Lipitor said:
Did we ever find out what went wrong with his car? Do we know what maintenance he put into it (i assume he got oil changes at some point). Did he ever change the tires? What failed in this car? I'm not a mechanic but i can do basic work on my car, i'm surprised most car owners can't do. I would assume chris is in the same boat.
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Not a car owner here, so if I ever overheard it, my eyes probably glazed over.

But yeah, Chris being a dumbass is probably the main cause.
 
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Mariposa Electrique said:
No matter what people like to say, Chris shouldn't be on the Internet if he can't avoid this crap.
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I like that his responses to people telling him that he should be offline makes it sound like he has no choice in the matter and that people grab and force him in front of a keyboard... or that if he doesn't get back to tweeting about pony shit someone will execute his family:
 
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Blue Jerkop said:
I like that his responses to people telling him that he should be offline makes it sound like he has no choice in the matter and that people grab and force him in front of a keyboard... or that if he doesn't get back to tweeting about pony shit someone will execute his family:
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Going offline doesn't fix anything. They go to his house offline and pretend to be his friends.
 
Marvin said:
Going offline doesn't fix anything. They go to his house offline and pretend to be his friends.
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Would there be a video of Chris fapping to All Star having been posted on his twitter account if he wasn't online?

Going offline doesn't fix everything but it sure would help.
 
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Blue Jerkop said:
Would there be a video of Chris fapping to All Star having been posted on his twitter account if he wasn't online?

Going offline doesn't fix everything but it sure would help.
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Put it this way: if Chris was a Catholic, trolls would pretend to be a priest and get him to confess his sins and then upload them to the internet.
 
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