[16-Jan-2020] DarksydePhil is filing for bankruptcy (general thread) - and has officially done so on January 31 2020, meaning a lot of his finances have become public

What will happen with his case following the 341 meeting?

  • Still gets Chapter 7

    Votes: 126 18.1%
  • Changed to Chapter 13 and ultimately fails to make his required payments

    Votes: 218 31.3%
  • Chapter 13 and successfully completed all payments

    Votes: 19 2.7%
  • Complete dismissal of the bankruptcy

    Votes: 334 47.9%

  • Total voters
    697
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Fine fine has be

Some people don't think it be like that, but it do.

I'm a little high so bear with me but what if Kaat was just motherfucking retarded? Like we all keep ascribing qualities to her that she may not even have, such as awareness, the ability to think about or plan for the future, the concept of right or wrong. Maybe she is a member of the subhuman insectoid-porcine related species that Phil is and they both possess the same pheromone glands. It would make the most sense.
 
I'm a little high so bear with me but what if Kaat was just motherfucking exceptional? Like we all keep ascribing qualities to her that she may not even have, such as awareness, the ability to think about or plan for the future, the concept of right or wrong.
I've considered this. Katherine reminds me of girls on benzos I've been with in group therapy that stare at walls like zombies, and of course they get attention from guys that look like Phil while the male ones die alone. Her job reinforces this belief as she's working like 10-15 hours per week and probably not in public view, like they just hired the reetard to fill a quota.
 
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I have no doubt an appraiser has been through the shack and that's why he's had more sand in his vag than normal.

Is there a possibility an appraisal is on hold due to the Corona? That would require an actual on site visit, I'd imagine. You could probably do an appraisal just using his youtube channel and this thread, honestly. It would the pigroach time to stash anything of real value if they put it on hold.

Despite the influx of vest money and blue-blocker glasses, he does seem to be in a particularly salty mood as of late. I suspect there is more going on in his bankruptcy that hasn't been filed.
 
Phil isn't obligated to sell his khando if Nancy decides that's it's worth more than he said, right? I imagine he can just stop the bankruptcy and try to go for chapter 13. Or an I wrong here?
It’s been pointed out in this thread that he cannot back out now. If they decide they want the condo he’s shit out of luck. He does not have the option to change bankruptcy type or back out completely.
 
Phil isn't obligated to sell his khando if Nancy decides that's it's worth more than he said, right? I imagine he can just stop the bankruptcy and try to go for chapter 13. Or an I wrong here?
He can convert to Chapter 13 but his income and expenses have to be stable in the eyes of the court. That cute little "I had $9K of expenses six months before filing" shit is not going to help him there.
 
Phil isn't obligated to sell his khando if Nancy decides that's it's worth more than he said, right? I imagine he can just stop the bankruptcy and try to go for chapter 13. Or an I wrong here?
Like any other legal process there are no backsies. It’s a bell that can’t be unrung. Phil could try to file a motion to dismiss for the judge if he thinks it’ll save the WA condo, but he’d have to prove that the dismissal benefits the creditors too. If we generously assume the WA condo is still as valuable as Zillow says it is, then this isn’t going to happen since Phil being forced to sell the WA condo and downsize to a cheaper home would benefit everyone in this situation. Phil wouldn’t have to pay as much for cost of living, and the creditors now have a sweet ~$400k check to split amongst themselves.
 
Is there a possibility an appraisal is on hold due to the Corona? That would require an actual on site visit, I'd imagine. You could probably do an appraisal just using his youtube channel and this thread, honestly. It would the pigroach time to stash anything of real value if they put it on hold.
Perhaps? I think it depends on the state. I know in a different state insurance adjusters who frequently make house/business calls were required to wear gloves and a mask.

Appraisers might be under the same rules, and if there is still a mask/glove shortage there I'd imagine that would affect it.

ETA this website regarding your questions:

It doesn't seem to be state-specific as far as I can tell, but I'm sure the ones in WA will be taking what they say under consideration.
 
Phil isn't obligated to sell his khando if Nancy decides that's it's worth more than he said, right?

He isn't. They'll kindly do it for him.

I imagine he can just stop the bankruptcy and try to go for chapter 13. Or an I wrong here?

He can try for it. He has to be able to present a plausible payment plan. A plausible payment plan does not involve $5,000 a month just vanishing into thin air.
 
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